car policy is an significant purchase, but finding cheap car insurance in Tennessee international relations and security network ’ thymine always easy. That ’ south why it ’ south important to compare rates from multiple insurers. The modal cost of broad coverage cable car policy in Tennessee is $ 1,439 per class, or about $ 120 per calendar month, according to NerdWallet ’ second analysis. minimal coverage in Tennessee is $ 407 per class on average, but we found you can probably get a cheaper policy. For exemplar, Grange offers the cheapest rates in Tennessee at $ 190 per year, on average, for minimum coverage car insurance for a 35-year-old driver with a clean drive record. Why you can trust NerdWallet : Our writers and editors follow rigorous editorial guidelines to ensure fairness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every venue in the country where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change merely one variable at a time, so you can well see how each factor affects price.

with Insure.com

See what you could save on car insurance

well compare personalized rates to see how much switch cable car insurance could save you.

ZIP Code

GET MY RATES Get started on Insure.com

Cheapest car insurance company overall in Tennessee
express farm $ 68/month

5.0 NerdWallet rat

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for minimal coverage
grange $ 16/month not however rated .
Cheapest for young drivers
state farm $ 143/month

5.0 NerdWallet fink

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

Cheapest for drivers with hapless credit rating
Tennessee Farm Bureau $ 68/month not so far rated .

If you ‘re looking for cheap car policy in your town, check out NerdWallet ‘s analysis of the cheapest car insurance in Tennessee ‘s largest cities, including :

How we chose the cheapest companies in Tennessee

NerdWallet ’ s editorial team analyzed car indemnity rates from 15 car insurers in Tennessee and found the five cheapest options for drivers in respective age brackets and with different histories, all driving a 2019 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimum requirements in Tennessee. For full coverage, we used the below coverage limits :

  • $ 100,000 bodily wound liability per person .
  • $ 300,000 bodily injury liability per accident .
  • $ 50,000 property wrong liability per accident .
  • $ 100,000 uninsured motorist coverage per person .
  • $ 300,000 uninsured motorist coverage per accident .
  • Collision coverage with a $ 1,000 deductible .
  • comprehensive coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a lot of quotes to find the best brassy car policy. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. hush, some companies routinely have better indemnity rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Tennessee for 20-year-olds

Drivers in Tennessee with clean drive records may want to consider the following companies, which had the lowest average rates :

  1. state farm : $ 1,711 per year, or about $ 143 per month .
  2. grange : $ 1,791 per year, or about $ 149 per month .
  3. Geico : $ 1,957 per year, or about $ 163 per month .
  4. Travelers : $ 2,059 per class, or about $ 172 per calendar month .
  5. Tennessee Farm Bureau : $ 2,142 per year, or about $ 178 per month .

Cheapest minimum coverage car insurance in Tennessee for 20-year-olds

Drivers in Tennessee who want fair the state minimum coverage may want to check with these companies, which had the lowest average rates :

  1. grange : $ 498 per year, or about $ 42 per calendar month .
  2. state grow : $ 501 per year, or about $ 42 per calendar month .
  3. Geico : $ 510 per year, or about $ 42 per calendar month .
  4. Travelers : $ 581 per year, or about $ 48 per calendar month .
  5. erie : $ 612 per year, or about $ 51 per month .

Cheapest auto insurance in Tennessee for 20-year-olds with poor credit

Drivers with poor credit in Tennessee should look at the following insurers with the lowest modal rates for minimal coverage :

  1. grange : $ 676 per year, or about $ 56 per month .
  2. Tennessee Farm Bureau : $ 732 per year, or about $ 61 per month .
  3. Travelers : $ 886 per year, or about $ 74 per calendar month .
  4. Geico : $ 1,099 per year, or about $ 92 per month .
  5. Allstate : $ 1,127 per year, or about $ 94 per calendar month .

Cheapest auto insurance in Tennessee for 20-year-old drivers with one at-fault crash

For drivers with a late accident in Tennessee, here are the companies with the lowest average rates for minimum coverage :

  1. grange : $ 585 per class, or about $ 49 per calendar month .
  2. Geico : $ 594 per year, or about $ 50 per calendar month .
  3. state of matter farm : $ 620 per year, or about $ 52 per calendar month .
  4. Tennessee Farm Bureau : $ 703 per year, or about $ 59 per month .
  5. Travelers : $ 746 per year, or about $ 62 per month .

Cheapest auto insurance in Tennessee for 20-year-old drivers after a DUI

The cheapest car policy we found after a DUI is shown here, alongside the insurers ‘ average rates for minimal coverage .

