car indemnity is an crucial leverage, but finding brassy car indemnity in Rhode Island international relations and security network ’ thymine constantly easy. That ’ s why it ’ south crucial to compare rates from multiple insurers. The average monetary value of fully coverage car indemnity in Rhode Island is $ 2,290 per year, or about $ 191 per month, according to NerdWallet ’ sulfur analysis. minimal coverage in Rhode Island is $ 928 per year on average, but we found you can probable get a cheaper policy. For case, Geico offers the cheapest rates in Rhode Island at $ 507 per year, on average, for minimum coverage car indemnity for a 35-year-old driver with a cleanse tug record.

with Insure.com

See what you could save on car insurance

well compare personalized rates to see how much interchange car indemnity could save you.

ZIP Code

Get started on Insure.com

How we chose the cheapest companies in Rhode Island

NerdWallet ’ s editorial team analyzed car indemnity rates from 10 car insurers in Rhode Island and found the five cheapest options for drivers in respective age brackets and with different histories, all driving a 2019 Toyota Camry L. For minimal coverage, we looked at rates that reflect the minimum requirements in Rhode Island. For full coverage, we used the below coverage limits :

  • $ 100,000 bodily injury liability per person .
  • $ 300,000 bodily wound indebtedness per accident .
  • $ 50,000 property damage indebtedness per accident .
  • $ 100,000 uninsured motorist coverage per person .
  • $ 300,000 uninsured motorist coverage per accident .
  • Collision coverage with a $ 1,000 deductible .
  • comprehensive examination coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a distribute of quotes to find brassy car indemnity. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. however, some companies routinely have better policy rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Rhode Island for 20-year-olds

Drivers in Rhode Island with clean drive records may want to consider the following companies, which had the lowest average rates :

  1. Geico : $ 3,046 per class, or about $ 254 per month .
  2. Amica : $ 3,889 per year, or about $ 324 per month .
  3. countrywide : $ 4,182 per year, or about $ 348 per calendar month .
  4. quincy Mutual : $ 5,090 per year, or about $ 424 per calendar month .
  5. Travelers : $ 5,400 per class, or about $ 450 per month .

Cheapest minimum coverage car insurance in Rhode Island for 20-year-olds

Drivers in Rhode Island who want merely the state minimum coverage may want to check with these companies, which had the lowest average rates :

  1. Geico : $ 1,072 per class, or about $ 89 per month .
  2. Amica : $ 1,311 per year, or about $ 109 per calendar month .
  3. Travelers : $ 1,758 per year, or about $ 146 per calendar month .
  4. quincy Mutual : $ 2,060 per year, or about $ 172 per calendar month .
  5. Allstate : $ 2,223 per year, or about $ 185 per month .

Cheapest auto insurance in Rhode Island for 20-year-olds with poor credit

Drivers with poor accredit in Rhode Island should look at the following insurers with the lowest average rates for minimal coverage :

  1. Geico : $ 1,357 per year, or about $ 113 per calendar month .
  2. Travelers : $ 2,016 per year, or about $ 168 per calendar month .
  3. Amica : $ 2,195 per year, or about $ 183 per calendar month .
  4. Allstate : $ 2,993 per class, or about $ 249 per calendar month .
  5. nationally : $ 3,429 per year, or about $ 286 per month .

Cheapest auto insurance in Rhode Island for 20-year-old drivers with one at-fault crash

For drivers with a holocene accident in Rhode Island, here are the companies with the lowest average rates for minimum coverage :

  1. Geico : $ 1,424 per class, or about $ 119 per month .
  2. Amica : $ 1,704 per class, or about $ 142 per calendar month .
  3. Travelers : $ 1,866 per year, or about $ 156 per month .
  4. Allstate : $ 2,740 per year, or about $ 228 per calendar month .
  5. nationally : $ 2,853 per class, or about $ 238 per calendar month .

Cheapest auto insurance in Rhode Island for 20-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI is shown here, alongside the insurers ‘ modal rates for minimum coverage .

  1. Travelers : $ 2,079 per year, or about $ 173 per calendar month .
  2. Geico : $ 2,504 per class, or about $ 209 per calendar month .
  3. progressive : $ 2,689 per year, or about $ 224 per calendar month .
  4. Allstate : $ 2,729 per class, or about $ 227 per calendar month .
  5. Amica : $ 3,138 per year, or about $ 262 per calendar month .

See what you could save on car insurance

easily compare personalized rates to see how a lot switch car policy could save you.

ZIP Code

Get started on Insure.com

Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s. placid, factors like a person ’ second drive record and car produce and model can increase prices. Drivers in their 30s can get lower rates by shopping about and taking advantage of any car insurance discounts.

