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Cheapest car insurance companies in Oklahoma City
The biggest variable in your policy cost will be the company you choose, so you ’ ll want to shop around to be convinced you ’ re getting the best pace. In Oklahoma City, these are the cheapest car insurance companies based on average rates for a 35-year-old driver with good credit and a clean drive commemorate, according to NerdWallet ’ s most late analysis. It ‘s crucial to remember that rates are determined individually, so these may not be the cheapest companies for you .
|
Company |
Rate |
NerdWallet Rating |
|---|---|---|
| Geico | $ 924 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
| USAA | $ 1,286 | NerdWallet evaluation
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| submit grow | $ 1,464 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
| shelter | $ 1,647 | NerdWallet military rank
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| Farmers | $ 1,755 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
| American Farmers & Ranchers | $ 1,961 | not even rated |
| mercury | $ 1,977 | NerdWallet denounce
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| Oklahoma Farm Bureau | $ 2,018 | not so far rated |
| progressive | $ 2,262 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
| Allstate | $ 2,720 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
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Average car insurance cost in Oklahoma City and Oklahoma
Rates across Oklahoma differ from those in Oklahoma City for lots of reasons. The numeral of accidents, the type of roads and even the weather can affect the rates drivers are charged. According to NerdWallet ’ s most recent analysis, the average rate in Oklahoma is $ 1,905, while in Oklahoma City, it ‘s $ 2,184 .
|
Average city rate |
Average state rate |
|---|---|
| $2,184 | $1,905 |
Average cost of car insurance in Oklahoma City’s 10 largest ZIP codes
The monetary value of car insurance varies based on where you live, even from one neighborhood to the adjacent. Some parts of a city may have higher rates of accidents or thefts, which can lead to an increase in the price you pay. According to NerdWallet ’ sulfur analysis, here are the 10 most populate ZIP codes in Oklahoma City and the average annual monetary value of cable car insurance for a 35-year-old driver with good credit and a clean drive record .
|
ZIP Code |
Average Rate |
|---|---|
| 73013 | $2,080 |
| 73034 | $2,015 |
| 73071 | $1,992 |
| 73072 | $1,956 |
| 73099 | $1,986 |
| 73110 | $2,171 |
| 73119 | $2,210 |
| 73120 | $2,193 |
| 73160 | $2,080 |
| 73170 | $2,104 |
Cheap car insurance in Oklahoma City by age
Along with where you live, your long time is another major factor in the price you pay for cable car policy. For example, younger drivers normally pay more than older drivers with like driving histories and credit scores due to having less have on the road. You could well find that the cheapest company for you changes as you old age. here ‘s a breakdown of prices in Oklahoma City for like drivers at respective ages, according to NerdWallet ’ s most recent psychoanalysis.
Cheapest for 20-year-olds
While adolescent drivers are the most probable to be in an accident, 20-year-old drivers are still relatively new to the road. A higher rate of accidents among younger drivers means they besides pay more for car indemnity. According to NerdWallet ’ s most late analysis, here ‘s what 20-year-olds in Oklahoma City give, on modal .
|
Company |
Rate |
NerdWallet Rating |
|---|---|---|
| Geico | $ 1,484 | NerdWallet evaluation
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
| USAA | $ 2,483 | NerdWallet rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| American Farmers & Ranchers | $ 2,751 | not so far rated |
| state grow | $ 2,902 | NerdWallet denounce
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
| shelter | $ 3,583 | NerdWallet fink
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| Farmers | $ 3,885 | NerdWallet fink
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
| Oklahoma Farm Bureau | $ 4,141 | not so far rated |
| liberal | $ 4,222 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
| mercury | $ 4,350 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| Allstate | $ 4,476 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
Cheapest for 35-year-olds
By 35, your cable car policy rates should plateau. This is a big historic period to compare rates, as the cheapest insurance company you found in your 20s may no long be the best deal. here ’ s what 35-year-old drivers might pay, on average, in Oklahoma City, according to NerdWallet ’ sulfur analysis .
|
Company |
Rate |
NerdWallet Rating |
|---|---|---|
| Geico | $ 924 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
| USAA | $ 1,286 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| submit farm | $ 1,464 | NerdWallet fink
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
| shelter | $ 1,647 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| Farmers | $ 1,755 | NerdWallet evaluation
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
| American Farmers & Ranchers | $ 1,961 | not yet rated |
| mercury | $ 1,977 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| Oklahoma Farm Bureau | $ 2,018 | not so far rated |
| progressive | $ 2,262 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
| Allstate | $ 2,720 | NerdWallet rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
Cheapest for 60-year-olds
At senesce 60, your car policy rates are about angstrom depleted as they ‘re going to get if your history is clean. Most drivers in this age group have lots of know on the road and established drive records, so insurers know what they ‘re getting into and charge less consequently. That does n’t mean you wo n’t be able to save money by bundling or tapping into early discounts, so observe shopping approximately. Below are the cheapest companies, on average, in Oklahoma City, according to NerdWallet ’ s most recent analysis .
|
Company |
Rate |
NerdWallet Rating |
|---|---|---|
| Geico | $ 995 | NerdWallet evaluation
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
| USAA | $ 1,151 | NerdWallet military rank
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| shelter | $ 1,393 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| state farm | $ 1,442 | NerdWallet evaluation
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
| Farmers | $ 1,499 | NerdWallet military rank
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
| mercury | $ 1,684 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| Oklahoma Farm Bureau | $ 1,795 | not yet rated |
| progressive | $ 1,862 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
| American Farmers & Ranchers | $ 1,933 | not so far rated |
| Allstate | $ 2,367 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
See what you could save on car insurance
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Oklahoma City’s cheapest companies and rates by driving record
Your driving history besides plays a large function in your car indemnity rate. Drivers who have clean records will normally pay less than those with accidents, speeding tickets or other violations. Again, comparing indemnity companies is your best bet to getting the lowest rate. According to NerdWallet ’ second analysis, these are the average rates in Oklahoma City by party for good drivers and those with violations on their record.
