Who Has the Cheapest Car Insurance Quotes in Kentucky? (2022)

Cheap car insurance quotes for drivers with prior incidents

policy companies use a number of factors to determine your rate, including your driving history and credit score. If you have a recent incident on your record, such as an at-fault accident or a go violation, your car indemnity rates will probably be higher than drivers with a clean record .
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Cheapest car insurance after a speeding ticket: State Farm

State Farm has the best rates for Kentucky drivers with a accelerate tag. At $ 1,442 for a full-coverage policy, State Farm ‘s rates increased by merely 8 % after a unmarried accelerate ticket. Farm Bureau is besides a good option — its rates did not increase after a tag. In comparison, the average addition for Kentucky drivers is 32 % .

Cheapest car insurance after an accident: Farm Bureau

Drivers recently at-fault in an accident will find the best car insurance rates at Farm Bureau. The company ‘s average rate of $ 1,473 a year for full-coverage policy is the same price that it offers a driver with a clean record. however, this is n’t the case across the board .
If you were recently involved in an accident, you ‘ll likely see higher costs for car indemnity. We found that Kentucky drivers with one late accident will see their rates increase by 49 %, on average .

Cheapest car insurance quotes after a DUI: Farm Bureau

Drivers with a DUI in Kentucky will find the best policy quotes at Farm Bureau, where the typical price of a full-coverage policy is $ 3,455 per year. That ‘s $ 431 less than the next-cheapest insurance company, State Farm, and 24 % less than the modal monetary value statewide .
active serve members, veterans and some of their kin members can find even cheaper rates from USAA. At $ 2,882, USAA ‘s average annual rate is $ 573 less than farm Bureau and 36 % cheaper than the state of matter median .

A DUI conviction is a serious crime, and it can increase your cable car indemnity rate dramatically. Drivers in Kentucky have an average addition of 88 %. You may be able to reduce the amount you pay by taking a safe driver trail run, if your insurance company offers it .

Cheapest car insurance for drivers with poor credit: State Farm

State Farm has the most low-cost car insurance quotes for drivers with bad credit in Kentucky, at an average rate of $ 2,451 per year. That ‘s $ 548 per year cheaper than Geico, the second-best choice, and 37 % less than the express median .

Drivers with inadequate citation are n’t worse drivers than those with dear credit rating, but indemnity companies have found that people with lower credit scores are more probable to make an policy call. As a resultant role, a depleted recognition score often means you ‘ll pay more for coverage than person with a senior high school score .