The best and cheapest car insurance companies in Michigan for 2022

GEICO offers the cheapest car indemnity rates in Michigan at about $ 917 a class or $ 76 monthly for an median driver profile. however, many factors go into deciding your insurance premium. insurance companies use your drive record, the type of car you drive, and the coverage you select as metrics to determine your average annual car insurance cost .

Best auto insurance companies in Michigan

Based on Insurance.com ‘s rate analysis, Liberty Mutual is our top picking for the best car policy company in Michigan. It has earned 4.8 car headliner rat, highest among the carriers surveyed. apart from Liberty Mutual, Geico, Progressive, Hartford and Auto-Owners are the early top performers on the list of best car indemnity companies. Compare insurance providers based on their car star ratings and decide which one is the mighty option for you .

Company Auto star ratings
Liberty Mutual 4.8
Geico 4.5
Progressive 3.9
Hartford 3.8
Auto-Owners 3.7
Safeco 3.7
The Auto Club Group (ACG) – AAA 3.6
Farmers 3.6
Allstate 3.1

Cheapest car insurance companies in Michigan

Do n’t just go with the first insurance company you come across. Comparison shopping is the identify when it comes to finding the best deal on car indemnity. Get quotes from respective different insurers and compare their rates. You may be surprised at how much remainder there can be in rates from one company to another.

We have gathered price quotes from all the major policy providers in Michigan and put together a list of the cheapest cable car indemnity companies. Based on a pace analysis by Insurance.com, GEICO is the cheapest car insurance company in Michigan that offers indemnity policies at $ 917 annually or $ 76 a calendar month, on average .

Company Average annual premium Average monthly premium
GEICO Ind Co $917 $76
USAA Casualty $953 $79
Progressive Marathon $1,136 $95
Meemic $1,195 $100
State Farm Mutl Automobile Ins $1,470 $123
Auto-Owners $1,499 $125
Metropolitan Direct P&C $1,530 $128
Travelers Ind Co of Am $1,546 $129
Farmers Ins Exchange $2,483 $207
Encompass Ind Co $2,899 $242

Cheapest car insurance cost in Michigan for teens

Geico Ind Co is the cheapest car policy company in Michigan for adolescent drivers. Its average annual premium for teenagers is $ 4,688 or $ 391 a month. The deviation in costs between the adolescent and pornographic group is significant. Drivers in the youngest old age group pay more than the drivers in the oldest old age group. There are respective reasons for this deviation. adolescent drivers are more likely to be involved in accidents and to make claims on their policy policies. They are besides more probably to be driving illegally without indemnity. All these reasons lead to higher policy rates for adolescent drivers .

Company Average annual premium
Geico Ind Co $4,688
Progressive Marathon $7,705
State Farm Mut Auto $8,701
Allied Prop & Cas $10,874
Farmers Ins Exch $17,368
Allstate Fire & Cas $25,778

Cheapest car insurance cost in Michigan for young adults

Geico Ind Co is the cheapest car policy company in Michigan for young adults, based on Insurance.com ‘s rate analysis. Its average annual agio is $ 1,948 or $ 162 a calendar month. The indemnity rates for young drivers are more expensive than adult drivers because they have a unretentive history of safe drive and miss of experience on the road. If you ’ re a young driver and still studying and looking for ways to save on your car policy, make certain you take advantage of the discounts for which you are eligible. And for those who are n’t students anymore, they can avail themselves of other discounts offered by indemnity companies to save on their insurance agio .

Company Average annual premium
Geico Ind Co $1,948
Progressive Marathon $2,602
State Farm Mut Auto $4,911
Allied Prop & Cas $5,530
Farmers Ins Exch $6,246
Allstate Fire & Cas $8,624

Cheapest car insurance cost in Michigan for adults

Geico is the cheapest car indemnity company in Michigan for adults. Its average annual premium is $ 1,443 or $ 120 a calendar month. When most drivers reach their mid 20s, they enjoy cheaper car insurance rates than in their adolescent years and early on 20s. inactive, the cost of car indemnity varies due to factors such as a person ’ randomness drive phonograph record and the gain or model they drive.

pornographic drivers can lower the price of car policy by shopping about and availing themselves of any discounts available. Another means to save on your agio is by insuring more than one vehicle with the lapp company, or by bundling your home and car insurance policies .

Company Average annual premium
Geico Ind Co $1,443
Progressive Marathon $1,821
State Farm Mut Auto $3,033
Allied Prop & Cas $3,485
Farmers Ins Exch $4,795
Allstate Fire & Cas $5,943

Cheapest car insurance cost in Michigan for seniors

progressive Marathon is the cheapest car policy company for aged drivers in Michigan. Its average annual premium is $ 1,700 or $ 142 a calendar month. policy companies charge ripen drivers much less than they do for adolescent drivers, but as drivers get into their senior years, a bunch of those discounts dry up. You can save a distribute of money by comparing car insurance rates. Senior drivers might be able to save hundreds of dollars on their insurance agio by shopping around .

