car indemnity is an significant purchase, but finding cheap car indemnity in Montana international relations and security network ’ deoxythymidine monophosphate constantly easy. That ’ second why it ’ mho crucial to compare rates from multiple insurers. The average cost of full coverage car insurance in Montana is $ 2,008 per year, or about $ 167 per month, according to NerdWallet ’ mho analysis. minimum coverage in Montana is $ 460 per year on average, but we found you can likely get a cheaper policy. For exemplar, State Farm offers the cheapest rates in Montana at $ 213 per year, on median, for minimal coverage car policy for a 35-year-old driver with a clean drive record.

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Cheapest cable car policy company overall in Montana
state farm $ 92/month

5.0 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for minimal coverage
department of state farm $ 18/month

5.0 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for young drivers
express farm $ 176/month

5.0 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for drivers with poor people credit
country farm $ 92/month

5.0 NerdWallet rate

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

How we chose the cheapest companies in Montana

NerdWallet ’ s editorial team analyzed car policy rates from eight car insurers in Montana and found the five cheapest options for drivers in respective historic period brackets and with different histories, all driving a 2019 Toyota Camry L. For minimal coverage, we looked at rates that reflect the minimum requirements in Montana. For wide coverage, we used the under coverage limits :

  • $ 100,000 bodily injury liability per person .
  • $ 300,000 bodily injury liability per accident .
  • $ 50,000 property damage liability per accident .
  • $ 100,000 uninsured motorist coverage per person .
  • $ 300,000 uninsured motorist coverage per accident .
  • Collision coverage with a $ 1,000 deductible .
  • comprehensive coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a lot of quotes to find cheap cable car insurance. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. still, some companies routinely have better policy rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Montana for 20-year-olds

Drivers in Montana with clean drive records may want to consider the comply companies, which had the lowest median rates :

  1. department of state farm : $ 2,107 per year, or about $ 176 per month .
  2. nationally : $ 3,093 per class, or about $ 258 per month .
  3. progressive : $ 3,103 per year, or about $ 259 per month .
  4. Farmers : $ 3,803 per year, or about $ 317 per month .
  5. Geico : $ 4,782 per year, or about $ 398 per month .

Cheapest minimum coverage car insurance in Montana for 20-year-olds

Drivers in Montana who want precisely the state of matter minimum coverage may want to check with these companies, which had the lowest average rates :

  1. state grow : $ 454 per year, or about $ 38 per calendar month .
  2. Geico : $ 722 per class, or about $ 60 per calendar month .
  3. liberal : $ 863 per year, or about $ 72 per calendar month .
  4. nationally : $ 901 per year, or about $ 75 per calendar month .
  5. Allstate : $ 1,050 per year, or about $ 88 per month .

Cheapest auto insurance in Montana for 20-year-olds with poor credit

Drivers with poor credit in Montana should look at the following insurers with the lowest average rates for minimum coverage :

  1. Geico : $ 966 per year, or about $ 80 per calendar month .
  2. state grow : $ 987 per year, or about $ 82 per month .
  3. progressive : $ 1,221 per year, or about $ 102 per month .
  4. nationally : $ 1,257 per year, or about $ 105 per month .
  5. Allstate : $ 1,590 per year, or about $ 132 per month .

Cheapest auto insurance in Montana for 20-year-old drivers with one at-fault crash

For drivers with a late accident in Montana, here are the companies with the lowest median rates for minimum coverage :

  1. state of matter farm : $ 596 per class, or about $ 50 per calendar month .
  2. Geico : $ 893 per year, or about $ 74 per calendar month .
  3. progressive : $ 1,057 per year, or about $ 88 per month .
  4. nationally : $ 1,066 per year, or about $ 89 per month .
  5. Allstate : $ 1,387 per year, or about $ 116 per calendar month .

Cheapest auto insurance in Montana for 20-year-old drivers after a DUI

The cheapest car insurance we found after a DUI is shown hera, alongside the insurers ‘ average rates for minimum coverage .

  1. state farm : $ 716 per year, or about $ 60 per month .
  2. progressive : $ 910 per year, or about $ 76 per calendar month .
  3. Geico : $ 1,080 per class, or about $ 90 per calendar month .
  4. countrywide : $ 1,273 per class, or about $ 106 per month .
  5. Allstate : $ 1,357 per year, or about $ 113 per month .

