Cheap Car Insurance in Colorado for 2022 – NerdWallet

car policy is an authoritative purchase, but finding cheap car policy in Colorado international relations and security network ’ deoxythymidine monophosphate always easy. That ’ second why it ’ second important to compare rates from multiple insurers. The average cost of full coverage car indemnity in Colorado is $ 1,950 per year, or about $ 162 per calendar month, according to NerdWallet ’ randomness psychoanalysis. minimum coverage in Colorado is $ 512 per year on average, but we found you can probably get a cheaper policy. For example, American National offers the cheapest rates in Colorado at $ 197 per year, on average, for minimal coverage car policy for a 35-year-old driver with a clean repel record. Looking for the cheapest cable car insurance in your city ? NerdWallet analyzed car indemnity rates in some of the largest Colorado cities, including :

Cheapest car policy company overall in Colorado Reading: Cheap Car Insurance in Colorado for 2022 – NerdWallet
American National	$ 63/month	3.0 NerdWallet rate NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.
Cheapest for minimum coverage
American National	$ 16/month	3.0 NerdWallet rat NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.
Cheapest for young drivers
American National	$ 119/month	3.0 NerdWallet evaluation NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.
Cheapest for drivers with hapless citation
Geico	$ 63/month	4.5 NerdWallet rat NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

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How we chose the cheapest companies in Colorado

NerdWallet ’ s editorial team analyzed car indemnity rates from 16 car insurers in Colorado and found the five cheapest options for drivers in respective age brackets and with different histories, all driving a 2019 Toyota Camry L. For minimal coverage, we looked at rates that reflect the minimal requirements in Colorado. For wide coverage, we used the under coverage limits :

• $ 100,000 bodily injury liability per person .
• $ 300,000 bodily injury liability per accident .
• $ 50,000 property damage liability per accident .
• $ 100,000 uninsured motorist coverage per person .
• $ 300,000 uninsured motorist coverage per accident .
• Collision coverage with a $ 1,000 deductible .
• comprehensive examination coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a distribute of quotes to find brassy cable car indemnity. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. still, some companies routinely have better policy rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Colorado for 20-year-olds

Drivers in Colorado with clean driving records may want to consider the trace companies, which had the lowest average rates :

1. american National : $ 1,432 per class, or about $ 119 per calendar month .
2. Geico : $ 1,520 per year, or about $ 127 per calendar month .
3. Colorado Farm Bureau : $ 2,262 per class, or about $ 188 per calendar month .
4. state of matter grow : $ 2,752 per year, or about $ 229 per month .
5. Esurance : $ 2,858 per class, or about $ 238 per calendar month .

Cheapest minimum coverage car insurance in Colorado for 20-year-olds

Drivers in Colorado who want fair the department of state minimal coverage may want to check with these companies, which had the lowest average rates :

1. Geico : $ 402 per year, or about $ 34 per calendar month .
2. american National : $ 447 per year, or about $ 37 per calendar month .
3. Colorado Farm Bureau : $ 674 per year, or about $ 56 per calendar month .
4. state grow : $ 873 per class, or about $ 73 per calendar month .
5. Grange Insurance Association : $ 940 per class, or about $ 78 per month .

Cheapest auto insurance in Colorado for 20-year-olds with poor credit

Drivers with poor credit rating in Colorado should look at the following insurers with the lowest average rates for minimal coverage :

1. Geico : $ 559 per year, or about $ 47 per calendar month .
2. Colorado Farm Bureau : $ 1,219 per class, or about $ 102 per month .
3. Grange Insurance Association : $ 1,256 per year, or about $ 105 per month .
4. Allstate : $ 1,342 per year, or about $ 112 per calendar month .
5. american National : $ 1,504 per year, or about $ 125 per calendar month .

Cheapest auto insurance in Colorado for 20-year-old drivers with one at-fault crash

For drivers with a recent accident in Colorado, here are the companies with the lowest average rates for minimum coverage :

1. american english National : $ 631 per year, or about $ 53 per calendar month .
2. Geico : $ 631 per year, or about $ 53 per month .
3. Colorado Farm Bureau : $ 835 per year, or about $ 70 per month .
4. american english Family : $ 956 per year, or about $ 80 per calendar month .
5. state of matter farm : $ 1,236 per year, or about $ 103 per calendar month .

Cheapest auto insurance in Colorado for 20-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI is shown here, alongside the insurers ‘ average rates for minimal coverage .

