- Average car insurance cost for 16-year-olds is $5,046 per year or $392 per month.
- Car insurance for 16-year-old males averages $5,418 per year and 16-year-old females average $4,766 per year.
- Average rates for popular teen-driver vehicles include the Honda Civic at $4,746 per year, the Toyota Corolla at $4,468, and the Mazda 3 at $4,924 per year.
What is average car insurance cost for a 16-year-old male?
The average monetary value of car policy for an 16-year-old male driver is $ 5,418 per year or $ 452 per month. car insurance rates for 16-year-old males ranges from $ 3,176 to $ 8,692 per class depending on the express you live in. car indemnity rates for 16-year-old males for some popular models include the Jeep Wrangler at $ 6,446 per year the Ford Mustang at $ 5,484 per year, the Chevy Camaro at $ 7,096, the Nissan 370Z at $ 6,006, and the Subaru BRZ at $ 6,524 per class.
The table below shows average rates for 16-year-old male drivers broken out by annual and monthly monetary value. The mesa is ordered alphabetically by state of matter diagnose .
| U.S. State | Per Year | Per Month |
|---|---|---|
| Alabama | $4,446 | $371 |
| Alaska | $4,790 | $399 |
| Arizona | $4,858 | $405 |
| Arkansas | $5,838 | $487 |
| California | $6,250 | $521 |
| Colorado | $5,824 | $485 |
| Connecticut | $5,290 | $441 |
| Delaware | $5,542 | $462 |
| Florida | $7,972 | $664 |
| Georgia | $5,274 | $440 |
| Hawaii | $3,706 | $309 |
| Idaho | $4,310 | $359 |
| Illinois | $4,406 | $367 |
| Indiana | $4,072 | $339 |
| Iowa | $3,944 | $329 |
| Kansas | $5,486 | $457 |
| Kentucky | $6,344 | $529 |
| Louisiana | $7,904 | $659 |
| Maine | $3,772 | $314 |
| Maryland | $4,924 | $410 |
| Massachusetts | $4,466 | $372 |
| Michigan | $8,692 | $724 |
| Minnesota | $4,794 | $400 |
| Mississippi | $5,154 | $430 |
| Missouri | $5,788 | $482 |
| Montana | $5,314 | $443 |
| Nebraska | $5,214 | $435 |
| Nevada | $5,980 | $498 |
| New Hampshire | $3,292 | $274 |
| New Jersey | $5,154 | $430 |
| New Mexico | $4,368 | $364 |
| New York | $5,806 | $484 |
| North Carolina | $3,462 | $289 |
| North Dakota | $4,536 | $378 |
| Ohio | $3,176 | $265 |
| Oklahoma | $5,304 | $442 |
| Oregon | $4,568 | $381 |
| Pennsylvania | $4,590 | $383 |
| Rhode Island | $6,428 | $536 |
| South Carolina | $5,026 | $419 |
| South Dakota | $4,938 | $412 |
| Tennessee | $4,316 | $360 |
| Texas | $5,140 | $428 |
| Utah | $4,506 | $376 |
| Vermont | $3,620 | $302 |
| Virginia | $3,518 | $293 |
| Washington | $4,140 | $345 |
| West Virginia | $4,906 | $409 |
| Wisconsin | $3,706 | $309 |
| Wyoming | $5,008 | $417 |
What does car insurance cost for a 16-year-old female?
The average car indemnity price for a 16-year-old female driver is $ 4,766 per year or $ 397 per calendar month. Depending on where you live, the monetary value could could range from $ 2,794 to $ 7,650 per class, which is $ 233 to $ 638 per month. modal car indemnity rates for 16-year-old females for some popular models include the Honda Accord at $ 4,734 per year, the Toyota Corolla at $ 3,934, the Ford Escape at $ 4,254, and the Honda Civic at $ 4,178 per year. The board below shows average annual and monthly car insurance monetary value for 16-year-old female drivers. Rates are ordered alphabetically by department of state name .