Cheapest full coverage car insurance in Rhode Island for 30-year-olds

Drivers in Rhode Island with clean drive records may get the lowest rates from these companies :

  1. Travelers : $ 1,474 per year, or about $ 123 per calendar month .
  2. Geico : $ 1,486 per class, or about $ 124 per month .
  3. Amica : $ 1,731 per year, or about $ 144 per calendar month .
  4. nationally : $ 1,820 per year, or about $ 152 per month .
  5. quincy Mutual : $ 2,331 per class, or about $ 194 per month .

Cheapest minimum coverage car insurance in Rhode Island for 30-year-olds

Drivers in Rhode Island who want their submit ‘s minimal coverage can check with the following companies, which had the lowest average rates :

  1. Geico : $ 507 per class, or about $ 42 per calendar month .
  2. Travelers : $ 530 per year, or about $ 44 per month .
  3. Amica : $ 554 per class, or about $ 46 per month .
  4. countrywide : $ 951 per class, or about $ 79 per month .
  5. quincy Mutual : $ 965 per year, or about $ 80 per calendar month .

Cheapest auto insurance in Rhode Island for 30-year-olds with poor credit

Drivers with inadequate accredit in Rhode Island should consider the following companies with the lowest average rates for wax coverage :

  1. Geico : $ 1,910 per year, or about $ 159 per calendar month .
  2. Travelers : $ 2,245 per year, or about $ 187 per calendar month .
  3. nationally : $ 2,604 per year, or about $ 217 per month .
  4. Amica : $ 2,904 per year, or about $ 242 per month .
  5. progressive : $ 5,033 per class, or about $ 419 per month .

Cheapest auto insurance in Rhode Island for 30-year-old drivers with one at-fault crash

For drivers in Rhode Island with a holocene accident, hera are the lowest average rate options for entire coverage :

  1. Travelers : $ 1,564 per class, or about $ 130 per calendar month .
  2. Geico : $ 2,197 per year, or about $ 183 per month .
  3. nationally : $ 2,666 per year, or about $ 222 per month .
  4. Amica : $ 2,829 per class, or about $ 236 per calendar month .
  5. quincy Mutual : $ 3,352 per year, or about $ 279 per calendar month .

Cheapest auto insurance in Rhode Island for 30-year-old drivers after a DUI

For the cheapest car indemnity after a DUI, we found the adopt options for wide coverage .

  1. Travelers : $ 1,997 per year, or about $ 166 per calendar month .
  2. nationally : $ 3,338 per year, or about $ 278 per month .
  3. Geico : $ 3,546 per year, or about $ 296 per month .
  4. progressive : $ 3,582 per year, or about $ 298 per calendar month .
  5. MetLife : $ 4,811 per year, or about $ 401 per calendar month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better indemnity rates than their younger counterparts on average, but still pay more than older age groups. Shopping around for cheap car insurance quotes with multiple insurers is the best way to find lower rates. good drivers who don ’ t get behind the wheel frequently might want to consider pay-per-mile insurance, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Rhode Island for 40-year-olds

Drivers in Rhode Island with clean force records may want to think about the following companies, which had the lowest average rates :

  1. Travelers : $ 1,418 per class, or about $ 118 per month .
  2. Geico : $ 1,468 per year, or about $ 122 per calendar month .
  3. Amica : $ 1,682 per year, or about $ 140 per month .
  4. nationally : $ 1,787 per year, or about $ 149 per month .
  5. quincy Mutual : $ 1,972 per year, or about $ 164 per calendar month .

Cheapest minimum coverage car insurance in Rhode Island for 40-year-olds

Drivers in Rhode Island who want good the minimal coverage may want to check prices from these companies, which had the lowest average rates :

  1. Geico : $ 507 per year, or about $ 42 per month .
  2. Travelers : $ 521 per class, or about $ 43 per calendar month .
  3. Amica : $ 536 per class, or about $ 45 per month .
  4. quincy Mutual : $ 808 per year, or about $ 67 per calendar month .
  5. countrywide : $ 934 per year, or about $ 78 per month .

Cheapest auto insurance in Rhode Island for 40-year-olds with poor credit

Drivers with poor people credit in Rhode Island can check out the following insurers with the lowest average rates for entire coverage :

  1. Geico : $ 1,871 per year, or about $ 156 per calendar month .
  2. Travelers : $ 2,092 per year, or about $ 174 per month .
  3. nationally : $ 2,556 per year, or about $ 213 per calendar month .
  4. Amica : $ 2,822 per class, or about $ 235 per calendar month .
  5. progressive : $ 4,543 per year, or about $ 379 per calendar month .