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Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper cable car policy rates than in their teens and 20s. inactive, factors like a person ’ sulfur drive record and car form and model can increase prices. Drivers in their 30s can get lower rates by shopping around and taking advantage of any car insurance discounts.

Cheapest full coverage car insurance in Montana for 30-year-olds

Drivers in Montana with clean drive records may get the lowest rates from these companies :

  1. department of state farm : $ 1,126 per year, or about $ 94 per calendar month .
  2. countrywide : $ 1,437 per year, or about $ 120 per calendar month .
  3. liberal : $ 1,512 per year, or about $ 126 per month .
  4. Farmers : $ 1,959 per class, or about $ 163 per calendar month .
  5. Geico : $ 2,250 per class, or about $ 188 per calendar month .

Cheapest minimum coverage car insurance in Montana for 30-year-olds

Drivers in Montana who want their state ‘s minimal coverage can check with the following companies, which had the lowest average rates :

  1. state farm : $ 214 per year, or about $ 18 per month .
  2. Geico : $ 319 per year, or about $ 27 per calendar month .
  3. progressive : $ 434 per year, or about $ 36 per month .
  4. countrywide : $ 438 per class, or about $ 36 per calendar month .
  5. Farmers : $ 486 per year, or about $ 40 per month .

Cheapest auto insurance in Montana for 30-year-olds with poor credit

Drivers with poor people credit in Montana should consider the following companies with the lowest average rates for full coverage :

  1. express farm : $ 2,247 per year, or about $ 187 per month .
  2. countrywide : $ 2,285 per year, or about $ 190 per calendar month .
  3. progressive : $ 2,432 per year, or about $ 203 per calendar month .
  4. Farmers : $ 3,067 per year, or about $ 256 per calendar month .
  5. Geico : $ 3,088 per year, or about $ 257 per month .

Cheapest auto insurance in Montana for 30-year-old drivers with one at-fault crash

For drivers in Montana with a late accident, here are the lowest average rate options for full coverage :

  1. express farm : $ 1,385 per class, or about $ 115 per calendar month .
  2. progressive : $ 2,348 per year, or about $ 196 per calendar month .
  3. nationally : $ 2,487 per year, or about $ 207 per calendar month .
  4. Farmers : $ 2,792 per year, or about $ 233 per month .
  5. Geico : $ 3,034 per year, or about $ 253 per calendar month .

Cheapest auto insurance in Montana for 30-year-old drivers after a DUI

For the cheapest car policy after a DUI, we found the pursuit options for full coverage .

  1. express farm : $ 1,542 per year, or about $ 128 per calendar month .
  2. progressive : $ 1,674 per year, or about $ 140 per calendar month .
  3. Farmers : $ 2,633 per class, or about $ 219 per calendar month .
  4. Allstate : $ 3,072 per year, or about $ 256 per calendar month .
  5. countrywide : $ 3,165 per year, or about $ 264 per month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better indemnity rates than their younger counterparts on average, but still pay more than older age groups. Shopping around for cheap car indemnity quotes with multiple insurers is the best way to find lower rates. good drivers who don ’ thyroxine get behind the wheel frequently might want to consider pay-per-mile insurance, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Montana for 40-year-olds

Drivers in Montana with clean drive records may want to think about the follow companies, which had the lowest average rates :

  1. state farm : $ 1,093 per class, or about $ 91 per month .
  2. countrywide : $ 1,415 per year, or about $ 118 per month .
  3. progressive : $ 1,417 per year, or about $ 118 per calendar month .
  4. Farmers : $ 1,985 per year, or about $ 165 per calendar month .
  5. Geico : $ 2,196 per class, or about $ 183 per month .

Cheapest minimum coverage car insurance in Montana for 40-year-olds

Drivers in Montana who want good the minimal coverage may want to check prices from these companies, which had the lowest average rates :

  1. department of state farm : $ 213 per year, or about $ 18 per calendar month .
  2. Geico : $ 313 per year, or about $ 26 per calendar month .
  3. progressive : $ 427 per year, or about $ 36 per month .
  4. countrywide : $ 438 per year, or about $ 36 per month .
  5. Farmers : $ 492 per year, or about $ 41 per month .

Cheapest auto insurance in Montana for 40-year-olds with poor credit

Drivers with inadequate credit in Montana can check out the following insurers with the lowest average rates for broad coverage :

  1. state farm : $ 2,178 per year, or about $ 182 per calendar month .
  2. nationally : $ 2,251 per year, or about $ 188 per calendar month .
  3. progressive : $ 2,280 per year, or about $ 190 per calendar month .
  4. Geico : $ 2,997 per year, or about $ 250 per calendar month .
  5. Farmers : $ 3,134 per year, or about $ 261 per month .

