Compare the Cheapest Car Insurance Quotes in Fayetteville, NC

In Fayetteville, Nationwide has the most low-cost average fully coverage car policy at $ 653. It ’ sulfur besides the city ’ south brassy indemnity company for a state minimum policy with an annual agio of $ 335. Drivers with a speeding ticket will like this insurance company ’ south price of $ 944 a year, excessively, which is the cheapest in the city. Erie is MoneyGeek ’ s peak pick for coverage because it balances military service and affordability .iconribbon best car insurance Fayetteville

2022

The Cheapest and Best Car Insurance in Fayetteville

The Cheapest Car Insurance Companies in Fayetteville

In Fayetteville, the most low-cost car policy providers for wide coverage policies are :

  • Nationwide: $653 per year
  • State Farm: $747 per year

With an average annual premium of $ 653, Nationwide is the cheapest indemnity company in Fayetteville. Their rate is about 94 % ( or $ 616 ) lower than Progressive, the most expensive insurance company in the city with an average cost of $ 1,269 per year. Comprehensive and collision coverage are included in wax coverage car insurance policies. however, how much you pay can change based on the liability limits you choose .

Cheapest Car Insurance in Fayetteville

Full Coverage 100/300/100

  • company 100/300/100

    per year

  • 1 .Nationwide

    $653

  • 2 .State Farm

    $747

  • 3 .Erie

    $797

  • 4. North Carolina Farm Bureau

    $814

  • 5 .GEICO

    $819

  • 6 .Travelers

    $1,053

  • 7 .Allstate

    $1,100

  • 8 .MetLife

    $1,210

  • 9 .Progressive

    $1,269

MoneyGeek ’ mho analysis used rates for our sample distribution driver, a 40-year-old male driver with full coverage, as explained in our methodology. insurance with comprehensive examination and collision coverage will cost more than a liability-only policy. tied though it ’ randomness more expensive, full coverage car indemnity pays for damage to your car and associate losses. This can save you a draw of money in the long run .

  • Collision Insurance: This coverage pays for repairs to your car if you hit another vehicle or a stationary object.
  • Comprehensive Insurance: This protects against car repair expenses from non-collision damage. Losses can include everything from hailstorms and fire to vandalism and theft.

If you own an older and want to save money on indemnity premiums, you may consider liability-only or state of matter minimum indemnity. It makes sense if the premiums for full coverage add up to more than the substitute value of your fomite .

Compare Car Insurance Rates in Fayetteville

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Cheapest Car Insurance in Fayetteville for Minimum Coverage

One of the biggest considerations in determining the price of your car insurance in Fayetteville or elsewhere is the amount of coverage you buy. A state minimum liability-only coverage in Fayetteville costs $ 480 on average. A wax coverage policy typically costs about doubly angstrom much at roughly $ 460 more or an average of $ 940 per class .

Cheapest Minimum Liability Car Insurance in Fayetteville

country Minimum

  • company State Minimum

    per year

  • 1 .Nationwide

    $335

  • 2 .State Farm

    $409

  • 3 .Erie

    $421

  • 4. North Carolina Farm Bureau

    $427

  • 5 .GEICO

    $428

  • 6 .Allstate

    $515

  • 7 .Travelers

    $545

  • 8 .MetLife

    $621

  • 9 .Progressive

    $622

In North Carolina, drivers must, by law, have 30/60/25 minimum liability indemnity. While this is the cheapest policy available and will surely reduce your monthly beak, you run the risk of being underinsured and having to pay much more out of pocket after an accident. For example, if you cause an accident and the other driver ’ s aesculapian bills total $ 60,000, minimum coverage indemnity will only pay up to $ 30,000. You ‘ll be personally responsible for paying the libra of $ 30,000 .

North Carolina Minimum Liability Requirements

  • detail description
  • Bodily Injury and Property Damage $ 30,000 per person, $ 60,000 per accident and $ 25,000 for property damage. A more protective level is 100/300/100 .
  • Uninsured motorist $ 30,000 per person, $ 60,000 per incident and $ 25,000 for property wrong. The minimal coverage may not be enough if you ‘re in a serious accident .

Cheapest Car Insurance in Fayetteville if You Have Driving Violations

dealings violations can cause your premiums to go up, sometimes by a fortune. If you ’ ve got a speed ticket, have been charged with a DUI or at-fault accident, these indemnity providers offer the most low-cost cable car indemnity on average in Fayetteville :

  • Cheapest after a ticket: Nationwide, $944 per year
  • Cheapest after an at-fault accident: State Farm, $1,121 per year
  • Cheapest after a DUI: Nationwide, $2,445 per year

After a ticket or a car accident, shop around for quotes to see which companies offer the most low-cost rates for drivers with bad records. In the interim, your best bet is to work on improving your commemorate over time to lower your premiums in the future .