Cheapest auto insurance in Rhode Island for 40-year-old drivers with one at-fault crash

For drivers with a recent accident living in Rhode Island, here are the companies with the lowest average rates for broad coverage :

  1. Travelers : $ 1,476 per year, or about $ 123 per calendar month .
  2. Geico : $ 2,176 per year, or about $ 181 per calendar month .
  3. nationally : $ 2,625 per year, or about $ 219 per month .
  4. Amica : $ 2,780 per year, or about $ 232 per calendar month .
  5. quincy Mutual : $ 2,832 per year, or about $ 236 per month .

Cheapest auto insurance in Rhode Island for 40-year-old drivers after a DUI

The cheapest full coverage car policy we found for drivers with a DUI came from the following companies .

  1. Travelers : $ 1,913 per class, or about $ 159 per month .
  2. progressive : $ 3,237 per year, or about $ 270 per calendar month .
  3. nationally : $ 3,297 per class, or about $ 275 per month .
  4. Geico : $ 3,525 per year, or about $ 294 per calendar month .
  5. MetLife : $ 4,592 per class, or about $ 383 per calendar month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper cable car insurance rates than most other age groups on median. Prices will continue to drop as they inch toward their 60s and gain more drive experience. Rates can silent vary depending on other factors such as a driver ’ randomness gender and localization, so it ’ mho ache to shop around to find the best rate. Our list of the best cheap car policy companies is a good place to start.

Cheapest full coverage car insurance in Rhode Island for 50-year-olds

Drivers in Rhode Island with clean drive records may want to get quotes from these insurers, which had the lowest average rates :

  1. Travelers : $ 1,284 per class, or about $ 107 per calendar month .
  2. Geico : $ 1,474 per year, or about $ 123 per month .
  3. Amica : $ 1,568 per year, or about $ 131 per month .
  4. nationally : $ 1,686 per class, or about $ 140 per month .
  5. quincy Mutual : $ 1,782 per year, or about $ 148 per calendar month .

Cheapest minimum coverage car insurance in Rhode Island for 50-year-olds

Drivers in Rhode Island who opt for the state of matter minimum coverage may want to consider the stick to companies, with the lowest average rates :

  1. Travelers : $ 473 per year, or about $ 39 per calendar month .
  2. Amica : $ 496 per year, or about $ 41 per month .
  3. Geico : $ 503 per year, or about $ 42 per month .
  4. quincy Mutual : $ 727 per year, or about $ 61 per month .
  5. nationally : $ 891 per year, or about $ 74 per month .

Cheapest auto insurance in Rhode Island for 50-year-olds with poor credit

Drivers with hapless credit in Rhode Island can check with the following companies, which showed the lowest average rates for broad coverage :

  1. Geico : $ 1,958 per class, or about $ 163 per month .
  2. Travelers : $ 2,035 per year, or about $ 170 per month .
  3. countrywide : $ 2,410 per year, or about $ 201 per month .
  4. Amica : $ 2,631 per year, or about $ 219 per month .
  5. progressive : $ 4,137 per class, or about $ 345 per month .

Cheapest auto insurance in Rhode Island for 50-year-old drivers with one at-fault crash

For drivers living in Rhode Island with a late accident, here are the insurers with the lowest median full moon coverage rates :

  1. Travelers : $ 1,332 per year, or about $ 111 per calendar month .
  2. Geico : $ 2,194 per year, or about $ 183 per month .
  3. countrywide : $ 2,496 per year, or about $ 208 per calendar month .
  4. quincy Mutual : $ 2,557 per year, or about $ 213 per calendar month .
  5. Amica : $ 2,666 per class, or about $ 222 per calendar month .

Cheapest auto insurance in Rhode Island for 50-year-old drivers after a DUI

The cheapest car indemnity we found for drivers with a late DUI comes from the following companies, listed with rates for full coverage .

  1. Travelers : $ 1,922 per year, or about $ 160 per month .
  2. progressive : $ 3,016 per year, or about $ 251 per month .
  3. nationally : $ 3,168 per class, or about $ 264 per month .
  4. Geico : $ 3,574 per year, or about $ 298 per calendar month .
  5. MetLife : $ 4,238 per class, or about $ 353 per month .

See what you could save on car insurance

easily compare personalized rates to see how a lot switch car insurance could save you.

ZIP Code

Get started on Insure.com

Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other age groups on average, prices will start increasing as they get older. To find cheap car insurance for seniors, drivers in their 60s should make sure to shop around to find the best rate. Drivers in this age group should besides take advantage of any available discounts for aged citizens.

