pittsburgh 2022
The Cheapest and Best Car Insurance in Pittsburgh
The Cheapest Car Insurance Companies in Pittsburgh
The cheapest average full-coverage car indemnity in Pittsburgh comes from the following companies, on average :
- Erie: $661 per year
- Travelers: $750 per year
military members and their families qualify for policies from USAA, which came in at an average annual cost of $ 694. The highest full-coverage car indemnity rate in Pittsburgh is from MetLife, at an average of $ 1,540 per year. Full-coverage car policy policies cost more than the state minimum coverage. These plans provide higher limits in the consequence of an accident .
Cheapest Car Insurance in Pittsburgh
Full Coverage 100/300/100
- company 100/300/100
per year
- 1 .Erie
$661
- 2 .USAA
$694
- 3 .Travelers
$750
- 4 .GEICO
$753
- 5 .State Farm
$763
- 6 .Nationwide
$778
- 7 .Allstate
$937
- 8 .Nationwide
$944
- 9 .Esurance
$1,281
- 10 .Progressive
$1,320
- 11 .MetLife
$1,540
minimum car policy policies meet the lowest charge of express legal requirements and can cost significantly less than full moon coverage policies. A full-coverage policy includes indebtedness coverage, along with the following two types of insurance :
- Comprehensive Insurance: This coverage provides payment for damage resulting from theft, vandalism and other forms of accidents.
- Collision Insurance: Collision coverage protects drivers against damage caused by collisions with other cars or objects.
To establish the best car indemnity carriers in Pittsburgh, MoneyGeek collected rates across companies using a 40-year-old sample distribution driver with a full-coverage policy as indicated in our methodology. For drivers with older cars, the state minimum car indemnity or liability-only indemnity may be the best option. If you purchase a full-coverage policy for an previous car, you may end up paying more for policy than the car ’ s worth .
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Cheapest Car Insurance in Pittsburgh for Minimum Coverage
In Pittsburgh, the most low-cost car policy policy is the state minimal coverage. Although prices are significantly lower than full-coverage car insurance, state minimal policies may not cover your costs after an accident, leaving you to pay a meaning total out of pocket. According to MoneyGeek ’ sulfur psychoanalysis, the companies that provide the most low-cost state minimum car policy in Pittsburgh, on average, are :
- Erie: $281 per year
- GEICO: $288 per year
USAA has the lowest average annual rate of $ 271, but we did not include the company in our rankings. Its policies are only available to military members and their families. The most expensive insurance company for the country minimum cable car indemnity is MetLife, with an average annual monetary value of $ 908 per year. Rates vary depending on the coverage limits. Use the table below to compare costs between different coverage amounts .
Cheapest Minimum Liability Car Insurance in Pittsburgh
state Minimum
- company State Minimum
per year
- 1 .USAA
$271
- 2 .Erie
$281
- 3 .GEICO
$288
- 4 .State Farm
$328
- 5 .Nationwide
$383
- 6 .Nationwide
$487
- 7 .Travelers
$493
- 8 .Allstate
$516
- 9 .Progressive
$588
- 10 .Esurance
$693
- 11 .MetLife
$908
Minimum coverage lone meets the requirements of the state of matter, which are $ 15,000 of bodily injury coverage, $ 30,000 coverage per accident and $ 5,000 property damage coverage. In case of an accident, you may need to pay any extra costs that are not covered by your state minimum coverage policy. For case, if the property damage price is $ 10,000, your policy merely covers $ 5,000, leaving you to pay $ 5,000 out of pocket .
Pennsylvania Minimum Liability Requirements
- detail description
- Bodily Injury and Property Damage $ 15,000 per person, $ 30,000 per accident and $ 5,000 for property damage. A more protective level is 100/300/100 .
Cheapest Car Insurance in Pittsburgh if You Have Driving Violations
car indemnity rates depend on diverse factors, including your drive record. Drivers with a history of violations tend to pay more than individuals with clean records. In Pittsburgh, the most low-cost car policy providers for drivers with poor records are :
- Cheapest After a Ticket: Erie, $688 per year
- Cheapest After an At-Fault Accident: Erie, $860 per year
- Cheapest After a DUI: State Farm, $835 per year
If your record improves over time, you will pay less for car indemnity in Pittsburgh. Drivers with a bad record due to a DUI or speeding ticket should shop around to compare rates and find the lowest quotes for their circumstances .
