Best overall: American Modern
Get a Quote American Modern has some of the best benefits and covers closely any classic car type, which is why it ‘s our top clean overall for authoritative car indemnity. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” primary ”, ” buttonIcon ” : ” lock ”, ” buttonText ” : ” Get a Quote ”, ” class ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/americanmodern-1 ”, ” description ” : ” american Modern has some of the best benefits and covers about any classic car type, which is why it ‘s our top pick overall for classical cable car insurance. “, ” details ” : [ ], ” disavowal ” : ” ”, ” featuredTitle ” : ” ”, ” connect ” : ” hypertext transfer protocol : \/\/www.amig.com\/ ”, ” name ” : ” american Modern ”, ” hideBanner ” : assumed, ” hideDescription ” : false, ” hideDetails ” : true, ” hideDisclaimer ” : false, ” hideTitle ” : genuine, ” title ” : ” american english Modern ” }
American Modern offers $2,000 in standard spare parts coverage, which is four times more coverage than the standard $ 500 offered by most companies. This perk up covers you for larceny or damage of spare parts. You ‘ll besides get inflation guard, a fringe benefit that ensures your coverage total goes up as your car increases in value .
American Modern offers flexible mileage plans, including an outright mileage option, arrant for collectors who drive their classic cars much. american english Modern is besides one of the few companies that let you insure about any nontraditional classic vehicle, which includes anything from an antique buggy to a arouse truck or tied a retire military Jeep .
Because American Modern besides underwrites policies for Geico, you might get bundling discounts if you have another indemnity policy with Geico .
Best for daily drivers: Safeco
Get a Quote Safeco has restrictions on which authoritative cars you can get coverage for, but it does have the best mileage options if you have a classic car you drive often. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” primary ”, ” buttonIcon ” : ” lock ”, ” buttonText ” : ” Get a Quote ”, ” category ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/safeco-1 ”, ” description ” : ” Safeco has restrictions on which classic cars you can get coverage for, but it does have the best mileage options if you have a classic car you drive frequently. “, ” details ” : [ ], ” disclaimer ” : ” ”, ” featuredTitle ” : ” ”, ” connection ” : ” hypertext transfer protocol : \/\/quotes.safeco.com\/ ”, ” name ” : ” Safeco ”, ” hideBanner ” : false, ” hideDescription ” : false, ” hideDetails ” : true, ” hideDisclaimer ” : delusive, ” hideTitle ” : true, ” title ” : ” Safeco ” }
Safeco has two mileage options : regular use, which lets you drive up to 10,000 miles a year, or limited use, which lets you drive your authoritative car up to 5,000 miles a year. regular use lets you drive your car up to 27 miles a day on modal with no other restrictions, so it ‘s a good choice if your 1968 Ford Mustang is your day by day driver or you take it on a distribute of road trips .
The biggest downside to Safeco is the restrictions. Safeco merely covers classic cars that are at least 10 years old, specify production modern classics less than 10 years erstwhile and antique cars at least 25 years old. Safeco does n’t cover kit cars, racing cars or unrestored vehicles .
Best for restorations: Hagerty
Get a Quote Hagerty offers the best coverage for cars you ‘re presently restoring, along with extra benefits for classical car enthusiasts. { “ bannerDisclaimers ” : [ ], ” buttonColor ” : ” elementary ”, ” buttonIcon ” : ” lock ”, ” buttonText ” : ” Get a Quote ”, ” class ” : ” auto_insurance_companies ”, ” cloudinaryImageName ” : ” referral_logos\/us\/insurance\/hagerty-1 ”, ” description ” : ” Hagerty offers the best coverage for cars you ‘re presently restoring, along with extra benefits for classical car enthusiasts. “, ” details ” : [ ], ” disclaimer ” : ” ”, ” featuredTitle ” : ” ”, ” link ” : ” hypertext transfer protocol : \/\/www.hagerty.com\/ ”, ” name ” : ” Hagerty ”, ” hideBanner ” : delusive, ” hideDescription ” : faithlessly, ” hideDetails ” : true, ” hideDisclaimer ” : false, ” hideTitle ” : true, ” title ” : ” Hagerty ” }
Hagerty is one of only three companies we explored that offer coverage for restoration cars at any stage in your project. Hagerty offers higher-than-average spare parts coverage at $ 750 and no fixed mileage limits. And because Hagerty underwrites Progressive classic car insurance, you could qualify for a pack dismiss through Progressive .
Hagerty has a few other benefits for classic car collectors. You can contact Carcierge, Hagerty ‘s in-house parts specialists, to help you find replacement parts, original or otherwise. You can besides join the Hagerty Drivers Club, which gives you access to 24/7 wayside aid and discounts on car accessories, car rentals and fare services .
Hagerty covers about any authoritative vehicle, including classical cars, motorcycles, tractors, military vehicles and even antique boats .
