Compare quotes from the cheapest car insurance companies
USAA and Erie are the cheapest car policy companies. however, Erie is available in only 12 states and the District of Columbia, and USAA merely covers active and former military members and some of their family members. Of nationally available policy companies, State Farm and Farm Bureau have the lowest cable car insurance rates .
An average car insurance policy costs between $87 to $177 per month. See how much you can save when you compare rates.
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Compare car insurance rates by driving history
buying car indemnity with a bad drive record is costly. Incidents on your record can increase your indemnity rates for three years. here ’ s how average car indemnity rates compare for a clean force record versus one with traffic incidents.
- table_chart At-fault accident
- table_chart duet
- table_chart Speeding tag
Company | Clean record | At-fault accident |
---|---|---|
Erie | $1,300 | $1,554 |
USAA | $1,256 | $1,725 |
State Farm | $1,549 | $1,840 |
Farm Bureau | $1,835 | $2,537 |
Mid-Century | $1,960 | $2,851 |
American Family | $1,832 | $2,860 |
Progressive | $1,981 | $3,075 |
MetLife | $2,001 | $3,193 |
Nationwide | $2,346 | $3,197 |
Farmers | $2,406 | $3,415 |
Auto-Owners | $2,998 | $3,842 |
Travelers | $2,979 | $3,842 |
GEICO | $2,521 | $3,957 |
Allstate | $2,669 | $3,970 |
Note: Average rates are based on non-binding estimates by Quadrant Information Services. Your rates may vary. |
Company | Clean record | DUI |
---|---|---|
Erie | $1,300 | $2,142 |
USAA | $1,256 | $2,383 |
State Farm | $1,549 | $2,110 |
Farm Bureau | $1,835 | $3,131 |
Mid-Century | $1,960 | $3,104 |
American Family | $1,832 | $2,810 |
Progressive | $1,981 | $2,621 |
MetLife | $2,001 | $4,546 |
Nationwide | $2,346 | $4,390 |
Farmers | $2,406 | $4,080 |
Auto-Owners | $2,998 | $4,598 |
Travelers | $2,979 | $4,598 |
GEICO | $2,521 | $5,673 |
Allstate | $2,669 | $4,944 |
Note: Average rates are based on non-binding estimates by Quadrant Information Services. Your rates may vary. |
Company | Clean record | Speeding ticket |
---|---|---|
Erie | $1,300 | $1,425 |
USAA | $1,256 | $1,539 |
State Farm | $1,549 | $1,698 |
Farm Bureau | $1,835 | $2,194 |
Mid-Century | $1,960 | $2,604 |
American Family | $1,832 | $2,210 |
Progressive | $1,981 | $2,574 |
MetLife | $2,001 | $3,904 |
Nationwide | $2,346 | $3,042 |
Farmers | $2,406 | $3,197 |
Auto-Owners | $2,998 | $3,622 |
Travelers | $2,979 | $3,622 |
GEICO | $2,521 | $3,005 |
Allstate | $2,669 | $3,123 |
Note: Average rates are based on non-binding estimates by Quadrant Information Services. Your rates may vary. |
Compare car insurance rates by age
How much you pay for car insurance varies significantly depending on your historic period. Young drivers face gamey insurance rates due to their inexperience. indemnity for a 16-year-old is more than three times as expensive compared to a 25-year-old .
- bar chart 16 class old
- bar chart 17 year old
- bar chart 18 year old
- bar chart 19 year old
Read more: 7 ways to find good, cheap car insurance
car indemnity rates go down well around old age 25, assuming a scavenge drive record .
- bar chart 40 year erstwhile
- bar chart 50 year old
- bar chart 60 year previous
- bar chart 70 year old
Based on our analysis, the major insurers that offered the cheapest indemnity rates for each age group were Farm Bureau and State Farm. american Family offered the third base most cheap rates, on average, for all age groups except for drivers in their 60s, who received cheaper rates from Mercury .
Compare car insurance rates by state
average car indemnity rates are unlike in each submit. Insurance laws, property crime statistics and accident rates vary from state to state, and then do policy rates.
New York has the most expensive car insurance in the country, with annual rates of $ 2,759 for minimal coverage and $ 4,943 for entire coverage .
Wyoming has the cheapest car insurance in the country, with annual rates of $ 426 for minimal coverage and $ 1,577 for full coverage .
here ’ s how average car indemnity rates compare across states for both minimum and full-coverage policies :