GEICO vs. Liberty Mutual

Which car insurance do consumers say is best?

GEICO holds the market share edge over Liberty Mutual, controlling 12.8 percentage of the car policy market in 2017, compared to 3.0 percentage for Liberty Mutual. While GEICO is the more democratic choice among consumers, is it besides rated better by consumers ?
We ’ ve receive thousands of reviews for both policy companies, including ratings for customer service, claim serve and price. So who do consumers pace as the better car insurance company : GEICO or Liberty Mutual ?
Continue reading to learn more about GEICO and Liberty Mutual, and to see a breakdown of consumer ratings for each insurance company .
Jump to: Consumer ratings of GEICO and Liberty Mutual

GEICO vs. Liberty Mutual car insurance rates

car insurance rates vary by person and location. Rates besides depend on the car insurance party you choose. There are many factors that determine the cost you ‘ll pay for cable car insurance .
In the mesa below, you can view the national modal car insurance rates for GEICO for three different driver profiles for male and female. We are not able to provide home average cable car indemnity rates for Liberty Mutual. Keep in beware these are only national averages for a certain profile. Your cable car policy rates will differ from these depending on where you live, your unique driver profile and your coverages, among early things .

Driver profile GEICO average rates Liberty Mutual average rates
Male teen $1,492 N/A
Male adult $1,204 N/A
Male senior $1,088 N/A
Driver profile GEICO average rates Liberty Mutual average rates
Female teen $1,460 N/A
Female adult $1,200 N/A
Female senior $1,079 N/A

To determine the average home rates for male and female drivers for GEICO, we created three driver profiles for both males and females and got rates for drivers for each profile. The profiles for male and female drivers were an 18-year-old adolescent with state minimum coverages and fair recognition ; a 35-year-old single adult with 100/300/50 liability limits in addition to fully coverage with $ 500 deductibles for collision and comprehensive examination, a well accredit score and one driving rape in the last three years ; and a 65-year-old driver with 100/300/50 indebtedness limits in accession to full moon coverage with $ 500 deductibles for collision and comprehensive examination, a full recognition score and no drive violations in the survive three years. additionally, we averaged the rates in each state we had data for that party. Rate data is provided by Quadrant Information Services .

GEICO overview

GEICO, founded in 1936 and based in Chevy Chase, Maryland, was n’t among the top 10 car policy companies for 2019. While GEICO ’ s primary product is car policy, it does sell homeowners indemnity, renters indemnity and other lines of indemnity through non-affiliated policy companies. In fact, GEICO was ranked 8th for homeowners insurance and 3rd for renters insurance by Clearsurance consumers for 2019. even though GEICO doesn ’ t write policies for some of the other lines of insurance, it does distillery offer discounts for bundling policies, such as having your car and homeowners indemnity through GEICO .
Among the singular offerings that GEICO has is its free accident forgiveness program ( note : the program international relations and security network ’ t available in California, Connecticut or Massachusetts ). This broadcast applies to drivers who have gone at least five years without an accident. For these drivers, their indemnity rate won ’ triiodothyronine increase as a result of their first at-fault accident. Keep in mind though, this only applies to your first accident .
GEICO rewards active duty and retired members of the military by offering a dismiss of up to 15 percentage for those eligible.

While GEICO does offer a wide kind of discounts and coverage options, one that GEICO doesn ’ triiodothyronine extend that Liberty Mutual does is usage-based policy. If you ’ ra looking for an insurance company with a broadcast that monitors your drive and rewards you with a discount for exhibiting dependable driving habits, GEICO may not be the right car insurance company for you .
Read GEICO reveiws

Liberty Mutual overview

Liberty Mutual employs more than 50,000 employees global and offers a wide roll of insurance products. aside from car insurance, you can besides purchase homeowners, renters, life, business, motorbike and many early types of indemnity. If you ’ re looking to insure multiple products through the lapp company, Liberty Mutual does have a multi-policy rebate to help you save .
If you ’ re planning to buy collision coverage, Liberty Mutual has a way for you to lower your deductible over clock — at some cost to you. The Liberty Mutual Deductible Fund is basically a room for you to put aside money over time so you don ’ t have to come up with your entire deductible at once after an at-fault accident that requires a claim. You can read more about the plan here, but in essence, you and Liberty Mutual contribute each class to a store ( up to $ 100 annually ) that ’ mho then used to pay your deductible if you have an at-fault collision .
One likely means you can save with Liberty Mutual is by enrolling in the insurance company ’ s usage-based program, which it calls RightTrack. Liberty common monitors your driving habits, and if it deems you to be a safe driver, you can see savings of up to 30 percentage. RightTrack monitors things such as your acceleration, hard braking events, the total of miles you drive, the prison term of day you drive and rapid acceleration.

Check out the tables below to see how consumers rate their experience with Liberty Mutual as compared to GEICO and to learn about other ways you can save on your cable car indemnity with GEICO or Liberty Mutual .
Read Liberty Mutual reveiws

How do consumers rate GEICO and Liberty Mutual?

What discounts do GEICO and Liberty Mutual offer?

talk with an agentive role or visit the company ’ s web site for a comprehensive list of all discounts you may qualify for .

What additional features do GEICO and Liberty Mutual offer?

Leave a Reply

Your email address will not be published. Required fields are marked *