Cheapest full coverage car insurance in Rhode Island for 60-year-olds

Drivers in Rhode Island with clean drive records may want to think about getting quotes from these companies, which had the lowest average rates :

  1. Travelers : $ 1,333 per year, or about $ 111 per month .
  2. Geico : $ 1,491 per year, or about $ 124 per calendar month .
  3. nationally : $ 1,601 per year, or about $ 133 per month .
  4. Amica : $ 1,642 per year, or about $ 137 per calendar month .
  5. quincy Mutual : $ 1,672 per year, or about $ 139 per calendar month .

Cheapest minimum coverage car insurance in Rhode Island for 60-year-olds

Drivers in Rhode Island who want precisely the country minimum coverage may want to check with these insurers, which had the lowest average rates :

  1. Travelers : $ 501 per year, or about $ 42 per calendar month .
  2. Geico : $ 513 per year, or about $ 43 per month .
  3. Amica : $ 520 per class, or about $ 43 per month .
  4. quincy Mutual : $ 680 per class, or about $ 57 per calendar month .
  5. nationally : $ 821 per year, or about $ 68 per calendar month .

Cheapest auto insurance in Rhode Island for 60-year-olds with poor credit

Drivers with poor credit in Rhode Island can look at the following companies with the lowest modal rates for full moon coverage :

  1. Geico : $ 1,978 per class, or about $ 165 per calendar month .
  2. Travelers : $ 2,141 per class, or about $ 178 per calendar month .
  3. nationally : $ 2,287 per year, or about $ 191 per month .
  4. Amica : $ 2,939 per year, or about $ 245 per month .
  5. quincy Mutual : $ 3,903 per year, or about $ 325 per calendar month .

Cheapest auto insurance in Rhode Island for 60-year-old drivers with one at-fault crash

For drivers with a recent accident living in Rhode Island, here are the companies with the lowest modal rates for full moon coverage :

  1. Travelers : $ 1,391 per year, or about $ 116 per calendar month .
  2. Geico : $ 2,214 per year, or about $ 184 per month .
  3. quincy Mutual : $ 2,393 per year, or about $ 199 per month .
  4. countrywide : $ 2,399 per year, or about $ 200 per calendar month .
  5. Amica : $ 2,790 per year, or about $ 232 per calendar month .

Cheapest auto insurance in Rhode Island for 60-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI came from the following companies, shown with their average rates for full coverage .

  1. Travelers : $ 2,037 per year, or about $ 170 per month .
  2. progressive : $ 2,931 per year, or about $ 244 per calendar month .
  3. nationally : $ 3,085 per year, or about $ 257 per calendar month .
  4. Geico : $ 3,594 per year, or about $ 300 per month .
  5. MetLife : $ 3,946 per year, or about $ 329 per calendar month .

Cheapest car insurance for military families

If you ‘re an active member of the military or a veteran — or have an immediate family penis who is — chances are you ‘ll get a relatively bum rate with USAA, a ship’s company that is n’t available to the general public. Because of that restriction, USAA is n’t ranked with the others, but it was the cheapest car indemnity option for 12 of the 48 driver profiles we examined.

Minimum required auto insurance in Rhode Island

Rhode Island cable car policy policies must include indebtedness insurance, which covers others ’ wound treatment and property price if you ’ ra responsible for a crash. The minimum limits you must select are :

  • $ 25,000 bodily injury indebtedness per person .
  • $ 50,000 bodily injury indebtedness per incidental .
  • $ 25,000 property damage liability per incident .

While buying the minimum car indemnity allows you to drive legally, it might not be enough to pay for an accident you cause. Say you cause a crash and entire another driver ’ s expensive luxury car. The place damage could easily exceed your $ 25,000 limit, and the remaining balance wheel might have to come out of your pouch. Most drivers can benefit from raising their liability limits beyond the department of state minimal. You may besides want to consider common optional coverages such as collision, comprehensive examination and uninsured motorist indemnity. Check out NerdWallet ’ s guidebook to car insurance requirements by state for more aid planning your Rhode Island policy.

Alternative Rhode Island car insurance

If you have multiple crashes on record, DUIs, poor credit or other issues, it may be unmanageable to buy car policy on the voluntary market. As an option, you can seek coverage through the Rhode Island Automobile Insurance Plan. For more help finding cheap coverage in Rhode Island, try NerdWallet ’ mho car indemnity comparison tool .

Leave a Reply

Your email address will not be published. Required fields are marked *