Compare the Cheapest Car Insurance Quotes in Pittsburgh, PA

On average, Erie is the cheapest insurance company in the city for a full-coverage policy in the city, along with the cheap for state minimum car policy coverage. Current or former military members can consider getting their car policy from USAA, which offers the second-cheapest coverage in Pittsburgh, on average. car insurance rates in Pittsburgh vary based on the coverage measure and driver profile. If you have a travel rapidly ticket, for exemplify, Erie still provides the brassy cable car insurance coverage, on median. Per the MoneyGeek fink system, the best insurance company in the city overall is New Jersey Manufacturers, which best balances customer servicing and low-cost coverage .iconribbon best car indemnity

pittsburgh 2022

The Cheapest and Best Car Insurance in Pittsburgh

The Cheapest Car Insurance Companies in Pittsburgh

The cheapest average full-coverage car indemnity in Pittsburgh comes from the following companies, on average :

  • Erie: $661 per year
  • Travelers: $750 per year

military members and their families qualify for policies from USAA, which came in at an average annual cost of $ 694. The highest full-coverage car indemnity rate in Pittsburgh is from MetLife, at an average of $ 1,540 per year. Full-coverage car policy policies cost more than the state minimum coverage. These plans provide higher limits in the consequence of an accident .

Cheapest Car Insurance in Pittsburgh

Full Coverage 100/300/100

  • company 100/300/100

    per year

  • 1 .Erie

    $661

  • 2 .USAA

    $694

  • 3 .Travelers

    $750

  • 4 .GEICO

    $753

  • 5 .State Farm

    $763

  • 6 .Nationwide

    $778

  • 7 .Allstate

    $937

  • 8 .Nationwide

    $944

  • 9 .Esurance

    $1,281

  • 10 .Progressive

    $1,320

  • 11 .MetLife

    $1,540

minimum car policy policies meet the lowest charge of express legal requirements and can cost significantly less than full moon coverage policies. A full-coverage policy includes indebtedness coverage, along with the following two types of insurance :

  • Comprehensive Insurance: This coverage provides payment for damage resulting from theft, vandalism and other forms of accidents.
  • Collision Insurance: Collision coverage protects drivers against damage caused by collisions with other cars or objects.

To establish the best car indemnity carriers in Pittsburgh, MoneyGeek collected rates across companies using a 40-year-old sample distribution driver with a full-coverage policy as indicated in our methodology. For drivers with older cars, the state minimum car indemnity or liability-only indemnity may be the best option. If you purchase a full-coverage policy for an previous car, you may end up paying more for policy than the car ’ s worth .

Compare Car Insurance Rates in Pittsburgh

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Cheapest Car Insurance in Pittsburgh for Minimum Coverage

In Pittsburgh, the most low-cost car policy policy is the state minimal coverage. Although prices are significantly lower than full-coverage car insurance, state minimal policies may not cover your costs after an accident, leaving you to pay a meaning total out of pocket. According to MoneyGeek ’ sulfur psychoanalysis, the companies that provide the most low-cost state minimum car policy in Pittsburgh, on average, are :

  • Erie: $281 per year
  • GEICO: $288 per year

USAA has the lowest average annual rate of $ 271, but we did not include the company in our rankings. Its policies are only available to military members and their families. The most expensive insurance company for the country minimum cable car indemnity is MetLife, with an average annual monetary value of $ 908 per year. Rates vary depending on the coverage limits. Use the table below to compare costs between different coverage amounts .

Cheapest Minimum Liability Car Insurance in Pittsburgh

state Minimum

  • company State Minimum

    per year

  • 1 .USAA

    $271

  • 2 .Erie

    $281

  • 3 .GEICO

    $288

  • 4 .State Farm

    $328

  • 5 .Nationwide

    $383

  • 6 .Nationwide

    $487

  • 7 .Travelers

    $493

  • 8 .Allstate

    $516

  • 9 .Progressive

    $588

  • 10 .Esurance

    $693

  • 11 .MetLife

    $908

Minimum coverage lone meets the requirements of the state of matter, which are $ 15,000 of bodily injury coverage, $ 30,000 coverage per accident and $ 5,000 property damage coverage. In case of an accident, you may need to pay any extra costs that are not covered by your state minimum coverage policy. For case, if the property damage price is $ 10,000, your policy merely covers $ 5,000, leaving you to pay $ 5,000 out of pocket .

Pennsylvania Minimum Liability Requirements

  • detail description
  • Bodily Injury and Property Damage $ 15,000 per person, $ 30,000 per accident and $ 5,000 for property damage. A more protective level is 100/300/100 .

Cheapest Car Insurance in Pittsburgh if You Have Driving Violations

car indemnity rates depend on diverse factors, including your drive record. Drivers with a history of violations tend to pay more than individuals with clean records. In Pittsburgh, the most low-cost car policy providers for drivers with poor records are :

  • Cheapest After a Ticket: Erie, $688 per year
  • Cheapest After an At-Fault Accident: Erie, $860 per year
  • Cheapest After a DUI: State Farm, $835 per year

If your record improves over time, you will pay less for car indemnity in Pittsburgh. Drivers with a bad record due to a DUI or speeding ticket should shop around to compare rates and find the lowest quotes for their circumstances .

