You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the adept advice and tools needed to succeed throughout life sentence ’ s fiscal travel. Bankrate ’ s editorial team writes on behalf of YOU – the proofreader. Our finish is to give you the best advice to help you make chic personal finance decisions. We follow stern guidelines to ensure that our column contentedness is not influenced by advertisers. Our editorial team receives no steer compensation from advertisers, and our contentedness is thoroughly fact-checked to ensure accuracy. so, whether you ’ re reading an article or a review, you can trust that you ’ re getting credible and dependable information. We value your entrust. Our mission is to provide readers with accurate and unbiased information, and we have column standards in station to ensure that happens. Our editors and reporters thoroughly fact-check editorial message to ensure the information you ’ re reading is accurate. We maintain a firewall between our advertisers and our column team. Our editorial team does not receive address recompense from our advertisers. Bankrate follows a rigid editorial policy, so you can trust that we ’ rhenium putting your interests first base. Our award-winning editors and reporters create honest and accurate content to help you make the properly fiscal decisions. All providers discussed on our locate are vetted based on the rate they provide. And we constantly review our criteria to ensure we ’ ra putting accuracy first. Our indemnity team is composed of agents, data analysts, and customers like you. They focus on the points consumers care about most — price, customer service, policy features and savings opportunities — then you can feel confident about which supplier is right for you. Bankrate follows a rigorous column policy, so you can trust that we ’ re putting your interests first. All of our content is authored by highly certified professionals and reviewed by capable matter experts, who ensure everything we publish is objective, accurate and desirable of your trust. Founded in 1976, Bankrate has a long lead record of helping people make smart fiscal choices. We ’ ve maintained this reputation for over four decades by demystifying the fiscal decision-making process and giving people confidence in which actions to take following. While we adhere to strict editorial integrity, this post may contain references to products from our partners. here ‘s an explanation for how we make money. This content is powered by HomeInsurance.com ( NPN : 8781838 ). For more information, please see our Insurance disclosure. The average cost for full coverage car insurance in Fayetteville is $1,513 annually, while the average minimum coverage cost is $528 per year. According to data pulled from Quadrant Information Services, the cheapest car insurance companies in Fayetteville are Geico, Nationwide and State Farm. Bankrate ’ s column team regularly researches the cheap cable car policy companies to help you find the best car insurance for your needs based on modal rate, coverage options, discounts and third-party ratings. We have shared some information about our picks for the best cheap car indemnity companies in Fayetteville for 2022 to help you start your search. light bulb
Bankrate Insight
- The cheapest car insurance company in Fayetteville on our list is Geico at an average of $286 per year for minimum coverage and $799 for full coverage.
- Nationwide and and State Farm are the next cheapest car insurance companies on our list, on average.
- The average annual cost of car insurance in Fayetteville is $528 for minimum liability and $1,513 for full coverage.
Best car insurance companies in Fayetteville
Based on average premiums Bankrate sourced from Quadrant Information Services, and early data, the best car indemnity providers in Fayetteville are Erie, Geico, Progressive and State Farm. These companies have fair rates, good discounts and expansive coverage options, along with impressive fiscal force scores from AM Best and capital customer gratification ratings from J.D. Power ’ south 2021 Auto Insurance Study .
| Insurance Company | J.D. Power Score (Southeast region) |
Average Annual Premium for Minimum Coverage | Average Annual Premium for Full Coverage |
|---|---|---|---|
| Erie | 874 / 1,000 | $464 | $1,276 |
| Geico | 843 / 1,000 | $286 | $799 |
| Progressive | 828 / 1,000 | $675 | $1,897 |
| State Farm | 859 / 1,000 | $435 | $1,131 |
quadrant Information Services, 2021
Erie
Erie ’ mho car policy policies are affordably priced, with an modal full coverage premium of
$ 1,276 per year and an average minimal coverage premium of $ 464 per year. In addition to Erie ’ s below-average rates, Fayetteville drivers can get access to robust coverage options and capital discounts. Every car indemnity policy from Erie comes standard with positron emission tomography coverage, personal items coverage, glass rectify coverage, roadside aid and locksmith services. Plus, each policy includes a rate lock guarantee, diminishing deductible and first accident forgiveness. Learn more: Erie insurance review
Geico
Geico is a good choice for Fayetteville drivers to consider because of its bum car indemnity rates. Geico ’ mho average full coverage bounty is $ 799 per year and the average minimum coverage policy is $ 286 per year. however, Geico ’ sulfur car policy coverage is relatively basic. Drivers who want to save even more money can take advantage of Geico ’ s discounts. There are savings for thoroughly students, military personnel, union employees, employer/membership groups, going on hand brake deployment, having certain vehicle base hit features and more. Learn more: Geico indemnity review
Progressive
progressive ’ mho car policy policies are more expensive than average in Fayetteville but come with numerous perks. With Progressive, drivers get access to a long number of coverage options, on-line resources and singular discounts, like the Snapshot safe driver reinforce broadcast. In addition, Progressive offers a total of endorsements, including gap policy, custom-made parts coverage and rideshare indemnity. There are discounts available for bundling your policies, paying your annual premium in full, being a well student, having continuous policy, being a homeowner and more. Learn more: Progressive insurance revue
