Cheap Car Insurance Rates in Rockford, Illinois | SmartFinancial

Monthly Average Rates by Country, State, and City

car policy rates vary from driver to driver and are based on many factors that include driving history, claims history and where you live. Each city in Illinois has different rates, and below, you can compare average rates with the home modal. According to our data, drivers who live in Rockford typically pay about $ 88.34 per month compared to the national average of $ 134.56 per calendar month. The best manner to get a low pace is by comparison shop. SmartFinancial can do that for you at no price while pairing you with a reputable insurance company so you have no surprises if you have an accident .

Area Average Monthly Rate
National $134.56
Illinois $98.48
Rockford, Illinois $88.34

Rockford, IL Best Car Insurance Companies

car insurance in Rockford Certain insurers will offer you better rates than others based on a myriad of factors, so you may get a better batch from one insurance company over another for respective reasons, and that ’ s why it ’ sulfur crucial to compare. According to our data, Pekin Insurance generally has the most low-cost cable car indemnity in Rockford coming in around $ 68.78 per calendar month. other companies to consider if you live in Rockford is SECURA Insurance with an average cost of $ 81.39 per calendar month and Auto-Owners Insurance Co which typically runs around $ 83.48 per calendar month. Check out the entire list below. SmartFinancial rates the follow insurers as the best insurance companies for drivers in Rockford .

Rank Company Average Monthly Rate Comparison State Average
1 Pekin Insurance $68.78 -30.16%
2 SECURA Insurance $81.39 -17.35%
3 Auto-Owners Insurance Co $83.48 -15.23%
4 Country $84.05 -14.65%
5 State Farm $85.92 -12.75%
6 Nationwide $93.96 -4.59%
7 Travelers $98.21 -0.27%
8 Hastings Mutual Insurance Co $98.38 -0.10%
9 Direct Auto $102.33 3.91%
10 Grange Mutual $102.37 3.95%

How Much is Car Insurance in Rockford, IL?

how much is auto insurance in Rockford Rates can vary from city to city. The residents of Aurora typically pay $ 95.34 per calendar month while people who live in Bloomington will pay $ 82.98 per month on modal. See what people pay for car policy in early cities in Illinois.

Illinois Cities Monthly Average Rate
Aurora $95.34
Bloomington $82.98
Carol Stream $100.33
Champaign $81.34
Chicago $119.14
Decatur $84.20
East Saint Louis $102.48
Evanston $97.54
Joliet $102.14
Naperville $93.70
Palatine $92.13
Peoria $79.90
Rockford $87.74
Schaumburg $93.40
Springfield $83.20

Cheap Car Insurance in Rockford by Zip Codes

find cheap auto insurance in Rockford Every nothing code rates differently with every insurance company. Your travel rapidly code determines the crime pace in your area a well as other risks. Below, you can see how average rates range across the department of state of Illinois. If you live in an area that is rated high in crime, you can make sure to garage your car in a safe place. That ought to save you some money. Covered and gated structures are best. Make sure to tell your indemnity agent about the precautions you ’ re take .

Rockford, IL ZIP Code Average Monthly Rate
61101 $78.01
61102 $83.18
61103 $93.74
61104 $84.10
61105 $68.10
61107 $90.91
61108 $94.36
61109 $88.43
61112 $59.00
61114 $91.20
61126 $132.67

Driver’s Coverage Auto Insurance Rates in Rockford, IL

driver's coverage typically, drivers who presently have car insurance coverage will receive a cheaper monthly quote than drivers who do not. Since cable car policy is a requirement in all 50 states, companies may question why you do n’t presently have coverage. Because of this, they may see you as a higher risk driver. In Rockford, the average monthly rate for a driver who is presently insured is $ 81.47 while drivers who are not presently covered will pay around $ 93.27 .

Coverage Average Monthly Rate
Not Currently Insured $93.27
Currently Insured $81.47

FAQ’s for Drivers in Rockford, IL

driver’s frequently asked question in Rockford What Is the Minimum Liability Coverage Requirement in Rockford, IL? In Illinois, you are legally required to obtain liability insurance and uninsured motorist coverage. Both are for your protection if you are deemed “ at fault ” in an accident that causes injury and lost wages to another driver or passengers in another vehicle ( whether or not the other driver is insured or is underinsured ). Liability coverage pays up to the amounts listed below. * It besides pays for damages to the other driver ’ sulfur vehicle. Trust us, you ’ d want this coverage even if it wasn ’ t legally required ! Since Illinois is a “ mistake ” or “ tort ” state of matter, your mailman will pay for accident damages only once you are found responsible for causing the accident. You can besides be sued by the other driver if found at mistake. Consider this : $ 20,000 is the maximum requital for property wrong in Illinois but you collide with a $ 35,000 fomite. If you are found at mistake, you are on the hook for any damages beyond $ 20,000. Between this and the high cost of medical concern, we recommend you carry more than the minimum command coverage !

  •  $25,000; Bodily injury coverage per person; Maximum payment for serious or permanent injury or death to a single person
  •  $50,000; Bodily injury coverage per accident; Maximum payment for serious or permanent injury or death to multiple people
  •  $20,000; Property damage per accident; Maximum payment for all damaged property in an accident caused by you

What Is the Blood Alcohol Concentration (BAC) limit in Rockford, IL? It is illegal for an person to operate a drive vehicle in Illinois with the following BAC percentages : .08 % + @ 21 years old or older

.04 % + for commercial fomite drivers .01 % + @ < 21 years old Does Illinois allow the use of digital insurance cards? Yes ! Thanks to Bill SB1775, getting pulled over in Illinois is slightly less panicky since you don ’ t have to locate the hard replicate of your insurance card for the officer. BUT, be mindful of unlocking your telephone to entree your digital indemnity card before the officeholder has determined whether you were cell-phoning and driving !map commute Time in Rockford, IL 20.6 Miles map change Time in United States 26.4 Miles people Number of Nearest Insurance Agents in Rockford, IL 966 Methodology
The statistics listed on this page are from our own in house report. We track and record quotes that carriers have provided based on diverse criteria. The rates and averages shown on this page should only be used as an calculate. About the Author

Fran Majidi Fran Majidi

Insurance Expert

Fran Majidi manages subject on SmartFinancial ‘s web site. She ‘s had about a decade ‘s worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor program in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi .linkedin

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