Types of Coverage Offered
- Personal injury protection
Extended benefits coverage
Rental car reimbursement
- Safe driver
Length of membership
More USAA Insurance Reviews
- USAA auto insurance review
- USAA homeowners insurance review
- USAA renters insurance review
* Data provided by Bankrate.com.
**J.D. Power ’ sulfur 2021 Auto Insurance Satisfaction Study evaluation for the New England region. Based on a 1,000-point scale.
The Average Cost of Car Insurance in Connecticut
The cost of car policy in Connecticut is higher than the national average, in part because of the clog roads and high act of luxury vehicles. According to 2021 data from Bankrate.com, the average cost of broad coverage is $ 1,845 per year and the average cost of minimum coverage is $ 794. To compare, the national average is $ 1,674 per year for wide coverage and $ 565 per class for minimal coverage. The price of car policy can vary widely depending on a few factors. First, prices can be identical different between unlike providers. early factors, such as a driver ’ second placement, old age, driving history and accredit score can besides play a function .
Top 3 Cheapest Car Insurance Companies in Connecticut
|Company||Average Annual Premium*|
* Data provided by Bankrate.com, monetary value based on the express minimal ask policy .
Top 3 Most Expensive Car Insurance Companies in Connecticut
|Company||Average Annual Premium*|
* Data provided by Bankrate.com, price based on the state minimal want policy .
Top 3 Cheapest Cities for Car Insurance in Connecticut
|City||Average Annual Premium*|
* Data provided by Bankrate.com, price based on the submit minimum want policy .
Top 3 Most Expensive Cities for Car Insurance in Connecticut
|City||Average Annual Premium*|
* Data provided by Bankrate.com, monetary value based on the state minimal ask policy .
Car Insurance Add-Ons That May Further Protect You
- Roadside assistance: If you end up stranded on the side of the road, roadside assistance can help you change a tire, jump a battery, or get a tow.
- Gap insurance: If you have a car loan or lease and total your car, you may end up in a situation where you owe more than the car is worth. Gap insurance covers that discrepancy and ensures you aren’t left paying off a car you don’t have anymore.
- Personal injury protection: This coverage protects against financial losses for medical bills. It’s ideal for people who have no health insurance or a limited plan. It will cover the medical bills of the driver and passengers after an accident.
- Accident forgiveness: A car accident can cause a huge spike in your auto insurance premiums. Some insurers offer accident forgiveness, which guarantees that your rates won’t change after a single accident.
Guide to Connecticut Car Insurance
Drivers in Connecticut should be aware of the state of matter ’ second singular insurance laws before hitting the road. specially crucial are the state ’ sulfur minimal indemnity requirements and its at-fault insurance laws, which went through major changes in 1994 .
Connecticut Minimum Insurance Requirements
Drivers in Connecticut are required to maintain sealed insurance coverages. First, the country requires that drivers carry uninsured and underinsured motorist coverage, which covers bodily injury to the driver and passengers when the driver at defect of an accident doesn ’ triiodothyronine have insurance ( or doesn ’ t have enough indemnity ). The state besides requires minimal liability coverage with the following limits :
- $25,000 per person in bodily injury
- $50,000 per accident in bodily injury
- $25,000 per accident for property damage
Connecticut’s No-Fault Law
After a 1994 law switch, Connecticut is no longer a no-fault state. As a result, the state now requires that the driver at fault for an accident traverse the fiscal losses of the other driver regarding bodily injury and place damage. The express ’ s minimum indebtedness coverage requirements ensure that everyone can cover damages if they ’ re at-fault for an accident.
Connecticut Car Insurance FAQ
What is the minimum car insurance required in Connecticut?
Drivers in Connecticut must carry two types of insurance : uninsured/underinsured motorist coverage and indebtedness coverage, which covers both bodily wound and place damage .
What is the average auto insurance cost in Connecticut?
According to 2021 data from Bankrate.com, a full coverage policy costs an average of $ 1,845 per year and a minimum coverage policy costs an average of $ 794 per class in Connecticut. Remember that rates vary based on your personal fink agent, so your agio could be higher or lower .
What is the cheapest car insurance company in Connecticut?
According to Bankrate ’ sulfur data, Geico has the cheapest minimum coverage policy, on average, in Connecticut, with an annual premium of $ 427. Geico besides has the cheapest average full coverage rate, with an annual premium of $ 1,071 .
Reviews.com reviews products, services and companies based on five criteria to help readers understand how companies compare based on like metrics. For the best car indemnity companies, our editorial team compared affordability, customer documentation, coverage options, customer satisfaction scores and on-line resources from each company to determine lead providers. As for median pricing, we used Bankrate.com ’ s data of car policy in Connecticut, based on the profiles of a 40-year male and female. For full coverage, the details used were the follow :
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $100,000 uninsured motorist bodily injury per person
- $300,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
To determine minimum coverage limits, Bankrate used minimum coverage that meets each country ’ south requirements. Our base visibility drivers own a 2019 Toyota Camry, commute five days a workweek and drive 12,000 miles annually. These are sample rates and should entirely be used for comparative purposes.
About the Authors
Erin Gobler Erin Gobler is an policy writer for Reviews.com. Over the past three years, she has covered personal finance topics such as indemnity, banking, mortgages, and more. Her oeuvre has been featured in sites such as The Simple Dollar, Bankrate, and Coverage.com. She holds a bachelor ’ s degree in journalism from the University of Wisconsin-Oskosh. Erin ’ s favorite Reviews.com article is the State Farm Renters Insurance Review .