car indemnity is an important buy, but finding brassy car policy in Indiana international relations and security network ’ t constantly easy. That ’ randomness why it ’ sulfur important to compare rates from multiple insurers. The average cost of full coverage car insurance in Indiana is $ 1,153 per year, or about $ 96 per calendar month, according to NerdWallet ’ second psychoanalysis. minimal coverage in Indiana is $ 354 per year on average, but we found you can likely get a cheaper policy. For case, Pekin offers the cheapest rates in Indiana at $ 203 per year, on average, for minimum coverage car insurance for a 35-year-old driver with a clean drive record. Why you can trust NerdWallet : Our writers and editors follow nonindulgent editorial guidelines to ensure paleness and accuracy in our compose and datum analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every venue in the country where coverage is offered and data is available. When comparing rates for unlike coverage amounts, ages and backgrounds, we change merely one varying at a time, so you can well see how each agent affects price.

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Cheapest car policy caller overall in Indiana
Pekin $ 52/month not so far rated .
Cheapest for minimum coverage
Pekin $ 17/month not so far rated .
Cheapest for unseasoned drivers
Pekin $ 108/month not even rated .
Cheapest for drivers with poor credit rating
embrace $ 52/month

3.5 NerdWallet evaluation

NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

How we chose the cheapest companies in Indiana

NerdWallet ’ s editorial team analyzed cable car indemnity rates from 20 car insurers in Indiana and found the five cheapest options for drivers in respective old age brackets and with different histories, all driving a 2019 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimum requirements in Indiana. For full moon coverage, we used the under coverage limits :

  • $ 100,000 bodily injury liability per person .
  • $ 300,000 bodily injury liability per accident .
  • $ 50,000 place damage liability per accident .
  • $ 100,000 uninsured motorist coverage per person .
  • $ 300,000 uninsured motorist coverage per accident .
  • Collision coverage with a $ 1,000 deductible .
  • comprehensive coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a bunch of quotes to find the best bum car indemnity. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more have on the road. still, some companies routinely have better indemnity rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Indiana for 20-year-olds

Drivers in Indiana with clean drive records may want to consider the keep up companies, which had the lowest average rates :

  1. Pekin : $ 1,299 per year, or about $ 108 per calendar month .
  2. Indiana Farmers : $ 1,408 per class, or about $ 117 per month .
  3. grange : $ 1,582 per year, or about $ 132 per month .
  4. Geico : $ 1,684 per year, or about $ 140 per calendar month .
  5. Hastings Mutual : $ 1,761 per year, or about $ 147 per month .

Cheapest minimum coverage car insurance in Indiana for 20-year-olds

Drivers in Indiana who want just the state minimum coverage may want to check with these companies, which had the lowest average rates :

  1. Geico : $ 469 per year, or about $ 39 per calendar month .
  2. grange : $ 517 per year, or about $ 43 per calendar month .
  3. Pekin : $ 540 per year, or about $ 45 per month .
  4. Indiana Farmers : $ 574 per year, or about $ 48 per calendar month .
  5. Westfield : $ 591 per year, or about $ 49 per calendar month .

Cheapest auto insurance in Indiana for 20-year-olds with poor credit

Drivers with poor credit in Indiana should look at the following insurers with the lowest median rates for minimal coverage :

  1. grange : $ 715 per year, or about $ 60 per calendar month .
  2. Geico : $ 722 per year, or about $ 60 per month .
  3. embrace : $ 734 per class, or about $ 61 per calendar month .
  4. Allstate : $ 877 per year, or about $ 73 per calendar month .
  5. Pekin : $ 977 per class, or about $ 81 per month .

Cheapest auto insurance in Indiana for 20-year-old drivers with one at-fault crash

For drivers with a late accident in Indiana, here are the companies with the lowest average rates for minimum coverage :

  1. Geico : $ 576 per year, or about $ 48 per month .
  2. grange : $ 607 per year, or about $ 51 per calendar month .
  3. Indiana Farmers : $ 688 per year, or about $ 57 per month .
  4. Pekin : $ 719 per year, or about $ 60 per calendar month .
  5. Westfield : $ 788 per year, or about $ 66 per month .