Cheapest Car Insurance in Fayetteville With a Violation

Speeding ticket

  • ship’s company Speeding Ticket

    per year

  • 1 .Nationwide

    $944

  • 2 .State Farm

    $1,121

  • 3. North Carolina Farm Bureau

    $1,175

  • 4 .MetLife

    $1,210

  • 5 .Erie

    $1,214

  • 6 .GEICO

    $1,429

  • 7 .Travelers

    $1,595

  • 8 .Allstate

    $1,619

  • 9 .Progressive

    $1,749

Average Cost of Car Insurance in Fayetteville

Fayetteville

$940

NC

$841

U.S.

$1,424

The average cost of car indemnity in Fayetteville is $ 940, which is slenderly higher than the typical state annual premium but less expensive than the national average. specifically, Fayetteville drivers pay 11.8 % more than the state average but 34 % less than the median annual premium in the United States.

Personalized Quotes to Get You the Cheapest Car Insurance in Fayetteville

car insurance companies in Fayetteville besides use personalize factors to determine annual premiums, such as senesce, sex, marital status, citation score, driving history, vehicle take and model and miles driven per year. For example, a GEICO policy for a 40-year-old male has a distinctive annual premium of $ 819, while a 70-year-old male can expect to pay around $ 929 for a similar design. On the early handwriting, the rate for an 18-year-old male is $ 1,176. As prison term goes by, your circumstances may change. consequently, you should regularly get personalized quotes and compare rates from respective indemnity providers. This way, you can make certain that your policy suits your needs, and you can besides find out if you qualify for discounts and rebates .

Compare Car Insurance Rates in Fayetteville

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The Best Car Insurance Companies in Fayetteville

MoneyGeek ranked the best companies in Fayetteville based on affordability and timbre of customer serve. According to our analysis, the best insurers in the city are :

  • Erie: MoneyGeek score of 93 out of 100
  • Auto-Owners Insurance Co: MoneyGeek score of 90 out of 100

The scores for the indemnity companies were calculated on respective factors : customer satisfaction, affordability and each insurance company ’ s fiscal stability ratings. MoneyGeek used multiple resources in our analysis, including findings from consumer intelligence and data analytics company J.D. Power .
1

USAA

sexual conquest :

95

4/5 Affordability 5/5 Claims Ratings 4/5 User Satisfaction A++ fiscal constancy 2

Erie

sexual conquest :

92.5

4/5 Affordability 5/5 Claims Ratings 4/5 User Satisfaction A+ fiscal stability 3

Auto-Owners Insurance Co

score :

90

4/5 Affordability 3/5 Claims Ratings 4/5

User Satisfaction A++ fiscal constancy 4

North Carolina Farm Bureau

grudge :

87.5

4/5 Affordability 4/5 Claims Ratings 4/5 User Satisfaction A fiscal stability 5

GEICO

mark :

85

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A++ fiscal constancy 6

State Farm

score :

82.5

3/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A fiscal stability 7

Nationwide

score :

80

2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A+ fiscal stability 8

Travelers

sexual conquest :

80

2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A++ fiscal stability 9

MetLife

grudge :

80

3/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A+ fiscal constancy 10

Safeco

grudge :

77.5

3/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 11

Progressive

score :

77.5

3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability 12

Allstate

score :

75

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal constancy 13

Liberty Mutual

seduce :

75

2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A fiscal constancy 14

National General

score :

72.5

3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A- fiscal stability

Average Cost of Car Insurance by Postal Code

cable car insurance companies in Fayetteville besides consider your address to determine your annual premium. In some cities, this can lead to a dispute of hundreds of dollars in agio cost, but that ’ s not the shell in Fayetteville. On median, annual premiums in the city based on ZIP code deviate by just $ 4 .

  • Zip Code State Minimum

    per year

  • 28306

    $938

  • 28314

    $942

Factors That Impact Insurance Costs in Fayetteville

In addition to person driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of fateful accidents besides contribute to car indemnity rates in Fayetteville. How Fayetteville ranks compared to the 300 most populous cities in the United States can have a significant affect on premium costs .accident2 icon Most Accidents With Fatalities

94th

/ 300handcuffs2 icon Most car Thefts

100th

/ 300uninsured icon Most uninsured Motorists by State

48th

/ 50insurance2 icon personal Injury Protection Required Norain icon Most annual rain

76th

/ 300umbrella icon Most showery Days

119th

/ 300

Methodology and Assumptions

MoneyGeek ’ mho modal premium rates for Fayetteville are based on 100/300/100 comprehensive collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, placement and drive record. Learn more about MoneyGeek ’ sulfur data and methodology here. About the author

expert-profileexpert-profile Mark Fitzpatrick is a elder message director with MoneyGeek specializing in insurance. Mark has years of have analyzing the insurance market and creating original research and subject. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a chief of Arts .

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