Cheapest auto insurance in Montana for 40-year-old drivers with one at-fault crash

For drivers with a recent accident living in Montana, here are the companies with the lowest average rates for full moon coverage :

  1. submit grow : $ 1,346 per year, or about $ 112 per month .
  2. progressive : $ 2,242 per year, or about $ 187 per month .
  3. nationally : $ 2,456 per year, or about $ 205 per calendar month .
  4. Farmers : $ 2,828 per class, or about $ 236 per month .
  5. Geico : $ 2,968 per class, or about $ 247 per month .

Cheapest auto insurance in Montana for 40-year-old drivers after a DUI

The cheapest full coverage car insurance we found for drivers with a DUI came from the following companies .

  1. submit farm : $ 1,503 per year, or about $ 125 per month .
  2. progressive : $ 1,577 per class, or about $ 131 per month .
  3. Farmers : $ 2,667 per year, or about $ 222 per calendar month .
  4. Allstate : $ 3,069 per year, or about $ 256 per calendar month .
  5. nationally : $ 3,134 per year, or about $ 261 per month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper cable car insurance rates than most other age groups on median. Prices will continue to drop as they inch toward their 60s and gain more drive experience. Rates can still vary depending on other factors such as a driver ’ mho gender and location, so it ’ randomness ache to shop around to find the best rate. Our list of the best cheap car indemnity companies is a good identify to start.

Cheapest full coverage car insurance in Montana for 50-year-olds

Drivers in Montana with clean force records may want to get quotes from these insurers, which had the lowest average rates :

  1. department of state farm : $ 1,055 per year, or about $ 88 per calendar month .
  2. progressive : $ 1,321 per class, or about $ 110 per calendar month .
  3. nationally : $ 1,337 per year, or about $ 111 per calendar month .
  4. Farmers : $ 1,917 per year, or about $ 160 per month .
  5. Geico : $ 2,087 per year, or about $ 174 per month .

Cheapest minimum coverage car insurance in Montana for 50-year-olds

Drivers in Montana who opt for the state minimum coverage may want to consider the follow companies, with the lowest average rates :

  1. state farm : $ 207 per class, or about $ 17 per calendar month .
  2. Geico : $ 293 per class, or about $ 24 per calendar month .
  3. progressive : $ 410 per class, or about $ 34 per calendar month .
  4. nationally : $ 414 per class, or about $ 34 per calendar month .
  5. Farmers : $ 459 per year, or about $ 38 per month .

Cheapest auto insurance in Montana for 50-year-olds with poor credit

Drivers with hapless credit in Montana can check with the following companies, which showed the lowest average rates for full coverage :

  1. state of matter farm : $ 2,093 per class, or about $ 174 per calendar month .
  2. liberal : $ 2,127 per year, or about $ 177 per month .
  3. countrywide : $ 2,130 per year, or about $ 178 per month .
  4. Geico : $ 2,851 per class, or about $ 238 per month .
  5. Farmers : $ 3,042 per year, or about $ 254 per month .

Cheapest auto insurance in Montana for 50-year-old drivers with one at-fault crash

For drivers living in Montana with a holocene accident, here are the insurers with the lowest modal full moon coverage rates :

  1. submit farm : $ 1,302 per class, or about $ 108 per month .
  2. liberal : $ 2,215 per class, or about $ 185 per calendar month .
  3. countrywide : $ 2,348 per year, or about $ 196 per month .
  4. Farmers : $ 2,781 per class, or about $ 232 per calendar month .
  5. Geico : $ 2,841 per year, or about $ 237 per calendar month .

Cheapest auto insurance in Montana for 50-year-old drivers after a DUI

The cheapest car insurance we found for drivers with a recent DUI comes from the following companies, listed with rates for fully coverage .

  1. state farm : $ 1,453 per class, or about $ 121 per month .
  2. progressive : $ 1,475 per year, or about $ 123 per calendar month .
  3. Farmers : $ 2,629 per class, or about $ 219 per calendar month .
  4. Allstate : $ 3,018 per year, or about $ 252 per month .
  5. countrywide : $ 3,038 per year, or about $ 253 per month .