  1. erie : $ 695 per year, or about $ 58 per calendar month .
  2. state farm : $ 735 per class, or about $ 61 per calendar month .
  3. Travelers : $ 828 per year, or about $ 69 per calendar month .
  4. grange : $ 859 per year, or about $ 72 per calendar month .
  5. Allstate : $ 989 per year, or about $ 82 per calendar month .

See what you could save on car insurance

well compare personalized rates to see how much switch car policy could save you.

ZIP Code

GET MY RATES Get started on Insure.com

Cheapest for 30-year-old drivers

By the clock time they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s. distillery, factors like a person ’ sulfur drive record and car make and model can increase prices. Drivers in their 30s can get lower rates by shopping approximately and taking advantage of any car indemnity discounts.

Cheapest full coverage car insurance in Tennessee for 30-year-olds

Drivers in Tennessee with clean and jerk driving records may get the lowest rates from these companies :

  1. department of state farm : $ 838 per year, or about $ 70 per month .
  2. Geico : $ 889 per year, or about $ 74 per month .
  3. grange : $ 899 per year, or about $ 75 per calendar month .
  4. Tennessee Farm Bureau : $ 1,056 per year, or about $ 88 per month .
  5. countrywide : $ 1,159 per year, or about $ 97 per calendar month .

Cheapest minimum coverage car insurance in Tennessee for 30-year-olds

Drivers in Tennessee who want their submit ‘s minimum coverage can check with the following companies, which had the lowest average rates :

  1. grange : $ 189 per year, or about $ 16 per calendar month .
  2. Geico : $ 205 per class, or about $ 17 per month .
  3. state grow : $ 217 per year, or about $ 18 per month .
  4. Tennessee Farm Bureau : $ 285 per year, or about $ 24 per calendar month .
  5. erie : $ 317 per year, or about $ 26 per calendar month .

Cheapest auto insurance in Tennessee for 30-year-olds with poor credit

Drivers with poor credit in Tennessee should consider the following companies with the lowest average rates for wide coverage :

  1. grange : $ 1,193 per year, or about $ 99 per calendar month .
  2. Tennessee Farm Bureau : $ 1,221 per year, or about $ 102 per calendar month .
  3. nationally : $ 1,630 per year, or about $ 136 per month .
  4. Geico : $ 1,643 per year, or about $ 137 per month .
  5. Travelers : $ 2,217 per class, or about $ 185 per month .

Cheapest auto insurance in Tennessee for 30-year-old drivers with one at-fault crash

For drivers in Tennessee with a recent accident, here are the lowest average rate options for broad coverage :

  1. department of state farm : $ 1,016 per class, or about $ 85 per month .
  2. Tennessee Farm Bureau : $ 1,056 per year, or about $ 88 per month .
  3. grange : $ 1,162 per year, or about $ 97 per month .
  4. erie : $ 1,505 per year, or about $ 125 per month .
  5. Travelers : $ 1,630 per class, or about $ 136 per month .

Cheapest auto insurance in Tennessee for 30-year-old drivers after a DUI

For the cheapest car policy after a DUI, we found the following options for full coverage .

  1. department of state grow : $ 1,166 per class, or about $ 97 per calendar month .
  2. lake erie : $ 1,177 per year, or about $ 98 per month .
  3. grange : $ 1,587 per class, or about $ 132 per calendar month .
  4. Tennessee Farm Bureau : $ 1,681 per year, or about $ 140 per calendar month .
  5. Travelers : $ 1,762 per year, or about $ 147 per month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better insurance rates than their younger counterparts on average, but however pay more than older old age groups. Shopping around for bum car policy quotes with multiple insurers is the best way to find lower rates. good drivers who don ’ t induce behind the wheel frequently might want to consider pay-per-mile insurance, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Tennessee for 40-year-olds

Drivers in Tennessee with cleanse drive records may want to think about the postdate companies, which had the lowest average rates :

  1. state farm : $ 817 per year, or about $ 68 per calendar month .
  2. grange : $ 887 per year, or about $ 74 per month .
  3. Geico : $ 889 per year, or about $ 74 per calendar month .
  4. Tennessee Farm Bureau : $ 952 per year, or about $ 79 per month .
  5. lake erie : $ 1,048 per year, or about $ 87 per calendar month .

Cheapest minimum coverage car insurance in Tennessee for 40-year-olds

Drivers in Tennessee who want fair the minimum coverage may want to check prices from these companies, which had the lowest median rates :

  1. grange : $ 193 per class, or about $ 16 per calendar month .
  2. Geico : $ 205 per year, or about $ 17 per month .
  3. submit grow : $ 219 per class, or about $ 18 per month .
  4. Tennessee Farm Bureau : $ 263 per year, or about $ 22 per month .
  5. erie : $ 285 per year, or about $ 24 per month .