Company Average annual premium
Progressive Marathon $1,700
Geico Ind Co $1,990
State Farm Mut Auto $2,936
Allied Prop & Cas $2,993
Farmers Ins Exch $4,658
Allstate Fire & Cas $6,156

Cheapest Car Insurance Companies in Michigan by Driver Profile

While localization is a major divisor in determining your car indemnity rates, your driving profile besides plays a role. Some drivers struggle with a bad drive record, but a clean record does n’t have to hurt your wallet. If you have been convicted of any traffic violations or have multiple accidents under your belt, then your car insurance rates may skyrocket. Make certain you compare rates of insurance companies to find the best policy for you. No matter what your driving history looks like, you can still find low-cost coverage in Michigan .

Cheapest auto insurance for drivers with poor credit: Geico

Geico is the cheapest car insurance company for drivers a with poor credit score. Its average annual premium is $2,252 or $188 a month. It’s important to know that your credit score can affect your rates with insurers. One company might charge more because of your poor credits, but another could offer the same coverage for less money. The best way to get lower rates is by getting multiple quotes from different companies and seeing which one offers a better price

Company Average annual premium
Geico $2,252
Progressive $2,494
USAA $2,833
Meemic $2,926
Travelers $3,097
Auto-Owners $3,807
Metropolitan $4,111
Encompass Ind Co $4,572
Farmers Ins $8,587
State Farm $9,427

Cheapest auto insurance for drivers with a speeding tickets: Progressive

Progressive is the cheapest car insurance company for drivers with a speeding ticket. Its average annual rate for Michigan drivers is $1,752, based on a rate analysis by Insurance.com. Geico is the cheapest car policy caller for drivers a with poor credit score. Its average annual agio is $ 2,252 or $ 188 a month. It ‘s important to know that your credit score can affect your rates with insurers. One company might charge more because of your hapless credits, but another could offer the same coverage for less money. The best manner to get lower rates is by getting multiple quotes from unlike companies and seeing which one offers a better priceProgressive is the cheapest car indemnity ship’s company for drivers with a rush ticket. Its average annual rate for Michigan drivers is $ 1,752, based on a rate psychoanalysis by Insurance.com. If you get a travel rapidly ticket, your car indemnity rates might go up. however, how much a accelerate slate affects your rates will depend on the type of irreverence, insurance company ’ south price scheme and regulations in your state. The datum downstairs shows the companies that offer bum indemnity rates for drivers with a speeding ticket in Michigan .

Company Average annual premium
Progressive $1,752
USAA $1,847
Geico $2,209
Metropolitan $2,604
Auto-Owners $2,876
Travelers $3,066
Meemic $3,457
Encompass Ind Co $4,139
Farmers Ins $4,205
State Farm $4,223

Cheapest auto insurance after at-fault accident: USAA

USAA is the cheapest car insurance company for drivers with an accident record. Its annual average cost for drivers with an at-fault bodily injury accident is $1,904. The only way to get cheap car insurance after an accident is by comparing rates. So, don’t forget to compare insurers based on their average annual premium to get an affordable rate.

Company Average annual premium
USAA $1,904
Progressive $1,905
Auto-Owners $2,352
Meemic $2,636
Geico $3,270
State Farm $3,270
Travelers $3,802
Metropolitan $4,394
Farmers Ins $4,522
Encompass Ind Co $5,257

Cheapest auto insurance after a DUI: Progressive

USAA is the cheapest car indemnity company for drivers with an accident record. Its annual average cost for drivers with an at-fault bodily injury accident is $ 1,904. The merely way to get cheap car indemnity after an accident is by comparing rates. so, do n’t forget to compare insurers based on their average annual premium to get an low-cost pace.

The cheapest car policy caller for drivers with a DUI is Progressive. Its average premium cost is $ 1,650 or $ 138 a calendar month. When you get pulled over for driving under the influence, your indemnity rates are going to skyrocket. This is because it signals that drivers with a DUI have a higher chance of getting into accidents. A DUI conviction can have a huge impact on your insurance rates, but shopping approximately may help you save money .

Company Average annual premium
Progressive $1,650
USAA $2,440
Farmers Ins $4,301
Meemic $4,512
Auto-Owners $4,810
Metropolitan $5,108
Travelers $6,273
State Farm $6,910
Geico $8,897
Encompass Ind Co $17,248

Average cost of car insurance in Michigan

The average car insurance rate in Michigan is $ 1,563 a class for a broad coverage policy with coverage horizontal surface of 100/300/100 for a driver historic period 30, according to a rate analysis by Insurance.com. That ’ sulfur $ 107 more than the national average $ 1,456. For the submit minimum coverage, the average annual monetary value in Michigan is $ 309 .

State minimum average annual rate Full coverage average annual rate
$309 $1,563

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