State Farm
country Farm ’ south average car indemnity policies are cheap, and many drivers can claim at least one rebate to get an even lower premium. There are discounts for being accident-free, taking a defensive drive path, being a beneficial scholar and having a fomite with guard features. state farm is besides one of the only indemnity companies with two safe driver discount programs, Drive Safe & Save and Steer Clear for young drivers under 25. however, State Farm policies are reasonably basic, with few endorsements available. Learn more: State Farm insurance recapitulation
Cheapest car insurance in Fayetteville
The modal price of car indemnity in Fayetteville is more expensive than the statewide average rate in North Carolina, $ 1,325 per annum for wide coverage indemnity and $ 413 annually for minimal coverage insurance. however, car indemnity rates in North Carolina are cheaper than the United States home modal of $ 1,674 per class for full coverage and $ 565 per year for minimum coverage. Every car indemnity company charges a different rate. The table below includes the brassy cable car policy in Fayetteville from the most popular carriers based on market parcel :
| Insurance Company | Average Annual Premium for Minimum Coverage | Average Annual Premium for Full Coverage |
|---|---|---|
| Geico | $286 | $799 |
| Nationwide | $433 | $1,496 |
| State Farm | $435 | $1,131 |
| Erie | $464 | $1,276 |
| Allstate | $546 | $1,890 |
Before you choose a car insurance company, it is significant to compare providers based on more than equitable monetary value. Each caller offers a unlike stove of coverage options and discounts. Deciding which features are most crucial to you will help you determine which party best fits your needs. Customer gratification is another crucial view to consider. When compared to the Southeast region average, Geico and Erie have above-average ratings for overall customer gratification in the 2020 J.D. Power U.S. Auto Insurance Study. Nationwide, Allstate and State Farm all rank below the region average. In terms of claims satisfaction, State Farm, Erie, Allstate and Nationwide are all rank above-average, while Geico falls below the diligence average .
Fayetteville insurance requirements
car policy in Fayetteville is a legal prerequisite for any driver who owns a vehicle that is registered in the state of North Carolina. The minimum policy requirement is 30/60/25 in personal liability insurance, which includes the pursuit coverages :
- $30,000 in bodily injury liability coverage per person
- $60,000 in bodily injury liability coverage per accident
- $25,000 in property damage coverage per accident
The same limits are required for uninsured/underinsured motorist coverage. minimal coverage policies are frequently the cheapest option. however, opting for minimum coverage is not always the best manner to get an low-cost rate. There is no guarantee that minimum coverage indemnity will cover the full monetary value of an accident, and any expenses not paid by insurance must be paid out of pouch. In addition, drivers who have a leased or financed vehicle are normally required to carry full moon coverage insurance until the loanword is repaid .
Car insurance discounts in Fayetteville
Most car indemnity companies in Fayetteville offer discounts to help drivers get a lower bounty. here are some of the most common cable car insurance discounts available in Fayetteville :
- Claims-free discount: Drivers in Fayetteville who have no prior insurance claims on their record, or have no claims within the last few years, often qualify for savings.
- Vehicle safety features discount: If your car has common safety features, like anti-lock brakes, an anti-theft device or lane departure alerts, you may qualify for a discount.
- Defensive driving discount: Many insurance companies offer savings for drivers who complete an approved defensive driving or safe driver training class. Check with your insurance company for a full list of approved programs.
- Pay in full discount: One of the easiest discounts to claim is the pay in full discount. If you pay your annual premium upfront and in full rather than in installments, you may save money.
Frequently asked questions
What is the best car insurance company?
The best cable car insurance company is different for everyone, as each driver has a unique set of circumstances. Some drivers are looking for the cheapest rate, some are looking for particular coverages and still others are looking for singular discounts. To find the best car indemnity company, it is important to shop around, compare providers and get respective quotes to see which caller best fits your alone situation .
How much does car insurance in Fayetteville cost?
The average car insurance bounty in Fayetteville is $ 1,513 per class for full coverage policy and $ 528 per year for minimal coverage insurance. however, every driver in Fayetteville pays a different premium based on factors like old age, credit score, claims history and the type of car they drive .
What do I need to purchase a car insurance policy in Fayetteville?
You can use Bankrate ’ south car policy joyride to find and compare quotes from nowadays ’ south top car indemnity providers. Once you decide on the best quote for you, there are a few items you will need to provide to finalize your quotation mark. Be certain to have your fomite identification count ( VIN ), driver ’ sulfur license, sociable security act and bank information available.
Methodology
Bankrate utilizes Quadrant Information Services to analyze rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean drive record, good credit and the follow full coverage limits :
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $100,000 uninsured motorist bodily injury per person
- $300,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
To determine minimum coverage limits, Bankrate used minimum coverages that meet each state ’ mho requirements. Our sample distribution drivers own a 2018 Honda Accord, commute five days a week and drive 12,000 miles per annum. These are sample distribution rates and should be used for comparative purposes lone. Your quotes may be unlike .