Cheapest car insurance for drivers with prior incidents
The average price of car insurance in Nebraska typically increases if you ‘ve received a quotation for a traffic irreverence or DUI ( driving under the influence ), or if you ‘ve been in an at-fault accident. With this in heed, we ‘ve gathered the cheapest full-coverage cable car indemnity for drivers after those incidents .
Find Cheap Auto Insurance Quotes in Nebraska
presently insured ?
No spam. No hassle. No hidden costs.
Cheapest car insurance for drivers with a speeding ticket: American Family
Nebraska drivers who have been caught speeding could find their cheapest car policy with American Family, which did n’t raise our driver ‘s rates at all after one ticket. Drivers with a speeding ticket in the state of matter see their rates increase by an average of 21 % — a significant spike heel, but not angstrom sharp as the rate increase after an at-fault accident .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| American Family | $1,609 | $134 |
| State Farm | $1,638 | $137 |
| Farm Bureau | $1,770 | $148 |
| Progressive | $2,253 | $188 |
| Nationwide | $2,268 | $189 |
| Allstate | $2,351 | $196 |
| Farmers | $3,420 | $285 |
| USAA | $1,516 | $126 |
Compared to the average cost for people with a rush ticket, American Family ‘s rates are about 23 % cheaper. This deviation shows why drivers should always compare rates after their drive record changes .
Cheapest quotes for drivers after an accident: State Farm
State Farm offers the brassy rates for drivers with an at-fault accident. The ship’s company raises rates to $ 1,741 per year, on average. That ‘s hush $ 675 less than the typical price statewide, $ 2,416 .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| State Farm | $1,741 | $145 |
| American Family | $1,883 | $157 |
| Farm Bureau | $2,466 | $206 |
| Progressive | $2,619 | $218 |
| Nationwide | $2,635 | $220 |
| Allstate | $2,783 | $232 |
| Farmers | $3,464 | $289 |
| USAA | $1,735 | $145 |
Some Nebraska insurers, such as Farmers, increase annual rates by about $ 1,000 after an at-fault accident. The different degrees to which insurers penalize a driver for an at-fault accident demonstrate the measure of shopping around when your drive record changes .
Cheapest DUI quotes in Nebraska: American Family
The cheapest rates for Nebraska drivers with a DUI on their record come from American Family, where annual premiums are 36 % more low-cost than average. If you get caught driving under the influence on Nebraska roads, your agio will increase by an average of 45 %, according to our inquiry .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| American Family | $1,609 | $134 |
| Farm Bureau | $1,770 | $148 |
| Progressive | $1,977 | $165 |
| Allstate | $2,765 | $230 |
| State Farm | $3,110 | $259 |
| Nationwide | $3,111 | $259 |
| Farmers | $3,328 | $277 |
| USAA | $2,513 | $209 |
Cheapest car insurance for drivers with poor credit: Nationwide
Nationwide offers the most low-cost rates to Nebraska drivers with poor credit. At $ 2,074 annually, its rates are 31 % cheaper than average .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| Nationwide | $2,074 | $173 |
| American Family | $2,508 | $209 |
| Farm Bureau | $2,743 | $229 |
| Allstate | $3,088 | $257 |
| Progressive | $3,126 | $261 |
| Farmers | $3,536 | $295 |
| State Farm | $5,239 | $437 |
| USAA | $1,864 | $155 |
credit scores have a significant affect on car policy rates in Nebraska. After comparing average profiles to poor-credit ones in Nebraska, we found that drivers with poor credit pay 74 % more than drivers with average credit .