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Types of Coverage Offered

Discounts Available

  • Anti-theft system
  • defensive drive course

*J.D. office 2020 Auto Insurance Customer Satisfaction Study, based on a 1,000-point scale. We calculated an average of compound regional scores .

Further Reading on The Hartford: 

What Qualifies as a Classic Car for Insurance Providers?

just because your car is erstwhile, doesn ’ t mean it qualifies as a classic car. indemnity companies use certain guidelines to determine whether a car is a true classical car or a daily car. Every policy supplier has slenderly unlike rules, but most define a classic car as matchless that is over 10 years previous, is not driven regularly, is stored in a garage, and is kept in good condition. There may besides be rules around circumscribed production or historical meaning. Geico requires classical cars to be at least 25 years old in decree to get coverage. additionally, not every authoritative car qualifies for policy coverage. here are the types of classic cars that our top four providers will cover :


  • Classic cars
  • Modified collector cars
  • Reproductions
  • Replicas
  • Restorations
  • Modern classic cars
  • Antique cars


  • class cars
  • Antique cars
  • alien cars
  • replica
  • authoritative military vehicles
  • classify hearses
  • classical arouse trucks

State Farm

The Hartford

  • classical cars
  • Antique cars
  • classic trucks
  • authoritative utility vehicles
  • Antique tractors
  • classical military vehicles
  • exotic cars
  • Supercars
  • Modified cars
  • restrict edition cars

Discounts and Savings For Classic Car Insurance

Most insurance companies offer a few discounts for classic car owners. Keep in take care that there are normally fewer discounts available for authoritative car insurance than personal car policy. here are some of the best discounts for classical cable car insurance :

  • Anti-theft device
  • Policy bundling
  • Multi-vehicle
  • Defensive driving course
  • Proper storage

In accession to these savings, drivers can get a lower car insurance rate by raising their deductible and improving their credit score. Before you purchase a policy, shop approximately and get a few quotes to see which company can give you the lowest pace .

Methodology scored these products, services and companies using four quantifiable criteria to help readers choose the best one for them. For the best authoritative car insurance, our editorial team compared customer support, coverage options, customer atonement scores and on-line resources from each company. These reviews were created with our readers in mind and are meant to be a helpful tool to simplify the process of choosing which car policy company is best for you.

Classic Car Insurance FAQs

How does classic car insurance work?

classical cable car indemnity covers your cable car like any standard car indemnity policy. If you get into an accident or something happens to your vehicle, you can file a claim with the indemnity company. You ’ ll get reimbursed for the damages and make the repairs as common. The only major difference between classic car indemnity and personal car insurance is the prices and the eligibility requirements .

What cars are eligible for classic insurance?

Cars that are eligible for classic car indemnity are typically at least 10 years old, are in well condition, are kept in a cover storage area, and are driven infrequently. Most car indemnity companies cover any type of authoritative car or truck, antique car, replica, restoration, or alien car, american samoa long as it fits the criteria.

About the Authors

Elizabeth Rivelli Elizabeth Rivelli Contributing Writer Elizabeth Rivelli is an insurance writer for Over the last year, she has covered policy providers, best policies, diligence trends and more. Elizabeth has been featured in The simple Dollar, Bankrate and, among others. She holds a bachelor ‘s academic degree in Communication Studies from Northeastern University in Boston, MA. The Best terminus Life Insurance Companies is Elizabeth ’ s favorite revue on .

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