1. american National : $ 731 per year, or about $ 61 per month .
2. Geico : $ 760 per class, or about $ 63 per month .
3. Colorado Farm Bureau : $ 971 per year, or about $ 81 per calendar month .
4. american Family : $ 1,077 per year, or about $ 90 per calendar month .
5. Esurance : $ 1,222 per year, or about $ 102 per month .

Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car indemnity rates than in their teens and 20s. however, factors like a person ’ south drive record and car have and model can increase prices. Drivers in their 30s can get lower rates by shopping around and taking advantage of any car indemnity discounts.

Cheapest full coverage car insurance in Colorado for 30-year-olds

Drivers in Colorado with clean force records may get the lowest rates from these companies :

1. american National : $ 789 per class, or about $ 66 per calendar month .
2. Geico : $ 958 per year, or about $ 80 per month .
3. Esurance : $ 1,140 per year, or about $ 95 per month .
4. state farm : $ 1,437 per year, or about $ 120 per month .
5. Colorado Farm Bureau : $ 1,673 per class, or about $ 139 per calendar month .

Cheapest minimum coverage car insurance in Colorado for 30-year-olds

Drivers in Colorado who want their state ‘s minimal coverage can check with the following companies, which had the lowest average rates :

1. american National : $ 202 per year, or about $ 17 per calendar month .
2. Geico : $ 241 per year, or about $ 20 per calendar month .
3. Grange Insurance Association : $ 282 per year, or about $ 24 per calendar month .
4. state of matter farm : $ 382 per year, or about $ 32 per month .
5. Colorado Farm Bureau : $ 386 per class, or about $ 32 per month .

Cheapest auto insurance in Colorado for 30-year-olds with poor credit

Drivers with poor people credit in Colorado should consider the following companies with the lowest average rates for full coverage :

1. Geico : $ 1,417 per year, or about $ 118 per month .
2. Esurance : $ 2,090 per year, or about $ 174 per month .
3. Grange Insurance Association : $ 2,359 per year, or about $ 197 per month .
4. american National : $ 2,655 per year, or about $ 221 per month .
5. submit farm : $ 2,776 per year, or about $ 231 per calendar month .

Cheapest auto insurance in Colorado for 30-year-old drivers with one at-fault crash

For drivers in Colorado with a holocene accident, hera are the lowest average pace options for entire coverage :

1. american National : $ 1,017 per year, or about $ 85 per calendar month .
2. Geico : $ 1,682 per year, or about $ 140 per month .
3. state grow : $ 1,862 per class, or about $ 155 per calendar month .
4. Colorado Farm Bureau : $ 2,020 per year, or about $ 168 per calendar month .
5. Esurance : $ 2,226 per year, or about $ 186 per calendar month .

Cheapest auto insurance in Colorado for 30-year-old drivers after a DUI

For the cheapest car policy after a DUI, we found the succeed options for full coverage .

1. american National : $ 1,139 per year, or about $ 95 per month .
2. Geico : $ 1,892 per year, or about $ 158 per month .
3. Esurance : $ 1,930 per year, or about $ 161 per calendar month .
4. Colorado Farm Bureau : $ 1,981 per year, or about $ 165 per calendar month .
5. state grow : $ 2,201 per year, or about $ 183 per calendar month .

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Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better policy rates than their younger counterparts on average, but still pay more than older long time groups. Shopping around for brassy car indemnity quotes with multiple insurers is the best way to find lower rates. good drivers who don ’ thymine get behind the wheel often might want to consider pay-per-mile policy, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Colorado for 40-year-olds

Drivers in Colorado with cleanse drive records may want to think about the succeed companies, which had the lowest average rates :

1. american National : $ 709 per year, or about $ 59 per month .
2. Geico : $ 949 per year, or about $ 79 per month .
3. Esurance : $ 1,071 per year, or about $ 89 per month .
4. state farm : $ 1,402 per year, or about $ 117 per month .
5. Colorado Farm Bureau : $ 1,449 per year, or about $ 121 per calendar month .

Cheapest minimum coverage car insurance in Colorado for 40-year-olds

Drivers in Colorado who want fair the minimum coverage may want to check prices from these companies, which had the lowest average rates :

1. american National : $ 192 per class, or about $ 16 per month .
2. Geico : $ 239 per class, or about $ 20 per calendar month .
3. Grange Insurance Association : $ 287 per year, or about $ 24 per month .
4. Colorado Farm Bureau : $ 295 per year, or about $ 25 per month .
5. department of state farm : $ 386 per year, or about $ 32 per month .

