Who Has the Cheapest Car Insurance Quotes in Mississippi? (2022)
Cheap car insurance for drivers with prior incidents
express farm is one of the cheapest insurers for drivers who have previous incidents on their driving record .
A major component in determining your car indemnity quotes is your driving history. If you have one or more incidents on your criminal record, you will likely pay higher rates, making shopping around for the best price flush more important .
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Cheapest car insurance after a speeding ticket: State Farm
State Farm has the lowest prices for drivers with a speed ticket, with an average rate of $ 1,417 per annum, or $ 118 per month .
Drivers could save $ 119 each class by getting a quote from State Farm alternatively of the second-cheapest choice, Farm Bureau .
A speed slate shows insurers you might drive recklessly, so you ‘ll likely see your rates increase if you ‘re catch drive over the speed limit .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| State Farm | $1,417 | $118 |
| Farm Bureau | $1,536 | $128 |
| Allstate | $2,448 | $204 |
| Nationwide | $2,570 | $214 |
| Progressive | $2,720 | $227 |
| Shelter | $3,662 | $305 |
| USAA | $1,171 | $98 |
Cheapest car insurance quotes after an accident: State Farm
State Farm has the cheapest rates for Mississippi drivers after an at-fault accident. The company charges $ 1,581, 42 % less than the state modal .
grow Bureau is besides an low-cost choice for Mississippi drivers. On average, it raises rates by $ 439 per year, which is less than most other insurers. respective policy companies in Mississippi — such as Nationwide Shelter, Progressive and Allstate — have much more severe penalties, all in surfeit of $ 1,100 .
indemnity companies charge more for drivers with an accident on their record because those drivers may be more likely to make claims in the future .
|
Company Read more: Best car insurance companies for 2022 |
Annual rate |
Monthly rate |
|---|---|---|
| State Farm | $1,581 | $132 |
| Farm Bureau | $1,858 | $155 |
| Nationwide | $3,287 | $274 |
| Allstate | $3,312 | $276 |
| Progressive | $3,557 | $296 |
| Shelter | $4,081 | $340 |
| USAA | $1,312 | $109 |
Cheapest car insurance after a DUI: Farm Bureau
Farm Bureau has some of the lowest rates you ‘ll find in Mississippi, at $ 2,413 per year .
Being convicted of a DUI is one of the most good coarse drive offenses, and your insurance rate will reflect that. The typical rate for car insurance in Mississippi after one DUI is $ 3,372 per year, which is 88 % more expensive than for a driver with a clean record .
If you ‘re convicted of a DUI in Mississippi, you may besides be required to get an SR-22 certificate to have your license reinstated .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| Farm Bureau | $2,413 | $201 |
| Progressive | $2,753 | $229 |
| Allstate | $3,025 | $252 |
| State Farm | $3,178 | $265 |
| Shelter | $5,233 | $436 |
| Nationwide | $5,267 | $439 |
| USAA | $1,733 | $144 |
Cheapest car insurance for drivers with poor credit: Farm Bureau
Farm Bureau is the cheapest option for Mississippi drivers with inadequate credit. Its modal rate of $ 2,356 per class is 25 % cheaper than the state average .
Nationwide is another low-cost option, at barely $ 37 more per month than grow Bureau .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| Farm Bureau | $2,356 | $196 |
| Nationwide | $2,804 | $234 |
| Allstate | $3,207 | $267 |
| Progressive | $3,260 | $272 |
| Shelter | $3,617 | $301 |
| State Farm | $5,206 | $434 |
| USAA | $1,655 | $138 |
While your credit sexual conquest does n’t have anything to do with how safely you drive, insurers have found that people with bad citation histories could be more probably to make an policy claim. As a solution, having a bad credit score can raise your policy rates .