| U.S. State | Per Year | Per Month |
|---|---|---|
| Alabama | $3,912 | $326 |
| Alaska | $4,214 | $351 |
| Arizona | $4,276 | $356 |
| Arkansas | $5,140 | $428 |
| California | $5,502 | $459 |
| Colorado | $5,128 | $427 |
| Connecticut | $4,656 | $388 |
| Delaware | $4,878 | $407 |
| Florida | $7,018 | $585 |
| Georgia | $4,646 | $387 |
| Hawaii | $3,262 | $272 |
| Idaho | $3,794 | $316 |
| Illinois | $3,876 | $323 |
| Indiana | $3,586 | $299 |
| Iowa | $3,472 | $289 |
| Kansas | $4,832 | $403 |
| Kentucky | $5,586 | $466 |
| Louisiana | $6,958 | $580 |
| Maine | $3,320 | $277 |
| Maryland | $4,336 | $361 |
| Massachusetts | $3,932 | $328 |
| Michigan | $7,650 | $638 |
| Minnesota | $4,220 | $352 |
| Mississippi | $4,536 | $378 |
| Missouri | $5,096 | $425 |
| Montana | $4,680 | $390 |
| Nebraska | $4,590 | $383 |
| Nevada | $5,264 | $439 |
| New Hampshire | $2,900 | $242 |
| New Jersey | $4,536 | $378 |
| New Mexico | $3,846 | $321 |
| New York | $5,110 | $426 |
| North Carolina | $3,048 | $254 |
| North Dakota | $3,992 | $333 |
| Ohio | $2,794 | $233 |
| Oklahoma | $4,668 | $389 |
| Oregon | $4,020 | $335 |
| Pennsylvania | $4,038 | $337 |
| Rhode Island | $5,660 | $472 |
| South Carolina | $4,428 | $369 |
| South Dakota | $4,350 | $363 |
| Tennessee | $3,798 | $317 |
| Texas | $4,524 | $377 |
| Utah | $3,968 | $331 |
| Vermont | $3,188 | $266 |
| Virginia | $3,100 | $258 |
| Washington | $3,648 | $304 |
| West Virginia | $4,318 | $360 |
| Wisconsin | $3,262 | $272 |
| Wyoming | $4,408 | $367 |
Which cars have the cheapest insurance for 16 year olds?
The cheapest cars to insure for 16-year-old drivers are the Buick Envision, Honda CR-V, and Mazda CX-30, all of which are compress SUVs. average rates for those three models are $ 3,961, $ 4,041, and $ 4,051 per year, respectively. The list below shows the 25 vehicles with the cheap car indemnity rates for 16-year-old drivers. Rates are shown for both male and female drivers. Click on any model to view detailed car insurance rate information .
Popular vehicles average insurance cost for 16-year-olds
There are a fortune of vehicle options available for newly-licensed drivers, but some models are just more popular than others. Cars like the Toyota Corolla and Camry, Honda Civic and Accord, and pickups like the Ford F150 and Chevy Silverado are constantly popular choices. many of those vehicles do not make our list of the cheapest vehicles to insure for 16-year-olds, however. So the two charts below show 20 of the most popular vehicles driven by teens in America and the average cost of car insurance when rated for both 16-year-old male and female drivers.
Get Rates in Your Area Why is this crucial ? Chart Data Details: Average no car insurance price is based on 2022 model class vehicles with condom driver and claim-free discounts applied. physical damage deductibles are $ 500 and rates are averaged for all Zip Codes.
Data last updated on February 20, 2022
| Make/Model | Annual Rate | Monthly Rate |
|---|---|---|
| Honda CR-V | $4,350 | $363 |
| Toyota Corolla | $4,468 | $372 |
| Honda Civic | $4,746 | $396 |
| Nissan Rogue | $4,760 | $397 |
| Subaru Impreza | $4,768 | $397 |
| Nissan Sentra | $4,814 | $401 |
| Subaru Crosstrek | $4,836 | $403 |
| Mazda 3 | $4,924 | $410 |
| Toyota Prius | $5,010 | $418 |
| Kia Forte | $5,088 | $424 |
| Ford Explorer | $5,112 | $426 |
| Ford F150 | $5,258 | $438 |
| Honda Accord | $5,376 | $448 |
| Toyota RAV4 | $5,378 | $448 |
| Toyota Camry | $5,568 | $464 |
| Ford Mustang | $5,570 | $464 |
| Chevrolet Silverado | $5,964 | $497 |
| Ram Truck | $6,266 | $522 |
| Hyundai Elantra | $6,286 | $524 |
| Hyundai Sonata | $6,432 | $536 |
Get Rates in Your Area Why is this significant ?
Read more: Best car insurance companies for 2022
Chart Data Details: Average no car policy cost is based on 2022 model class vehicles with condom driver and claim-free discounts applied. physical wrong deductibles are $ 500 and rates are averaged for all Zip Codes.
Data last updated on February 20, 2022
| Make/Model | Annual Rate | Monthly Rate |
|---|---|---|
| Honda CR-V | $3,830 | $319 |
| Toyota Corolla | $3,934 | $328 |
| Honda Civic | $4,178 | $348 |
| Nissan Rogue | $4,192 | $349 |
| Subaru Impreza | $4,202 | $350 |
| Nissan Sentra | $4,242 | $354 |
| Subaru Crosstrek | $4,260 | $355 |
| Mazda 3 | $4,340 | $362 |
| Toyota Prius | $4,408 | $367 |
| Kia Forte | $4,484 | $374 |
| Ford Explorer | $4,498 | $375 |
| Ford F150 | $4,630 | $386 |
| Honda Accord | $4,734 | $395 |
| Toyota RAV4 | $4,738 | $395 |
| Ford Mustang | $4,900 | $408 |
| Toyota Camry | $4,902 | $409 |
| Chevrolet Silverado | $5,256 | $438 |
| Ram Truck | $5,520 | $460 |
| Hyundai Elantra | $5,542 | $462 |
| Hyundai Sonata | $5,670 | $473 |