Cheapest Car Insurance in Pittsburgh With a Violation

Speeding ticket

  • company Speeding Ticket

    per year

  • 1 .Erie

    $688

  • 2 .USAA

    $770

  • 3 .State Farm

    $835

  • 4 .Nationwide

    $863

  • 5 .GEICO

    $879

  • 6 .Allstate

    $937

  • 7 .Travelers

    $1,237

  • 8 .Progressive

    $1,334

  • 9 .Esurance

    $1,335

  • 10 .Nationwide

    $1,383

  • 11 .MetLife

    $1,845

Average Cost of Car Insurance in Pittsburgh

Pittsburgh

$973

PA

$1,818

U.S.

$1,424

When it comes to the average annual cost of car policy, Pittsburgh is preferably cheap compared to bigger cities. With a $ 973 median annual premium, Pittsburgh is much more low-cost compared to Philadelphia, which averages $ 2,134 annually. Pittsburgh ’ mho average car indemnity monetary value is 46.5 % lower than the state median and 31.7 % lower than the national average. Take note that these figures are just the average project costs, and your agio may vary according to other factors. Drivers who are ready to save on car policy should regularly get personalized quotes to compare rates and find the plan that meets their needs.

Personalized Quotes to Get You the Cheapest Car Insurance in Pittsburgh

It is advised to compare personalized car insurance quotes in Pittsburgh because premiums differ from supplier to supplier. Rates are influenced by a person ‘s long time, ZIP code, car type and drive record, among other factors. For case, a young person who has a DUI will likely pay more than person who is middle-aged and has a blank record. Get individualized quotes and check the rates regularly to find the best design available .

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The Best Car Insurance Companies in Pittsburgh

overall, the companies with the highest MoneyGeek scores based on affordability and customer service scales are :

  • New Jersey Manufacturers: MoneyGeek score of 98 out of 100
  • GEICO: MoneyGeek score of 93 out of 100

MoneyGeek ranked cable car indemnity companies in Pittsburgh using factors such as fiscal stability, affordability and customer atonement to ensure that you secure the best coverage for your needs. While USAA had the highest grade of 100 out of 100, we did not include the ship’s company among the top providers — its policies lone apply to military persons and their families .
1

USAA

sexual conquest :

100

5/5 Affordability 5/5 Claims Ratings 5/5 User Satisfaction A++ fiscal stability 2

New Jersey Manufacturers

score :

97.5

5/5 Affordability 5/5 Claims Ratings

5/5 User Satisfaction A+ fiscal stability 3

GEICO

score :

92.5

5/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A++ fiscal constancy 4

Hartford

score :

87.5

4/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A+ fiscal stability 5

State Farm

score :

85

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A++ fiscal stability 6

Travelers

score :

85

2/5 Affordability 5/5 Claims Ratings 2/5 User Satisfaction A++ fiscal constancy 7

Progressive

sexual conquest :

80

3/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability 8

Nationwide

grade :

77.5

2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability 9

Farmers

score :

75

3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A fiscal constancy 10

CSAA

mark :

75

3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A fiscal constancy 11

Allstate

seduce :

75

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability 12

Plymouth Rock Assurance

score :

72.5

2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A- fiscal constancy 13

Liberty Mutual

score :

72.5

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A fiscal stability

Average Cost of Car Insurance by Postal Code

The location where you reside impacts how much you pay for your car insurance. For example, if you live in a separate of the city where accidents and car larceny are rampant, insurers will tag you as bad and appoint you more. The ZIP code with the lowest average car policy pace in Pittsburgh is 15237, at $ 920 per annum. The most expensive would be ZIP code 15221, at $ 1,009 per class — that ’ sulfur $ 89 higher than 15237 .

  • Zip Code State Minimum

    per year

  • 15237

    $920

  • 15235

    $990

  • 15221

    $1,009

Factors That Impact Insurance Costs in Pittsburgh

In addition to individual driver needs and history, location-specific factors like personal wound protection coverage requirements and the rate of car thefts besides contribute to car indemnity rates in Pittsburgh. How Pittsburgh ranks compared to the 300 most populous cities in the United States can have a significant shock on bounty costs .accident2 icon Most Accidents With Fatalities

209th

/ 300handcuffs2 icon Most car Thefts

13th

/ 300uninsured icon Most uninsured Motorists by State

43rd

/ 50insurance2 icon personal Injury Protection Required Yesrain icon Most annual rain

124th

/ 300umbrella icon Most showery Days

12th

/ 300

Methodology and Assumptions

MoneyGeek ’ s median agio rates for Pittsburgh are based on 100/300/100 comprehensive collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, location and drive record. Learn more about MoneyGeek ’ mho data and methodology hera. About the writer

expert-profileexpert-profile Mark Fitzpatrick is a aged subject director with MoneyGeek specializing in indemnity. Mark has years of know analyzing the indemnity commercialize and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a master of Arts .

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