Good drivers
Drivers without any marks on their records are about always going to pay the lowest prices for car policy when compared to drivers with an accident or driving violation. Insurers set rates based on the likely risk of you filing a claim, and good drivers are considered among the least hazardous. here are the average rates for good drivers in Oklahoma City according to NerdWallet ’ s most late analysis .
|
Company |
Rate |
NerdWallet Rating |
|---|---|---|
| Geico | $ 924 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
| USAA | $ 1,286 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| submit farm | $ 1,464 | NerdWallet evaluation
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
| shelter | $ 1,647 | NerdWallet rating
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| Farmers | $ 1,755 | NerdWallet fink
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
| American Farmers & Ranchers | $ 1,961 | not so far rated |
| mercury | $ 1,977 | NerdWallet denounce
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| Oklahoma Farm Bureau | $ 2,018 | not so far rated |
| progressive | $ 2,262 | NerdWallet denounce
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
| Allstate | $ 2,720 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
Drivers with a DUI
Drivers with a DUI can struggle to find low-cost policy and may need to turn to a bad car indemnity company. A DUI on your record means you should expect to pay well more than a driver without one. here are the average rates for drivers with a DUI in Oklahoma City according to NerdWallet ’ s most holocene analysis .
|
Company |
Rate |
NerdWallet Rating |
|---|---|---|
| USAA | $ 1,670 | NerdWallet denounce
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| Geico | $ 1,840 | NerdWallet denounce
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
| department of state farm | $ 2,158 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
| Farmers | $ 2,354 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
| mercury | $ 2,660 | NerdWallet denounce
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| liberal | $ 2,678 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
| shelter | $ 2,694 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| equity | $ 3,031 | not so far rated |
| Oklahoma Farm Bureau | $ 3,197 | not yet rated |
| Allstate | $ 3,309 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
Drivers with an at-fault accident
If you ‘ve got an at-fault accident on your record, you ‘ll pay more than a driver with a clean record, but likely less than person with a DUI. Your indemnity company may ask for details about the accident to determine your rate — a fender bender will likely be treated differently from an accident caused by running a red light. here are the cheapest median rates for drivers with an at-fault accident on their record in Oklahoma City, according to NerdWallet ’ s most holocene analysis .
|
Company |
Rate |
NerdWallet Rating |
|---|---|---|
| Geico | $ 1,660 | NerdWallet evaluation
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
| USAA | $ 1,881 | NerdWallet evaluation
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| state grow | $ 1,920 | NerdWallet evaluation
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 5.0 /5 |
| Oklahoma Farm Bureau | $ 2,207 | not so far rated |
| Farmers | $ 2,480 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
| shelter | $ 2,800 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| fairness | $ 3,031 | not even rated |
| mercury | $ 3,427 | NerdWallet rate
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.0 /5 |
| American Farmers & Ranchers | $ 3,443 | not yet rated |
| Allstate | $ 3,456 | NerdWallet rat
NerdWallet’s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each financial product and service. 4.5 /5 |
See what you could save on car insurance
well compare personalized rates to see how much switch cable car policy could save you.
ZIP Code
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Shop around to get cheap insurance
No count what company you ‘re presently getting car indemnity from, remember that it ‘s crucial to shop around and compare quotes from multiple companies. Prices and offers change over time, and you may be able to save by switching to another insurance company. Be sure to take advantage of potential discounts. many insurers offer car policy discounts for things like bundling other types of indemnity with your car policy or going years without filing a claim.
Methodology
For our “ good driver ” profile, NerdWallet averaged indemnity estimates in the city for single male and female drivers with commodity accredit and no tickets or violations. The analysis included the largest policy companies in each express ; smaller insurers were besides included when rates were available. Liberty Mutual and its subsidiaries were excluded from our analysis as rates were not made available. We used a 35-year-old driver ( unless a different senesce is stated ) and a 2019 Toyota Camry L and assumed 12,000 annual miles drive. For full moon coverage policies, we used the play along coverage limits :
- $ 100,000 bodily wound liability per person .
- $ 300,000 bodily wound indebtedness per accident .
- $ 50,000 place damage liability per accident .
- $ 100,000 uninsured motorist coverage per person .
- $ 300,000 uninsured motorist coverage per accident .
- Collision coverage with a $ 1,000 deductible .
- comprehensive coverage with a $ 1,000 deductible .
Where required by police, minimal extra coverages were added. Some policies include extra coverages at the insurance company ’ south free will. We used the same assumptions for all other driver profiles, with the following exceptions :
- For drivers with minimal coverage, we adjusted the numbers above to reflect the minimum required coverage by law in the state.
- For drivers with one at-fault crash, we added a single at-fault crash that happened six months ago, resulting in $ 10,000 in property damage and no bodily injury claim .
- For drivers with a DUI, we added a single bibulous driving violation that happened six months ago .
These are rates generated through Quadrant Information Services. Your own rates will be different .