Cheapest for College Students: Geico

GeicoGet a Quote When compared to other national insurance companies, Geico routinely offers cheap car policy for college students. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” primary ”, ” buttonIcon ” : ” interlock ”, ” buttonText ” : ” Get a Quote ”, ” class ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/geico-5 ”, ” description ” : ” When compared to early national policy companies, Geico routinely offers cheap car indemnity for college students. “, ” details ” : [ ], ” disclaimer ” : ” ”, ” featuredTitle ” : ” ”, ” connect ” : ” hypertext transfer protocol : \/\/www.geico.com\/ ”, ” name ” : ” Geico ”, ” hideBanner ” : false, ” hideDescription ” : assumed, ” hideDetails ” : true, ” hideDisclaimer ” : false, ” hideTitle ” : true, ” title ” : ” Geico ” }

  • Average 6-month premium: $2,326
  • ValuePenguin rating: 4/5
  • JD Power rating: 3/5
  • A.M. Best Financial Strength Rating: A++
  • Read our full Geico review

Geico ‘s low rates and abundance of discounts make it what we consider the best cheap car policy for college students. While quotes vary depending on where you live, we found that Geico systematically offers college-aged drivers moo car insurance rates .
Geico besides offers discounts to members of college-centered groups, like alumnus associations, fraternities and sororities. so, if you ‘re a college scholar involved on campus, chances are you can receive good, dismiss car indemnity rates. Get a quote on-line by clicking above or speak with an indemnity agent to see if you qualify .
A chart of the top 3 Cheapest Car Insurance Companies for College Students

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Cost of full coverage car insurance for college-aged drivers

Insurer

6-month premium

Geico $2,326
Nationwide $2,868
Progressive $3,537
State Farm $3,985
Allstate $5,234

Best for Discounts: State Farm

State FarmGet a Quote State Farm offers all of its customers access to a long tilt of car insurance discounts, but some of its best ones are reserved for student drivers.

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  • Average 6-month premium: $3,168
  • ValuePenguin rating: 3.5/5
  • JD Power rating: 3/5
  • A.M. Best Financial Strength Rating: A++
  • Read our full State Farm review

State Farm ‘s good-student dismiss offers up to 25 % in annual car insurance savings to eligible college students. The eligibility requirements change by submit, but typically the driver must be a full-time student and have a grade point median of at least 3.0 ( out of 4.0 ). fortunately the discount lasts until drivers turn 25 years old, evening if they graduate from college before then .
State Farm ‘s student off at school rebate is capital for college students who live on a campus where a cable car is n’t necessary. It offers savings to drivers who live more than 100 miles from home and keep their car there. To be eligible for the discount, college students may lone drive their car while they ‘re home on vacation or during a vacation .
State Farm ‘s Steer Clear broadcast offers all drivers under the senesce of 25 the opportunity to save money on their car insurance. The program allows drivers to review and improve their drive skills through educational materials and by self-logging significant events that occur during their trips. If no violations or accidents occur during their trips, then they become eligible for a discount .

Best for Infrequent Drivers: Metromile

MetromileGet a Quote Metromile is a great insurance company for college students who drive infrequently but still want the convenience of having their cable car while at school. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” primary ”, ” buttonIcon ” : ” lock ”, ” buttonText ” : ” Get a Quote ”, ” class ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/metromile-3 ”, ” description ” : ” Metromile is a great insurance company for college students who drive infrequently but still want the convenience of having their car while at school. “, ” details ” : [ ], ” disavowal ” : ” ”, ” featuredTitle ” : ” ”, ” liaison ” : ” hypertext transfer protocol : \/\/insurance.mediaalpha.com\/zero-click.html ? cu=https : \/\/metromileinsuranceservices.pxf.io\/c\/66658\/428414\/7531 & carrier=Metromile ; TKzt2XWu22mNOdQNJ2a4RzoV6BRPpNDUopJCfh7rAsgYilC61MaFepVn5p1L6_mIOJTZIazfFd3kcRBYBf9NIndYo-7WqA ”, ” mention ” : ” Metromile ”, ” hideBanner ” : false, ” hideDescription ” : false, ” hideDetails ” : true, ” hideDisclaimer ” : fake, ” hideTitle ” : true, ” style ” : ” Metromile ” }