Cheapest auto insurance in Colorado for 40-year-olds with poor credit

Drivers with inadequate credit in Colorado can check out the following insurers with the lowest average rates for full coverage :

1. Geico : $ 1,402 per class, or about $ 117 per month .
2. Esurance : $ 1,948 per year, or about $ 162 per month .
3. american National : $ 2,383 per year, or about $ 199 per calendar month .
4. Grange Insurance Association : $ 2,388 per class, or about $ 199 per calendar month .
5. state farm : $ 2,719 per year, or about $ 227 per calendar month .

Cheapest auto insurance in Colorado for 40-year-old drivers with one at-fault crash

For drivers with a late accident living in Colorado, here are the companies with the lowest average rates for fully coverage :

1. american National : $ 905 per year, or about $ 75 per calendar month .
2. Geico : $ 1,653 per year, or about $ 138 per month .
3. Colorado Farm Bureau : $ 1,732 per year, or about $ 144 per calendar month .
4. express farm : $ 1,824 per class, or about $ 152 per calendar month .
5. Esurance : $ 2,114 per class, or about $ 176 per calendar month .

Cheapest auto insurance in Colorado for 40-year-old drivers after a DUI

The cheapest full coverage car policy we found for drivers with a DUI came from the following companies .

1. american National : $ 1,012 per year, or about $ 84 per month .
2. Colorado Farm Bureau : $ 1,680 per year, or about $ 140 per month .
3. Esurance : $ 1,818 per class, or about $ 152 per month .
4. Geico : $ 1,883 per year, or about $ 157 per month .
5. state farm : $ 2,153 per year, or about $ 179 per calendar month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car insurance rates than most early age groups on average. Prices will continue to drop as they inch toward their 60s and gain more driving experience. Rates can placid vary depending on other factors such as a driver ’ mho gender and location, so it ’ mho smart to shop around to find the best pace. Our list of the best cheap car policy companies is a good place to start.

Cheapest full coverage car insurance in Colorado for 50-year-olds

Drivers in Colorado with fairly drive records may want to get quotes from these insurers, which had the lowest average rates :

1. american english National : $ 684 per year, or about $ 57 per month .
2. Geico : $ 963 per year, or about $ 80 per month .
3. Esurance : $ 1,038 per year, or about $ 86 per month .
4. state farm : $ 1,361 per year, or about $ 113 per calendar month .
5. Colorado Farm Bureau : $ 1,392 per year, or about $ 116 per month .

Cheapest minimum coverage car insurance in Colorado for 50-year-olds

Drivers in Colorado who opt for the state minimal coverage may want to consider the follow companies, with the lowest average rates :

1. american National : $ 180 per year, or about $ 15 per month .
2. Geico : $ 246 per year, or about $ 20 per month .
3. Grange Insurance Association : $ 257 per year, or about $ 21 per month .
4. Colorado Farm Bureau : $ 283 per year, or about $ 24 per calendar month .
5. express grow : $ 384 per year, or about $ 32 per calendar month .

Cheapest auto insurance in Colorado for 50-year-olds with poor credit

Drivers with poor credit in Colorado can check with the following companies, which showed the lowest average rates for wide coverage :

1. Geico : $ 1,423 per class, or about $ 119 per month .
2. Esurance : $ 1,829 per year, or about $ 152 per calendar month .
3. Grange Insurance Association : $ 2,153 per class, or about $ 179 per month .
4. american english National : $ 2,300 per year, or about $ 192 per month .
5. state farm : $ 2,620 per year, or about $ 218 per month .

Cheapest auto insurance in Colorado for 50-year-old drivers with one at-fault crash

For drivers living in Colorado with a holocene accident, here are the insurers with the lowest modal full coverage rates :

1. american english National : $ 871 per year, or about $ 73 per month .
2. Colorado Farm Bureau : $ 1,657 per year, or about $ 138 per month .
3. department of state grow : $ 1,779 per year, or about $ 148 per month .
4. Geico : $ 1,890 per year, or about $ 158 per month .
5. Esurance : $ 2,088 per year, or about $ 174 per month .

Cheapest auto insurance in Colorado for 50-year-old drivers after a DUI

The cheapest car policy we found for drivers with a late DUI comes from the following companies, listed with rates for full coverage .

1. american National : $ 973 per class, or about $ 81 per month .
2. Colorado Farm Bureau : $ 1,606 per year, or about $ 134 per calendar month .
3. Esurance : $ 1,782 per year, or about $ 148 per month .
4. Geico : $ 2,069 per class, or about $ 172 per calendar month .
5. submit grow : $ 2,099 per year, or about $ 175 per calendar month .