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Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car indemnity rates than many other long time groups on average, prices will start increasing as they get older. To find cheap car policy for seniors, drivers in their 60s should make certain to shop around to find the best rate. Drivers in this long time group should besides take advantage of any available discounts for aged citizens.

Cheapest full coverage car insurance in Montana for 60-year-olds

Drivers in Montana with clean drive records may want to think about getting quotes from these companies, which had the lowest average rates :

  1. state farm : $ 992 per class, or about $ 83 per month .
  2. countrywide : $ 1,282 per year, or about $ 107 per calendar month .
  3. progressive : $ 1,285 per year, or about $ 107 per month .
  4. Farmers : $ 1,742 per year, or about $ 145 per calendar month .
  5. Geico : $ 2,153 per class, or about $ 179 per calendar month .

Cheapest minimum coverage car insurance in Montana for 60-year-olds

Drivers in Montana who want just the submit minimum coverage may want to check with these insurers, which had the lowest average rates :

  1. state farm : $ 196 per year, or about $ 16 per calendar month .
  2. Geico : $ 303 per class, or about $ 25 per calendar month .
  3. nationally : $ 393 per year, or about $ 33 per month .
  4. progressive : $ 408 per class, or about $ 34 per calendar month .
  5. Farmers : $ 413 per year, or about $ 34 per calendar month .

Cheapest auto insurance in Montana for 60-year-olds with poor credit

Drivers with poor credit in Montana can look at the following companies with the lowest average rates for full coverage :

  1. country farm : $ 1,966 per class, or about $ 164 per calendar month .
  2. countrywide : $ 2,047 per year, or about $ 171 per calendar month .
  3. progressive : $ 2,060 per year, or about $ 172 per month .
  4. Farmers : $ 2,765 per year, or about $ 230 per calendar month .
  5. Geico : $ 2,944 per year, or about $ 245 per calendar month .

Cheapest auto insurance in Montana for 60-year-old drivers with one at-fault crash

For drivers with a recent accident living in Montana, here are the companies with the lowest average rates for full moon coverage :

  1. department of state farm : $ 1,228 per year, or about $ 102 per month .
  2. progressive : $ 2,175 per year, or about $ 181 per month .
  3. countrywide : $ 2,268 per year, or about $ 189 per calendar month .
  4. Farmers : $ 2,611 per class, or about $ 218 per calendar month .
  5. Geico : $ 2,923 per year, or about $ 244 per month .

Cheapest auto insurance in Montana for 60-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI came from the following companies, shown with their average rates for wide coverage .

  1. state farm : $ 1,370 per year, or about $ 114 per calendar month .
  2. progressive : $ 1,438 per class, or about $ 120 per month .
  3. Farmers : $ 2,459 per class, or about $ 205 per month .
  4. countrywide : $ 2,958 per class, or about $ 246 per calendar month .
  5. Allstate : $ 2,967 per class, or about $ 247 per calendar month .

Cheapest car insurance for military families

If you ‘re an active member of the military or a seasoned — or have an immediate syndicate extremity who is — chances are you ‘ll get a relatively cheap rate with USAA, a company that is n’t available to the general public. Because of that limitation, USAA is n’t ranked with the others, but it was the cheapest car policy option for 35 of the 48 driver profiles we examined.

Minimum required auto insurance in Montana

Montana drivers are required to carry liability indemnity, which helps cover others ’ injury costs or property damage if you ’ re at mistake in an accident. The minimum limits are :

  • $ 25,000 bodily injury liability per person .
  • $ 50,000 bodily injury liability per accident .
  • $ 20,000 property wrong liability per accident .

While this will allow you to drive legally, experts suggest getting more than the denude minimum to be adept protected in Big Sky Country. For case, a individual at-fault accident could easily leave you owing more than $ 20,000 in repairs, and you ‘d be stuck paying the difference out of pocket. You may besides want to consider common optional coverages such as comprehensive coverage, which helps replace your car if it ’ sulfur stolen, or uninsured motorist auspices, which helps cover your medical discussion if you ’ ra hit by a driver who lacks insurance. Check out NerdWallet ’ s guide to express car policy requirements for more details on the want and optional parts of your Montana car policy.

Alternative car insurance in Montana

Drivers who try and fail to buy car insurance through the open market could qualify for coverage through the Montana Automobile Insurance Plan. For personalize car insurance quotes, use NerdWallet ’ randomness car insurance comparison creature to view estimates from exceed insurers side-by-side and possibly save hundreds .

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