best car indemnity Reno
2022
The Cheapest and Best Car Insurance in Reno
The Cheapest Car Insurance Companies in Reno
On average, the following providers in Reno provide the cheapest full coverage car indemnity policies :
- GEICO: $870 per year
- Travelers: $980 per year
Although USAA offers the cheapest full-coverage indemnity premiums in the city, at about $ 744 per year, its plans are entirely available to members of the military and their families. GEICO is the city ‘s cheapest insurance provider, costing about 130 % less than CSAA, which has the most dearly-won annual premiums for a comparable policy. A full coverage insurance policy includes a diverseness of coverages, including comprehensive examination and collision coverages. The sum of coverage you select determines the cost of the policy .
Cheapest Car Insurance in Reno
Full Coverage 100/300/100
- company 100/300/100
per year
- 1 .USAA
$744
- 2 .GEICO
$870
- 3 .Travelers
$980
- 4 .State Farm
$996
- 5 .Allstate
$1,111
- 6 .Farmers
$1,480
- 7. CSAA
$1,997
MoneyGeek analyzed the average indemnity rates using a sample 40-year-old male driver covered by a full coverage indemnity policy to conduct this research. In addition to indebtedness indemnity, fully coverage plans include two extra coverages and are consequently more dearly-won. These early coverages are :
- Collision coverage: Covers damages caused to your car by a collision with another vehicle or object.
- Comprehensive Coverage: Protects you against damages to your vehicle that are not the result of an accident.
If you have an older cable car in Reno, liability-only or submit minimum policy may be a more low-cost indemnity option, particularly if the cost of a full coverage car insurance policy exceeds the car ‘s substitute value .
Compare Car Insurance Rates in Reno
guarantee you ‘re getting the best rate for your car policy. Compare quotes from the top indemnity companies. widget-location-pin
Cheapest Car Insurance in Reno for Minimum Coverage
The cheapest insurance policy is normally one in which you get the minimum coverage allowed by law. In Reno, the watch insurers offer the cheapest minimal indebtedness insurance on average :
- GEICO: $447 per year
- State Farm: $506 per year
military personnel can opt for a USAA policy, the cheapest in the city at approximately $ 372 per year. GEICO ‘s average quote is $ 484 less than CSAA ‘s average of $ 931 annual premium for a similar policy. due to their abject coverage limits, minimum indemnity policies are less expensive. Without comprehensive examination and collision coverage, however, you may find yourself without adequate coverage in the consequence of an accident. Consider the board below to determine the effect of increasing indebtedness limits on your insurance premiums .
Cheapest Minimum Liability Car Insurance in Reno
express Minimum
- party State Minimum
per year
- 1 .USAA
$372
- 2 .GEICO
$447
- 3 .State Farm
$506
- 4 .Travelers
$564
- 5 .Allstate
$622
- 6 .Farmers
$846
- 7. CSAA
$931
Nevada law requires drivers to maintain a minimum of 25/50/20 indebtedness insurance. While this is the least expensive insurance option in Reno, it besides delivers the lowest coverage. If you are at fault in an accident, you may have to pay a significant measure to make up for the balance owe. For model, if the other driver ’ s medical bills are $ 35,000 due to an accident in which you ’ re at fault, your indemnity will cover $ 25,000 of that sum, and you will be responsible for the end .
Nevada Minimum Liability Requirements
- item description
- Bodily Injury and Property Damage $ 25,000 per person, $ 50,000 per accident and $ 20,000 for property damage. A more protective level is 100/300/100 .
Cheapest Car Insurance in Reno if You Have Driving Violations
If you get a ticket in Reno for a traffic offense like rush, or you ’ re charged with a DUI or found at fault in an accident, your cable car indemnity premiums will increase, sometimes well. The city ‘s cheapest average policy rates for the most park traffic offenses are as follows :
- Cheapest after a ticket: State Farm, $1,077 per year
- Cheapest after an at-fault accident: State Farm, $1,158 per year
- Cheapest after a DUI: State Farm, $1,077 per year
In Reno, USAA offers the cheapest quotes for those with a speeding ticket or at-fault accident history. however, their policies are only sold to military members. Regardless of your dealings offense, you can improve your driving skills and lower your indemnity costs over meter. In the meanwhile, you can try to pay less by shopping around for the best deal for drivers with bad records .