  • Average 6-month premium: Depends on mileage
  • ValuePenguin rating: 4/5
  • JD Power rating: Not rated
  • A.M. Best Financial Strength Rating: A-
  • Read our full Metromile review

Metromile ‘s quoting system allows drivers to enter their stream car insurance premiums so they can compare and see if switch companies makes smell. Your monthly premium will consist of a basal cost plus a per-mile tip, which means less driving equals lower insurance costs. Metromile claims that if you drive fewer than 12,000 miles per year, which is the national average, you will save money with its insurance .
Metromile does n’t charge policyholders for driving more than 250 miles per day, depending on the submit. college students or new drivers can think of this as a hood on the amount they can be charged, should they choose to drive home plate or go on a road trip. In New Jersey, Metromile wo n’t charge drivers for more than 150 miles per day .
The company ‘s biggest drawback is its limited handiness .
presently, Metromile is alone available in eight states : Arizona, California, Illinois, New Jersey, Oregon, Pennsylvania, Virginia and Washington. If Metromile is n’t available where you live, ask your indemnity company about a low-mileage discount, which is offered by most car insurance companies .

Best Mobile Apps: Allstate

AllstateGet a Quote college students are much on the move and need an insurance company with full-bodied mobile apps. Allstate offers drivers two : Allstate Mobile and QuickTrip. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” basal ”, ” buttonIcon ” : ” lock ”, ” buttonText ” : ” Get a Quote ”, ” class ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/allstate-3 ”, ” description ” : ” College students are much on the travel and need an insurance company with robust mobile apps. Allstate offers drivers two : Allstate Mobile and QuickTrip. “, ” details ” : [ ], ” disclaimer ” : ” ”, ” featuredTitle ” : ” ”, ” connect ” : ” hypertext transfer protocol : \/\/insurance.mediaalpha.com\/zero-click.html ? cu=https : \/\/www.allstate.com\/auto-insurance.aspx & carrier=Allstate ; TKzt2XWu22mNOdQNJ2a4RzoV6BRPpNDUopJCfh7rAsgYilC61MaFepVn5p1L6_mIOJTZIazfFd3kcRBYBf9NIndYo-7WqA ”, ” mention ” : ” Allstate ”, ” hideBanner ” : false, ” hideDescription ” : false, ” hideDetails ” : truthful, ” hideDisclaimer ” : false, ” hideTitle ” : true, ” style ” : ” Allstate ” }

  • Average 6-month premium: $5,234
  • ValuePenguin editor’s rating: 3/5
  • JD Power rating: 3/5
  • A.M. Best Financial Strength Rating: A+
  • Read our full Allstate review

Allstate Mobile allows users to access their plan data, cope claims and instantaneously connect to an insurance agent. You can file a claim right from the app, which we consider the best depart. This saves you from long telephone calls during what is normally a nerve-racking time .
Allstate ‘s QuickTrip app is a trip optimizer, which saves meter and mileage. Drivers can enter as many locations they wish to visit, and the app will find the optimum multistop path for the day. This is a great excess fringe benefit for college students, particularly those with close schedules.

While Allstate offers great mobile apps, it besides has an across-the-board network of agents, which are available to answer your questions in person. This can be a huge benefit for college students who may be unfamiliar with the nuances of their car policy policies .
college students should be mindful, however, that Allstate ‘s policies are typically among the most expensive among major insurers. As a result, student drivers should carefully consider how they prioritize balancing avail quality and cost .
Allstate has approximately 12,000 exclusive agencies spread across the country, meaning there ‘s probable one located near you. ultimately, Allstate offers a great mobile have and does n’t skimp on in-person subscribe .

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