Cheapest Car Insurance in Pittsburgh With a Violation
Speeding ticket
- company Speeding Ticket
per year
- 1 .Erie
$688
- 2 .USAA
$770
- 3 .State Farm
$835
- 4 .Nationwide
$863
- 5 .GEICO
$879
- 6 .Allstate
$937
- 7 .Travelers
$1,237
- 8 .Progressive
$1,334
- 9 .Esurance
$1,335
- 10 .Nationwide
$1,383
- 11 .MetLife
$1,845
Average Cost of Car Insurance in Pittsburgh
Pittsburgh
$973
PA
$1,818
U.S.
$1,424
When it comes to the average annual cost of car policy, Pittsburgh is preferably cheap compared to bigger cities. With a $ 973 median annual premium, Pittsburgh is much more low-cost compared to Philadelphia, which averages $ 2,134 annually. Pittsburgh ’ mho average car indemnity monetary value is 46.5 % lower than the state median and 31.7 % lower than the national average. Take note that these figures are just the average project costs, and your agio may vary according to other factors. Drivers who are ready to save on car policy should regularly get personalized quotes to compare rates and find the plan that meets their needs.
Personalized Quotes to Get You the Cheapest Car Insurance in Pittsburgh
It is advised to compare personalized car insurance quotes in Pittsburgh because premiums differ from supplier to supplier. Rates are influenced by a person ‘s long time, ZIP code, car type and drive record, among other factors. For case, a young person who has a DUI will likely pay more than person who is middle-aged and has a blank record. Get individualized quotes and check the rates regularly to find the best design available .
Compare Car Insurance Rates in Pittsburgh
see you ‘re getting the best rate for your car policy. Compare quotes from the top policy companies. widget-location-pin
The Best Car Insurance Companies in Pittsburgh
overall, the companies with the highest MoneyGeek scores based on affordability and customer service scales are :
- New Jersey Manufacturers: MoneyGeek score of 98 out of 100
- GEICO: MoneyGeek score of 93 out of 100
MoneyGeek ranked cable car indemnity companies in Pittsburgh using factors such as fiscal stability, affordability and customer atonement to ensure that you secure the best coverage for your needs. While USAA had the highest grade of 100 out of 100, we did not include the ship’s company among the top providers — its policies lone apply to military persons and their families .
1
USAA
sexual conquest :
100
5/5 Affordability 5/5 Claims Ratings 5/5 User Satisfaction A++ fiscal stability 2
New Jersey Manufacturers
score :
97.5
5/5 Affordability 5/5 Claims Ratings
Read more: Low Cost Auto Insurance – Atlanta, Georgia
5/5 User Satisfaction A+ fiscal stability 3
GEICO
score :
92.5
5/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A++ fiscal constancy 4
Hartford
score :
87.5
4/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A+ fiscal stability 5
State Farm
score :
85
3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A++ fiscal stability 6
Travelers
score :
85
2/5 Affordability 5/5 Claims Ratings 2/5 User Satisfaction A++ fiscal constancy 7
Progressive
sexual conquest :
80
3/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability 8
Nationwide
grade :
77.5
2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability 9
Farmers
score :
75
3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A fiscal constancy 10
CSAA
mark :
75
3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A fiscal constancy 11
Allstate
seduce :
75
2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability 12
Plymouth Rock Assurance
score :
72.5
2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A- fiscal constancy 13
Liberty Mutual
score :
72.5
2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A fiscal stability
Average Cost of Car Insurance by Postal Code
The location where you reside impacts how much you pay for your car insurance. For example, if you live in a separate of the city where accidents and car larceny are rampant, insurers will tag you as bad and appoint you more. The ZIP code with the lowest average car policy pace in Pittsburgh is 15237, at $ 920 per annum. The most expensive would be ZIP code 15221, at $ 1,009 per class — that ’ sulfur $ 89 higher than 15237 .
- Zip Code State Minimum
per year
- 15237
$920
- 15235
$990
- 15221
$1,009
Factors That Impact Insurance Costs in Pittsburgh
In addition to individual driver needs and history, location-specific factors like personal wound protection coverage requirements and the rate of car thefts besides contribute to car indemnity rates in Pittsburgh. How Pittsburgh ranks compared to the 300 most populous cities in the United States can have a significant shock on bounty costs . Most Accidents With Fatalities
209th
/ 300 Most car Thefts
13th
/ 300 Most uninsured Motorists by State
43rd
/ 50 personal Injury Protection Required Yes Most annual rain
124th
/ 300 Most showery Days
12th
/ 300
Methodology and Assumptions
MoneyGeek ’ s median agio rates for Pittsburgh are based on 100/300/100 comprehensive collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, location and drive record. Learn more about MoneyGeek ’ mho data and methodology hera. About the writer
Mark Fitzpatrick is a aged subject director with MoneyGeek specializing in indemnity. Mark has years of know analyzing the indemnity commercialize and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a master of Arts .