Cheapest Car Insurance in Reno With a Violation
Speeding slate
- company Speeding Ticket
per year
- 1 .USAA
$855
- 2 .State Farm
$1,077
- 3 .GEICO
$1,186
- 4 .Allstate
$1,213
- 5 .Travelers
$1,250
- 6 .Farmers
$1,928
- 7. CSAA
$2,562
Average Cost of Car Insurance in Reno
Reno
$1,239
Nevada
$1,900
U.S.
$1,424
Reno has an median car policy rate of $ 1,239 per annum, which is cheaper than both the state and national average annual premiums. Reno drivers pay about 34.8 % less than the $ 1,900 state average. The average cable car insurance rate in Reno is besides 13 % cheaper than the national annual average of $ 1,424.
Personalized Quotes to Get You the Cheapest Car Insurance in Reno
car policy companies in Reno consider respective factors when they calculate annual premiums. such factors include old age, gender, driving history, car stool and model, and ZIP code. As your life sentence circumstances change, indeed does the cost of your car policy. The best means to find accurate rates is to frequently get personalized quotes. Doing so will besides let you see if you qualify for rebates or discounts .
Compare Car Insurance Rates in Reno
guarantee you ‘re getting the best rate for your car policy. Compare quotes from the top policy companies. widget-location-pin
The Best Car Insurance Companies in Reno
MoneyGeek rated Reno ‘s car insurers on affordability and customer serve. According to our research, the play along companies are the best in the city :
- State Farm: MoneyGeek score 90 out of 100
- GEICO: MoneyGeek score 90 out of 100
In Reno, USAA got the highest potential score of 100. The ship’s company was left off the number of the best insurance companies since its policies are confined to military members and their dependents. MoneyGeek ranked the car indemnity companies in this analyze using respective factors, including customer atonement, affordability and the insurance company ’ s fiscal stability. We used a count of resources during our research, including findings by data analytics and consumer intelligence caller J. D. Power .
1
USAA
score :
100
5/5 Affordability 5/5 Claims Ratings 5/5 User Satisfaction A++ fiscal stability 2
State Farm
grudge :
90
3/5 Affordability 3/5 Claims Ratings 5/5 User Satisfaction A++ fiscal constancy 3
GEICO
grade :
90
5/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A++ fiscal constancy 4
Allstate
score :
82.5
3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A+ fiscal stability 5
CSAA
seduce :
82.5
5/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 6
Liberty Mutual
score :
82.5
3/5 Affordability 4/5 Claims Ratings 3/5 User Satisfaction A fiscal constancy 7
American Family
score :
80
3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal constancy 8
Travelers
sexual conquest :
80
2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A++ fiscal constancy 9
Safeco
grade :
77.5
2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 10
Farmers
score :
77.5
2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 11
Progressive
score :
77.5
3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability 12
Nationwide
score :
75
2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal constancy
Average Cost of Car Insurance by Postal Code
Where you live in Nevada besides affects the cost of your car policy. Every ZIP code has an median car indemnity rate. In Reno, the rates range from $ 1,182 to $ 1,284. The cheapest energy code is 89506, $ 1,182. interim, drivers living in ZIP code 89502 pay the most expensive rate, $ 1,284 .
- Zip Code State Minimum
per year
- 89506
$1,182
- 89523
$1,251
- 89502
$1,284
Factors That Impact Insurance Costs in Reno
In addition to person driver needs and history, location-specific factors like the percentage of uninsured motorists and the rate of fateful accidents besides contribute to cable car policy rates in Reno. How Reno ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs .
Most Accidents With Fatalities
138th
/ 300
Most car Thefts
176th
/ 300
Most uninsured Motorists by State
29th
/ 50
personal Injury Protection Required No
Most annual rain
299th
/ 300
Most showery Days
238th
/ 300
Methodology and Assumptions
MoneyGeek ’ second average premium rates for Reno are based on 100/300/100 comprehensive collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their phonograph record. Additional premiums are added based on coverage type, localization and drive phonograph record. Learn more about MoneyGeek ’ sulfur data and methodology here. About the author
Read more: Cheap Auto Insurance – Douglasville, Georgia
Mark Fitzpatrick is a senior capacity director with MoneyGeek specializing in policy. Mark has years of feel analyzing the policy market and creating master research and message. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a master of Arts .