How much is car insurance in Brooklyn?

Area Average Monthly Car Insurance Premium
Brooklyn $260
NY $198
United States $80

How does Brooklyn stack up to the pillow of the sphere, or tied New York as a whole ? What rates can residents of Brooklyn expect to pay for their car insurance ? Find the average price breakdowns and determining factors in the charts and writeups below : Auto policy policies in Brooklyn are about $ 62 a calendar month more expensive than the rest of New York .
If you ‘re considering relocating to Brooklyn from out of country, you may want to budget a little extra for your policy. It ‘s about $ 180 more expensive for coverage in Brooklyn than the average rates for the U.S. as a unharmed .
Although these are the average monthly costs for an car insurance policy in Brooklyn, that does n’t mean it ‘s precisely what you ‘ll pay. There are a kind of factors that indemnity companies consider when determining how much to charge you for indemnity. Variables like senesce, sex, vehicle make and model, driving commemorate, and even credit score ( depending on your area ) can all be taken into retainer when determining your monthly policy requital.

We ‘ve analyzed the average pace for Brooklyn and broken down the different factors to help you understand what precisely you might be asked to pay. To find out if you ‘re getting the cheapest pace, barely enter your ZIP under and find out in minutes !
See what you ‘ll pay in precisely minutes

Average Car Insurance Rates by Age

Age Range Average Premium
Under 18 Not Enough Data
18-24 $402
25-34 $229
35-44 $217
45-54 $225
55-64 $194
65+ $233

by and large speaking, the older you are, the more know you have driving, right ? When it comes to your monthly premium, that experience can truly pay off. In this case, 18-24-year-olds give $ 169 more than person who is at retirement old age .
Every ten years or so you can expect to see a refuse in your monthly premium. Once you hit retirement, however, your rates may rise again in Brooklyn .

Average Car Insurance Rates by Gender

Gender Average
Male $264
Female $243

On average, female drivers pay slightly less than male drivers for car policy. The deviation in average rates in Brooklyn totals about $ 21 a calendar month. As illustrated in the board above, male drivers in the area pay about $ 264 on average, while female drivers pay around $ 243 each month .

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident $328
Multiple Accidents $385
1 Ticket $310
Multiple Tickets $369

Depending on your force record, your rates can vary quite a batch. Drivers who avoid accidents and tickets will pay lower rates than those with infractions. Drivers in Brooklyn with a individual accident on their record will normally see rates around $ 310 a calendar month. In addition, drivers with one slate can expect to pay around $ 328 a month on average .
Accidents, tickets, and other driving infractions can very cost you when it comes to your monthly rate. so, if you ‘re looking for bum cable car insurance, drive carefully and keep a clean commemorate .

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year $257
2-3 Years $278
4-5 Years $285
6-7 Years $263
8-10 Years $259
11-14 Years $251
15 Years or Older $240

If you look at the first board above, the cheapest vehicles to insure in Brooklyn are typically trucks and vans, at $ 218 per calendar month .
cable car owners can expect to pay an average of around $ 280 a month for their policy, while SUVs normally cost around $ 225 a month to insure .
You may besides see different rates based on how old your vehicle is. Newer vehicles are broadly going to be the most expensive to insure. however, once your car is a few years previous, you might start to see your rates slide back down slenderly. In Brooklyn, the most expensive vehicles to insure are vehicles four-to-five years erstwhile .

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married) $272
Married $194
Divorced $172
Widowed $131

On average, marital policyholders will pay slightly less to insure their car. This normally boils toss off to owners having multiple vehicles on the same policy, something that will frequently get you a discount .
On a national scale, single drivers typically pay more than marry couples do for car policy. Brooklyn is no exception, with the remainder totaling to around $ 78 a calendar month .

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own $256
Rent $262
Live with parents $243

One early element taken into consideration is your life accommodations. If you rent your home or apartment in Brooklyn, expect to pay around $ 6 a calendar month more than if you own property. Those who live with their parents, however, can expect to pay a set more .
If you bundle your home or rental indemnity and car indemnity policies, you can oftentimes reduce your average costs, depending on your policy company .

Car Insurance Companies in Brooklyn, NY

Recent trends in car insurance for Brooklyn drivers

cable car insurance rates are frequently changing, so it ‘s in your best sake to understand which way your area is trending before picking an insurance policy.

The cost of car policy coverage in Brooklyn rose from 2016-2017, before leveling out in 2018. indemnity rates had been increasing again recently, reaching a senior high school of $ 309 in 2021 .

How does Brooklyn compare to neighboring areas?

Why are car insurance rates in Brooklyn different from other areas?

car indemnity companies take in many factors when figuring out how a lot person indemnity policies will cost. many factors affecting your policy are based around where you live. These factors include things like :

  • Number of drivers in the area
  • Prevalence of crime
  • Off-street parking accessibility
  • Regional regulations
  • Road Safety (frequency of car accidents)

Having an awareness of these factors is critical when thinking about buying a newfangled policy or potentially moving to a newly home. Knowing that different towns and cities will all have unlike rates, guides like these can be a good way to get a put of the estate of your particular neighborhood .

How can I find the cheapest car insurance in Brooklyn?

Equipping yourself with information about the average costs for drivers in your area will better prepare you for the real share. The alone means to know for certain what your rate will be is by asking for a quote from car policy companies .
fortunately, will handle the heavy lift for you. Just punch in your ZIP Code below, respond to a few questions, and you ‘ll be comparing the cheapest quotes from numerous cable car insurance companies that offer policies in Brooklyn .
Compare the cheapest quotes from dozens of indemnity companies

Brooklyn Insurance FAQs

What factors affect car insurance quotes in Brooklyn? Auto indemnity companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle ‘s year, make and model, your age and sex, ampere well as your drive criminal record, recognition score, marital condition, and address. Why is the cost of car insurance in Brooklyn different from other neighboring cities? Your address and the city you live in have a meaning impact on how much a car indemnity company might charge for your policy. Companies take into consideration things like parking situations, local laws, and crime rates when calculating your quote — all of which can change from city to city. Which car insurance company will offer me the cheapest rate in Brooklyn? Since the factors that car policy companies take into consideration when calculating the rate you might pay differ from person to person, there is no one policy company that will offer the cheapest rate to everybody. Things like your driving record, the number of drivers on the policy, and vehicle make and model, plus a numeral of others, are all taken into bill. Because of this, it ‘s a estimable theme to use sites like to compare multiple quotes at once. Do I need to change my insurance if I move to Brooklyn?

Any major life consequence, whether it be moving to a newfangled area, finding a raw subcontract, getting married, or any other luminary event always presents a good opportunity to re-evaluate your current policy policy. Regardless of your former rate, there may be cheaper options in your new localization, so it ‘s a good estimate to use services like to compare quotes from dozens of companies side-by-side. Do I need to wait for my policy to expire to switch to a different car insurance company? No, you can switch companies at any point, no topic how much prison term is left on your stream policy. If you ‘re thinking about moving to Brooklyn or are wondering if you ‘re paying the best rate for your current sphere, take 10 minutes and chew the fat to find out for certain .

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