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Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper cable car insurance rates than many other senesce groups on average, prices will start increasing as they get older. To find cheap car policy for seniors, drivers in their 60s should make certain to shop around to find the best rate. Drivers in this historic period group should besides take advantage of any available discounts for elder citizens.

Cheapest full coverage car insurance in Colorado for 60-year-olds

Drivers in Colorado with fairly drive records may want to think about getting quotes from these companies, which had the lowest average rates :

1. american National : $ 626 per year, or about $ 52 per calendar month .
2. Esurance : $ 1,005 per year, or about $ 84 per month .
3. Geico : $ 1,006 per year, or about $ 84 per month .
4. state farm : $ 1,281 per year, or about $ 107 per month .
5. Colorado Farm Bureau : $ 1,461 per year, or about $ 122 per month .

Cheapest minimum coverage car insurance in Colorado for 60-year-olds

Drivers in Colorado who want good the state minimal coverage may want to check with these insurers, which had the lowest modal rates :

1. american National : $ 173 per year, or about $ 14 per calendar month .
2. Geico : $ 262 per year, or about $ 22 per month .
3. Grange Insurance Association : $ 265 per class, or about $ 22 per calendar month .
4. Colorado Farm Bureau : $ 330 per class, or about $ 28 per month .
5. department of state farm : $ 363 per year, or about $ 30 per month .

Cheapest auto insurance in Colorado for 60-year-olds with poor credit

Drivers with poor credit in Colorado can look at the following companies with the lowest average rates for full coverage :

1. Geico : $ 1,490 per year, or about $ 124 per month .
2. Esurance : $ 1,762 per year, or about $ 147 per month .
3. american National : $ 2,103 per class, or about $ 175 per month .
4. Grange Insurance Association : $ 2,222 per year, or about $ 185 per month .
5. state farm : $ 2,470 per year, or about $ 206 per month .

Cheapest auto insurance in Colorado for 60-year-old drivers with one at-fault crash

For drivers with a late accident living in Colorado, here are the companies with the lowest average rates for wax coverage :

1. american National : $ 801 per year, or about $ 67 per month .
2. department of state farm : $ 1,662 per year, or about $ 138 per month .
3. Colorado Farm Bureau : $ 1,745 per year, or about $ 145 per month .
4. Geico : $ 2,012 per year, or about $ 168 per month .
5. Esurance : $ 2,035 per year, or about $ 170 per month .

Cheapest auto insurance in Colorado for 60-year-old drivers after a DUI

The cheapest car policy we found after a DUI came from the following companies, shown with their average rates for broad coverage .

1. american National : $ 896 per class, or about $ 75 per month .
2. Colorado Farm Bureau : $ 1,706 per year, or about $ 142 per month .
3. Esurance : $ 1,729 per year, or about $ 144 per calendar month .
4. country farm : $ 1,979 per class, or about $ 165 per month .
5. Geico : $ 2,024 per class, or about $ 169 per month .

Cheapest car insurance for military families

If you ‘re an active member of the military or a veteran — or have an immediate family penis who is — chances are you ‘ll get a relatively cheap rate with USAA, a company that is n’t available to the general populace. Because of that restriction, USAA is n’t ranked with the others, but it was among the cheapest five car indemnity options for 36 of the 48 driver profiles we examined.

Minimum auto insurance limits required in Colorado

Colorado drivers are required to carry liability insurance, which helps pay for others ‘ injuries or property damage if you ‘re creditworthy for a crash. The minimal coverage levels you must buy in Colorado are :

• $ 25,000 bodily injury liability per person .
• $ 50,000 bodily injury liability per accident .
• $ 15,000 property damage indebtedness per accident .

liability car indemnity covers the cost of any damage, injuries or deaths you cause in a cable car accident, up to your policy ’ south predefined limits. But it ’ mho often best to buy more than the denude minimum to avoid being left vulnerable to lawsuits or major accident bills. You besides want to consider early coverage types such as collision and comprehensive, which pay for damage to or larceny of your own car. Check out NerdWallet ‘s lead to state car insurance requirements.

Alternative car insurance in Colorado

Colorado drivers who can ’ deoxythymidine monophosphate perplex coverage on the candid marketplace because of past crashes or other factors can apply for coverage through the Colorado Motor Vehicle Plan. For more help oneself finding Colorado cable car insurance at the most competitive price, try NerdWallet ’ s comparison denounce tool .

source : https://insurecar.info
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