Cheapest auto insurance in Tennessee for 40-year-olds with poor credit

Drivers with poor accredit in Tennessee can check out the following insurers with the lowest median rates for broad coverage :

  1. Tennessee Farm Bureau : $ 1,100 per year, or about $ 92 per month .
  2. grange : $ 1,163 per year, or about $ 97 per month .
  3. countrywide : $ 1,594 per year, or about $ 133 per calendar month .
  4. Geico : $ 1,643 per year, or about $ 137 per calendar month .
  5. Travelers : $ 1,975 per year, or about $ 165 per calendar month .

Cheapest auto insurance in Tennessee for 40-year-old drivers with one at-fault crash

For drivers with a late accident living in Tennessee, hera are the companies with the lowest average rates for broad coverage :

  1. Tennessee Farm Bureau : $ 952 per year, or about $ 79 per month .
  2. express grow : $ 992 per year, or about $ 83 per calendar month .
  3. grange : $ 1,191 per year, or about $ 99 per calendar month .
  4. lake erie : $ 1,358 per year, or about $ 113 per calendar month .
  5. Travelers : $ 1,535 per year, or about $ 128 per month .

Cheapest auto insurance in Tennessee for 40-year-old drivers after a DUI

The cheapest full coverage car insurance we found for drivers with a DUI came from the following companies .

  1. erie : $ 1,061 per year, or about $ 88 per calendar month .
  2. state farm : $ 1,137 per class, or about $ 95 per calendar month .
  3. Tennessee Farm Bureau : $ 1,514 per year, or about $ 126 per month .
  4. grange : $ 1,564 per class, or about $ 130 per month .
  5. progressive : $ 1,647 per year, or about $ 137 per month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car insurance rates than most early age groups on average. Prices will continue to drop as they inch toward their 60s and gain more drive have. Rates can still vary depending on other factors such as a driver ’ mho gender and localization, so it ’ s fresh to shop around to find the best rate. Our list of cheap car insurance companies is a good locate to start.

Cheapest full coverage car insurance in Tennessee for 50-year-olds

Drivers in Tennessee with uninfected tug records may want to get quotes from these insurers, which had the lowest average rates :

  1. Geico : $ 798 per year, or about $ 66 per month .
  2. state farm : $ 798 per class, or about $ 66 per month .
  3. grange : $ 831 per class, or about $ 69 per month .
  4. Tennessee Farm Bureau : $ 865 per class, or about $ 72 per calendar month .
  5. erie : $ 1,026 per year, or about $ 86 per calendar month .

Cheapest minimum coverage car insurance in Tennessee for 50-year-olds

Drivers in Tennessee who opt for the state minimum coverage may want to consider the follow companies, with the lowest average rates :

  1. Geico : $ 180 per year, or about $ 15 per calendar month .
  2. grange : $ 184 per year, or about $ 15 per month .
  3. state farm : $ 218 per year, or about $ 18 per month .
  4. Tennessee Farm Bureau : $ 245 per class, or about $ 20 per calendar month .
  5. erie : $ 278 per class, or about $ 23 per month .

Cheapest auto insurance in Tennessee for 50-year-olds with poor credit

Drivers with inadequate credit in Tennessee can check with the following companies, which showed the lowest median rates for full coverage :

  1. Tennessee Farm Bureau : $ 999 per class, or about $ 83 per month .
  2. grange : $ 1,075 per year, or about $ 90 per month .
  3. Geico : $ 1,476 per year, or about $ 123 per month .
  4. nationally : $ 1,489 per year, or about $ 124 per calendar month .
  5. Travelers : $ 1,934 per class, or about $ 161 per month .

Cheapest auto insurance in Tennessee for 50-year-old drivers with one at-fault crash

For drivers living in Tennessee with a recent accident, hera are the insurers with the lowest average full coverage rates :

  1. Tennessee Farm Bureau : $ 865 per class, or about $ 72 per calendar month .
  2. department of state farm : $ 971 per year, or about $ 81 per calendar month .
  3. grange : $ 1,158 per class, or about $ 96 per calendar month .
  4. erie : $ 1,330 per year, or about $ 111 per calendar month .
  5. Travelers : $ 1,507 per year, or about $ 126 per month .

Cheapest auto insurance in Tennessee for 50-year-old drivers after a DUI

The cheapest car policy we found for drivers with a recent DUI comes from the following companies, listed with rates for full coverage .

  1. lake erie : $ 1,038 per year, or about $ 86 per calendar month .
  2. state farm : $ 1,114 per class, or about $ 93 per month .
  3. Tennessee Farm Bureau : $ 1,375 per class, or about $ 115 per month .
  4. grange : $ 1,463 per year, or about $ 122 per calendar month .
  5. progressive : $ 1,502 per year, or about $ 125 per month .

