Cheapest Car Insurance in West Virginia for 2022


Westfield : $ 342 per year

lake erie : $ 362 per year

state farm : $ 401 per class

Safeco : $ 463 per year


countrywide : $ 491 per year

Although mature drivers pay less for car insurance than teens, older drivers start to see their rates go up as they enter their senior years. Comparing car insurance rates can save older drivers hundreds of dollars a year.

Best Cities for Cheap Car Insurance in West Virginia

 

City Premium Percent Increase
Keyser $772 0.0%
Elkins $793 2.7%
Berkeley Springs $813 5.3%
Harpers Ferry $823 6.7%
Charles Town $827 7.1%
Hedgesville $827 7.2%
Martinsburg $839 8.6%
Buckhannon $841 9.0%
Grafton $841 9.0%
Bridgeport $842 9.1%
Inwood $844 9.4%
Morgantown $854 10.6%
Fairmont $863 11.8%
Clarksburg $870 12.8%
Wheeling $884 14.5%
Weirton $902 16.9%
Moundsville $905 17.3%
Oak Hill $905 17.3%
Elkview $910 17.9%
Bluefield $920 19.2%
Princeton $924 19.7%
Parkersburg $927 20.1%
Vienna $928 20.2%
Charleston $949 23.0%
Hurricane $956 23.9%
Barboursville $969 25.6%
Dunbar $973 26.0%
Beckley $978 26.7%
Saint Albans $989 28.2%
Huntington $993 28.6%

 

Factors That Affect Car Insurance Premiums in West Virginia

Although mature drivers pay less for car policy than teens, older drivers start to see their rates go up as they enter their elder years. Comparing cable car policy rates can save older drivers hundreds of dollars a year.

Cheapest Car Insurance in West Virginia

  • Erie: $46 per month
  • USAA: $50 per month
  • State Farm: $50 per month
  • Westfield: $58 per month
  • Nationwide: $62 per month
  • Geico: $63 per month
  • Safeco: $70 per month
  • Allstate: $73 per month  

7 Tips for How to Get Cheap Car Insurance in West Virginia

 

1. Compare quotes from both national and regional insurers

In West Virginia, regional insurers like Erie Insurance and The Hartford might have lower rates than national companies like Geico and State Farm, along with comparable customer satisfaction ratings.
 

2. Know the factors affecting insurance in West Virginia

Everyone knows that your driving habits and
 

3. Maintain coverage

You’ll see higher rates if you let your insurance lapse, even
 

4. Choose the coverage that is right for you

You need
 

5. Search for discounts

Top car insurance companies in West Virginia have a variety of discounts, so almost anyone can find ways to save. You may be able to get a
 

6. Stay in less expensive zip codes

Car insurance prices can vary a lot based on zip code in West Virginia. On average, drivers in the
 

7. Watch your credit score

West Virginia has one of the lowest average credit scores in the country—around . Drivers in West Virginia need to be especially aware of their score since insurance companies usually charge people with poor or no credit more than those with good scores. You can check your latest credit score and get for free on WalletHub.

 

Methodology

 

In the table below, you can see all of the profile characteristics that were used in WalletHub’s analysis, in addition to the specific subset of characteristics that make up our Good Driver profile.

