Who Has the Cheapest Car Insurance Quotes in Hawaii? (2022)

Cheap car insurance quotes for drivers with prior incidents

annual rates normally rise if incidents such as a travel rapidly ticket, an at-fault accident or driving under the influence ( DUI ) appear on your drive record. Insurers see these incidents as signs that you are a bad driver, and they will increase your rates to account for that gamble .
To help Hawaii drivers select the most low-cost coverage, we found the insurers that offer the best rates for those who have :

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Cheapest car insurance after a speeding ticket: Geico

Hawaii residents who have received a speeding slate will likely find their best rates with Geico. The company did not increase annual premiums after a accelerate slate, which makes its rates significantly more low-cost than its competitors ‘. At $ 708 a year and $ 59 a month, full coverage from Geico is $ 1,318 cheaper than the state average of $ 2,024 .

While a speeding ticket will likely increase your car indemnity rates, it wo n’t increase them angstrom much as an at-fault accident will. Our analysis of average rates in Hawaii found that rates go up by 16% after a speeding ticket, compared to a 33% increase after an at-fault accident.

Cheapest car insurance after an accident: Geico

If you ‘re a Hawaii nonmigratory who has recently been in an at-fault car accident, we ‘d recommend taking a spirit at Geico for low-cost broad coverage car policy. Rates for Hawaii drivers who have caused an accident average $ 2,335 per year, however Geico ‘s rates are 55 % lower at barely $ 1,041 a class .

average rates for full coverage increase by about $ 582 a year after an at-fault accident. however, insurers penalize accidents to different degrees. Allstate increases rates by more than $ 1,100, from $ 2,049 before an accident to $ 3,189 after an accident. In line, Geico raises rates by $ 333, from $ 708 to $ 1,041 .
If your rate increase is more than you can afford, you should shop around for better rates. You might be able to find a better manage from a different company .

Cheapest car insurance after a DUI: Geico

Driving under the influence ( DUI ) will raise your indemnity rates more than any early traffic violation. At $5,037 per year and $ 420 per month for full coverage car policy, Geico offers the best rates for drivers in Hawaii with one DUI citation. The party ‘s rates are 23 % more low-cost than the state average .
A driver in Hawaii with a DUI can expect to pay about three times equally much as a driver with a clean record .

We found that while rates increase by 16 % after a speed ticket and 33 % after an at-fault accident, they rise from $ 1,750 to $ 6,541 after a DUI — a 273 % increase .