Our learn found a wide range of policy costs in the sample distribution with the Mazda MX-5 Miata as the brassy car to insure, Subaru Outback was the moment cheap to insure and Volkswagen Golf GTI took third seat. For the best cars to insure for adults, chew the fat here .
Best cars for teens
The table below shows the 20 brassy models to insure for our 18 year-old sample driver. Smaller compact cars, such as the Mazda MX-5 Miata and the Volkswagen Golf GTI, made it into the top 20 list. SUVs and larger cars were besides represented, including the Subaru Outback and the Honda Odyssey .
Rank |
Car |
MSRP |
Average Annual Car Insurance |
---|---|---|---|
1 | Mazda MX-5 Miata | $23,720 | $2,640 |
2 | Subaru Outback | 23,495 | 2,735 |
3 | Volkswagen Golf GTI | 25,385 | 2,740 |
4 | Mini Countryman | 19,950 | 2,766 |
5 | Volkswagen Routan | 28,375 | 2,769 |
6 | Smart Fortwo | 13,270 | 2,776 |
7 | Fiat 500L | 19,195 | 2,786 |
8 | Honda Odyssey | 28,825 | 2,788 |
9 | Subaru Legacy | 20,295 | 2,792 |
10 | Mini Paceman | 23,300 | 2,807 |
11 | Toyota Sienna | 26,920 | 2,808 |
12 | Ford Mustang | 22,510 | 2,821 |
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Most expensive cars to insure for teens
The list of the most expensive cars to insure is largely made up of covenant cars and vans. The sum of the annual insurance premium varied by more than $ 640 between the cheapest ( Mazda MX-5 Miata ) and most expensive ( Kia Forte ) to insure. Surprisingly, some of the most expensive cars to insure had sticker prices less than $20,000, including the Kia Forte and Honda Civic .
Rank |
Car |
MSRP |
Average Annual Car Insurance |
---|---|---|---|
1 | Kia Forte | $15,900 | $3,282 |
1 | Mini Cooper Hardtop | 23,162 | 3,282 |
3 | Mitsubishi i-MiEV | 22,995 | 3,282 |
4 | Scion tC | 19,210 | 3,268 |
5 | Kia Rio | 13,900 | 3,217 |
6 | Hyundai Accent | 14,645 | 3,202 |
7 | Mitsubishi Lancer | 17,195 | 3,152 |
8 | Ford F-150 | 25,025 | 3,146 |
9 | Honda Civic | 18,190 | 3,138 |
10 | Hyundai Elantra | 17,200 | 3,125 |
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How we conducted the study
The ranking was based on the most buy cars in 2014 that monetary value less than $ 30,000 ; there were a total of 125 cars included in the study. The exemplar driver we used was an 18-year-old male, who had a clean drive record and a good credit score, who used his car by and large for commuting to school or knead .
The average cost for insuring each car was calculated by getting quotes from 20 different car indemnity companies in Pennsylvania. We used requirements for car insurance in Pennsylvania for the policy coverage in the sketch .
Pennsylvania Required Car Insurance coverage |
PA Required Min. Limits |
---|---|
Bodily Injury ( BI ) | $15,000 per person / $30,000 per accident |
property Damage ( PD ) | $5,000 per accident |
checkup Benefits ( PIP ) | $5,000 per accident |