Virginia Auto Insurance | SafeAuto

VIRGINIA AUTO INSURANCE

If the identify you call home is anywhere across the Old Dominion state, you ’ re in luck ! SafeAuto provides cheap car insurance in Virginia that fits your animation and budget while maintaining the coverage that meets Virginia ’ second minimal requirements for an car policy. Whether you reside in one of Virginia ’ s little towns or one of Virginia ’ second largest cities, SafeAuto has got you covered with an low-cost car insurance policy. Start your fast and free cable car policy quote on-line, and join the SafeAuto family nowadays !

  • Get your insurance quote

    GET YOUR QUOTE TODAY

  • Join the safeauto family

    JOIN THE SAFEAUTO FAMILY

  • Enjoy the road ahead

    ENJOY THE ROAD AHEAD!

REQUIRED COVERAGES IN VIRGINIA

Liability indemnity covers bodily wound and property damage claims resulting from an accident that is chiefly your mistake. The limits in your policy are the maximum amounts your indemnity ship’s company will pay for bodily injury and property damage claims .
Our policy follows Virginia law requirements, which are to maintain liability limits* of at least :

$25,000 | Bodily Injury per Person

The foremost number is the utmost sum that your policy will pay for bodily wound to or death of one ( 1 ) person in any one ( 1 ) accident .

$50,000 | Bodily Injury per Accident

The maximal amount that your policy will pay for bodily injury to or death of two ( 2 ) or more persons in any one ( 1 ) accident, topic to the $ 25,000 per person terminus ad quem .

$20,000 | Property Damage

The maximum sum that your policy will pay for injury to or destruction of property of others in an accident.

*Liability limits are typically expressed as three amounts separated by slashes written as 25/50/20 or 25,000/50,000/20,000 .

PROOF OF FINANCIAL RESPONSIBILITY & PENALTIES

Under Virginia police, you are required to provide documentation of Financial Responsibility at the request of a law enforcement officer at the meter of an accident or traffic break .

Penalty for Failure to Comply with Virginia’s Financial Responsibility Requirements:

Every person applying for registration of a centrifugal fomite and declaring it to be an insured vehicle, faces starchy penalties if the motor vehicle is subsequently found to be uninsured. The Virginia DMV may suspend the driver ‘s license and registration certificates and license plates issued to the owner of the motive vehicle. These items are suspended until the person pays a $ 500 statutory fee, furnishes and maintains proofread of fiscal duty ( mannequin SR-22 ) for three years and pays a reinstatement tip, if applicable [ Va. Code Ann. § 46.2-706 ] .

Certificate of Financial Responsibility (SR-22) or (FR-44):

An SR-22 or an FR-44 is a certification of future proof of Financial Responsibility issued by your policy company to the Department of Motor Vehicles ( DMV ) providing proofread that you purchased liability indemnity. The surveil circumstances may require a person to have an SR-22 :

  • Unsatisfied judgments
  • Driver’s license suspension as a result of a conviction for
  • Voluntary or involuntary manslaughter resulting from the operation of a motor vehicle
  • Perjury, making a false affidavit to the DMV regarding the registration of motor vehicles, or making a false statement on any driver’s license application
  • Any crime punishable as a felony under the motor vehicle law or any felony in the commission of which a motor vehicle is used
  • Failure of a driver of a motor vehicle, involved in an accident resulting in death or injury to another person, to stop and disclose his identity at the scene of the accident
  • Operating or permitting the operation, for a second time, of a passenger automobile for transportation of passengers for rent or for hire, without a license
  • Uninsured motor vehicle suspension
  • Failure to provide proof of insurance associated with insurance monitoring
  • Falsifying insurance certification

FR-44 Certification is Required for the Following Convictions:

  • Maiming while under the influence
  • Driving while under the influence of intoxicants or drugs
  • Driving while the driver’s license has been forfeited for a conviction, or finding of not innocent in the case of a juvenile
  • Violation of the provisions of any federal law or law of any other state or any valid local ordinance similar to the above

SafeAuto will only issue a Virginia SR-22 or FR-44 to Virginia residents. An FR-44 is available only to existing policy holders, and – like the SR-22 – must be issued immediately upon request. If an FR-44 is issued, appropriate follow-up underwrite action will be taken, coherent with Virginia police .

Virginia Regional Auto Insurance

SafeAuto offers low-cost Virginia car insurance throughout the entire Old Dominion state ! If you are looking for more information across the state of Virginia, more material can be found below

RELATED LINKS

Virginia DMV

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