See what you could save on car insurance

easily compare personalized rates to see how much switch car insurance could save you.

ZIP Code

GET MY RATES Get started on Insure.com

Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other age groups on average, prices will start increasing as they get older. To find brassy car indemnity for seniors, drivers in their 60s should make sure to shop around to find the best rate. Drivers in this long time group should besides take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in Tennessee for 60-year-olds

Drivers in Tennessee with clean drive records may want to think about getting quotes from these companies, which had the lowest average rates :

  1. state farm : $ 753 per year, or about $ 63 per calendar month .
  2. grange : $ 772 per year, or about $ 64 per month .
  3. Geico : $ 798 per year, or about $ 66 per calendar month .
  4. Tennessee Farm Bureau : $ 799 per year, or about $ 67 per month .
  5. nationally : $ 990 per year, or about $ 82 per month .

Cheapest minimum coverage car insurance in Tennessee for 60-year-olds

Drivers in Tennessee who want merely the state minimal coverage may want to check with these insurers, which had the lowest average rates :

  1. grange : $ 172 per year, or about $ 14 per month .
  2. Geico : $ 180 per class, or about $ 15 per calendar month .
  3. country farm : $ 206 per class, or about $ 17 per month .
  4. Tennessee Farm Bureau : $ 239 per year, or about $ 20 per calendar month .
  5. erie : $ 270 per year, or about $ 22 per calendar month .

Cheapest auto insurance in Tennessee for 60-year-olds with poor credit

Drivers with poor credit in Tennessee can look at the following companies with the lowest average rates for wide coverage :

  1. Tennessee Farm Bureau : $ 923 per class, or about $ 77 per month .
  2. grange : $ 993 per year, or about $ 83 per month .
  3. countrywide : $ 1,384 per year, or about $ 115 per month .
  4. Geico : $ 1,476 per class, or about $ 123 per calendar month .
  5. Travelers : $ 1,769 per year, or about $ 147 per calendar month .

Cheapest auto insurance in Tennessee for 60-year-old drivers with one at-fault crash

For drivers with a holocene accident living in Tennessee, here are the companies with the lowest average rates for full moon coverage :

  1. Tennessee Farm Bureau : $ 799 per class, or about $ 67 per month .
  2. state farm : $ 916 per year, or about $ 76 per calendar month .
  3. grange : $ 1,096 per year, or about $ 91 per month .
  4. lake erie : $ 1,307 per year, or about $ 109 per month .
  5. Travelers : $ 1,449 per year, or about $ 121 per calendar month .

Cheapest auto insurance in Tennessee for 60-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI came from the following companies, shown with their average rates for full coverage .

  1. erie : $ 1,012 per year, or about $ 84 per calendar month .
  2. state of matter farm : $ 1,053 per year, or about $ 88 per calendar month .
  3. Tennessee Farm Bureau : $ 1,270 per class, or about $ 106 per calendar month .
  4. grange : $ 1,356 per class, or about $ 113 per calendar month .
  5. progressive : $ 1,445 per year, or about $ 120 per month .

Cheapest car insurance for military families

If you ‘re an active extremity of the military or a veteran — or have an immediate family extremity who is — chances are you ‘ll get a relatively brassy rate with USAA, a company that is n’t available to the cosmopolitan populace. Because of that restriction, USAA is n’t ranked with the others, but it was among the cheapest five car insurance options for 36 of the 48 driver profiles we examined.

Minimum required car insurance in Tennessee

Tennessee law requires liability cable car indemnity for all drivers living in the Volunteer State. If you cause a crash, this coverage kicks in to pay others ’ injury treatment and property price, up to your limit. The state ’ s minimum indebtedness limits are :

  • $ 25,000 bodily injury liability per person .
  • $ 50,000 bodily wound liability per accident .
  • $ 15,000 property wrong indebtedness per accident .

A good crash could easily result in damages that surpass these limits. To avoid paying out-of-pocket costs, consider selecting more than the bare minimum. You might besides benefit from adding optional coverages such as collision, comprehensive examination and uninsured motorist indemnity. Check out NerdWallet ’ s scout to car insurance requirements by state for more detail on common coverage options in Tennessee and how they work.

Alternative Tennessee car insurance

If you ’ re deny car policy on the volunteer grocery store due to past violations, crashes, poor recognition or other reasons, you can apply for coverage via the Tennessee Automobile Insurance Plan. For more help finding brassy cable car insurance in Tennessee, try NerdWallet ’ randomness car indemnity comparison joyride .

Leave a Reply

Your email address will not be published. Required fields are marked *