The National Flood Insurance Program ( NFIP ) is managed by the FEMA and is delivered to the public by a network of more than 50 policy companies and the NFIP Direct .
Floods can happen anywhere — fair one inch of floodwater can cause up to $ 25,000 in damage. Most homeowners policy does not cover flood damage. Flood insurance is a freestanding policy that can cover buildings, the contents in a build, or both, so it is important to protect your most important fiscal assets — your home, your business, your possessions .
The NFIP provides flood indemnity to property owners, renters and businesses, and having this coverage helps them recover faster when floodwaters recede. The NFIP works with communities required to adopt and enforce floodplain management regulations that help mitigate deluge effects .
Flood indemnity is available to anyone live in one of the 23,000 participating NFIP communities. Homes and businesses in bad flood tide areas with mortgages from government-backed lenders are required to have deluge insurance.

Reading: Flood Insurance

alert - info
For more information about what ’ south covered and to find a policy travel to .

Become a Customer

How to Purchase Flood Insurance

To purchase flood indemnity, call your policy ship’s company or indemnity agent, the like person who sells your home or car indemnity. If you need help finding a supplier go to or call the NFIP at 877-336-2627 .
plan ahead as there is typically a 30-day wait menstruation for an NFIP policy to go into effect, unless the coverage is mandated it is purchased as required by a federally back lender or is related to a community flood map change .
FloodSmart.govExternal Link Arrow

Become a Seller and Servicer

Work With the NFIP

FEMA administers the NFIP and it is a partnership between the union government, the property and casualty insurance industry, states, local anesthetic officials, lending mental hospital, and property owners .
Each class, more than 50 secret insurance companies participate in the Write-Your-Own ( WYO ) program betray and servicing NFIP policies through their insurance agents .
FEMA retains duty for underwriting flood indemnity coverage sold under that plan and by the NFIP Direct. There are more than five million policyholders nationally and the NFIP is the nation ’ sulfur largest single-line indemnity program providing closely $ 1.3 trillion in coverage against flood .
NFIP DirectExternal Link Arrow

Flood Insurance Resources

NFIP offers a wide range of publications, videos, graphics and on-line tools that help policyholders, agents and early servicers navigate the flood indemnity process before, during and after disaster. Digital resources can be downloaded, and certain photographic print publications can be ordered for free .
Find an Insurance Form

insurance Outreach Publications

Flood Insurance Fact Sheets

Work with the NFIP

We provide reports on the National Flood Insurance Program ‘s ( NFIP ) financials and offer guidance on conducting daily operations for existing and newly NFIP sellers and servicers. Find information on the Write-Your-Own program, reinsurance, Risk Rating 2.0, plus the Flood Insurance Manual and other tools .
View All Programs and Tools

Understand NFIP Laws and Reform

Congress established the NFIP on August 1, 1968, with the passage of the National Flood Insurance Act ( NFIA ) of 1968, which has been modified over the years .
Learn about legislative changes to and the future of the National Flood Insurance Program .
See Rules & Legislation


Questions About Policies

Call your agent .

Complex Cases or Issues

Call your agentive role or reach out to the Office of the Flood Insurance Advocate .

Questions About the NFIP

Contact the Call Center .

Leave a Reply

Your email address will not be published. Required fields are marked *