Category All Profile Characteristics Good Driver Profile
Gender Male, Female Male
Age 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 35, 45, 55, 65 45
Marital Status Single, Married Single
Teenage Driver Included on Policy No, Yes No
Driving Record Clean, One Speeding Ticket, One At-Fault Accident, One DUI, Suspended License, Open Container, Red Light Infraction, Reckless Driving, One Not At-Fault Accident Clean
Miles Driven Per Year 7,500 Miles, 15,000 Miles, 20,000 Miles 15,000 Miles
Coverage Level Minimum, Standard, Full Minimum
Discounts None, Multi-Policy, Homeowner, Student None
Credit Level Poor, Good Good
Filings None, SR22, FR44 None
Car Sedan, Minivan, SUV, Coupe, Truck Sedan
  • Minimum Coverage: Coverage requirements of $25,000 in bodily injury liability per person, $50,000 per accident, and $25,000 in property damage liability, as well as $25,000 in uninsured motorist coverage per person, $50,000 per accident, and $25,000 uninsured motorist property damage coverage per accident, as required by West Virginia’s minimum coverage requirements.
  • Standard Coverage: Coverage levels of 50k/100k/25k of liability coverage and 50k/100k/25k of uninsured motorist coverage.
  • Full Coverage: Coverage levels of 100k/300k/50k of liability coverage, 100k/300k/50k of uninsured motorist coverage, and collision and comprehensive coverage with a $500 deductible.
  • Sedan: 2018 Toyota Camry.
  • Minivan: 2018 Dodge Grand Caravan.
  • SUV: 2018 Toyota RAV4.
  • Coupe: 2018 Ford Mustang.
  • Truck: 2018 Ford F-150.

Where driver profiles are not specified, WalletHub averaged West Virginia insurance quotes across 40 different driver profiles, using the above variables. Quote information is from Quadrant Information Services and is representative only. Individual rates will be different.
WalletHub ’ s analysis of cheap car indemnity companies in West Virginia is based on data from the West Virginia DMV and Quadrant Information Services. together with that data, WalletHub used the characteristics listed below to create 40 different driver profiles designed to identify the cheapest car indemnity companies for West Virginia drivers in a solicitation of key categories. For each profile, WalletHub compared quotes among top West Virginia car insurance companies by averaging premiums from 31 nothing codes that represent at least 20 % of West Virginia ‘s population. Military-specific companies like USAA were only considered for the military-specific category, due to their eligibility restrictions. In some cases, they may still be the best option overall for eligible drivers.In the table below, you can see all of the profile characteristics that were used in WalletHub ’ sulfur analysis, in addition to the specific subset of characteristics that make up our good Driver profile.Below are extra details regarding the terminology and specific characteristics of the variables in the above table : Where driver profiles are not specified, WalletHub averaged West Virginia indemnity quotes across 40 different driver profiles, using the above variables. Quote information is from Quadrant Information Services and is congressman only. individual rates will be different. In West Virginia, regional insurers like Erie Insurance and The Hartford might have lower rates than national companies like Geico and State Farm, along with comparable customer gratification ratings.Everyone knows that your driving habits and claims history affect how much you pay for cable car indemnity. But in West Virginia, companies can besides consider your age, gender, credit rating history, marital condition, and more when setting premiums. The car you drive, your annual mileage, and even some factors beyond your dominance all impact the price of insurance.You ’ ll see higher rates if you let your insurance lapse, even if you don ’ metric ton own a car. West Virginia drivers who don ’ t maintain continuous coverage pay an modal of 11 % more than those with five or more years of policy history.You need liability indemnity to pay for the other driver ’ randomness damages if you ’ re at defect in an accident in West Virginia. Collision and comprehensive coverage, on the other hand, are optional and may be unnecessary if you own an older cable car. Usage-based indemnity might be a better fit than a standard policy for low-mileage drivers, and going with a higher deductible or lower coverage limits costs less, excessively. Don ’ thyroxine scant on the coverage you need, but do make informed choices. That means, you won ’ t end up paying for more car indemnity than you need.Top car insurance companies in West Virginia have a diverseness of discounts, so about anyone can find ways to save. You may be able to get a rebate if you ’ re a student, seasoned, dear driver, homeowner, will to go paperless, and more.Car indemnity prices can vary a lot based on nothing code in West Virginia. On average, drivers in the most expensive parts of West Virginia spend over $ 700 more per year on car policy than those living in the least expensive areas.West Virginia has one of the lowest average credit scores in the country—around. Drivers in West Virginia need to be specially aware of their score since indemnity companies normally charge people with poor people or no credit more than those with dear scores. You can check your latest credit grade and getfor free on WalletHub .

Leave a Reply

Your email address will not be published.