Cheapest auto insurance in Indiana for 20-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI is shown here, alongside the insurers ‘ average rates for minimal coverage .

  1. Indiana Farmers : $ 688 per year, or about $ 57 per month .
  2. Geico : $ 793 per year, or about $ 66 per calendar month .
  3. progressive : $ 818 per class, or about $ 68 per month .
  4. grange : $ 888 per year, or about $ 74 per calendar month .
  5. Allstate : $ 937 per year, or about $ 78 per calendar month .

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Cheapest for 30-year-old drivers

By the prison term they reach their 30s, most drivers will enjoy cheaper car indemnity rates than in their teens and 20s. still, factors like a person ’ south drive record and car shuffle and model can increase prices. Drivers in their 30s can get lower rates by shopping around and taking advantage of any car insurance discounts.

Cheapest full coverage car insurance in Indiana for 30-year-olds

Drivers in Indiana with clean repel records may get the lowest rates from these companies :

  1. Pekin : $ 654 per year, or about $ 54 per calendar month .
  2. grange : $ 745 per class, or about $ 62 per calendar month .
  3. Hastings Mutual : $ 745 per year, or about $ 62 per calendar month .
  4. Indiana Farmers : $ 885 per year, or about $ 74 per month .
  5. embrace : $ 895 per class, or about $ 75 per calendar month .

Cheapest minimum coverage car insurance in Indiana for 30-year-olds

Drivers in Indiana who want their submit ‘s minimum coverage can check with the following companies, which had the lowest median rates :

  1. grange : $ 204 per class, or about $ 17 per month .
  2. Pekin : $ 215 per year, or about $ 18 per calendar month .
  3. Geico : $ 234 per year, or about $ 20 per month .
  4. Auto-Owners : $ 247 per year, or about $ 21 per calendar month .
  5. submit grow : $ 286 per year, or about $ 24 per month .

Cheapest auto insurance in Indiana for 30-year-olds with poor credit

Drivers with inadequate credit in Indiana should consider the following companies with the lowest average rates for full coverage :

  1. embrace : $ 895 per class, or about $ 75 per month .
  2. grange : $ 1,011 per year, or about $ 84 per calendar month .
  3. Hastings Mutual : $ 1,207 per year, or about $ 101 per month .
  4. Pekin : $ 1,222 per year, or about $ 102 per calendar month .
  5. Geico : $ 1,249 per year, or about $ 104 per calendar month .

Cheapest auto insurance in Indiana for 30-year-old drivers with one at-fault crash

For drivers in Indiana with a holocene accident, here are the lowest average rate options for fully coverage :

  1. Pekin : $ 866 per year, or about $ 72 per month .
  2. grange : $ 965 per year, or about $ 80 per calendar month .
  3. Indiana Farmers : $ 1,053 per year, or about $ 88 per month .
  4. Hastings Mutual : $ 1,170 per class, or about $ 98 per calendar month .
  5. american Family : $ 1,176 per class, or about $ 98 per month .

Cheapest auto insurance in Indiana for 30-year-old drivers after a DUI

For the cheapest car indemnity after a DUI, we found the follow options for full coverage .

  1. Indiana Farmers : $ 1,053 per class, or about $ 88 per calendar month .
  2. Pekin : $ 1,203 per year, or about $ 100 per month .
  3. state grow : $ 1,303 per class, or about $ 109 per month .
  4. grange : $ 1,305 per year, or about $ 109 per month .
  5. progressive : $ 1,559 per class, or about $ 130 per calendar month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better indemnity rates than their younger counterparts on median, but placid pay more than older historic period groups. Shopping around for cheap car indemnity quotes with multiple insurers is the best way to find lower rates. dependable drivers who don ’ metric ton get behind the wheel much might want to consider pay-per-mile insurance, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Indiana for 40-year-olds

Drivers in Indiana with clean driving records may want to think about the following companies, which had the lowest average rates :

  1. Pekin : $ 604 per class, or about $ 50 per month .
  2. Hastings Mutual : $ 655 per class, or about $ 55 per month.
  3. grange : $ 739 per class, or about $ 62 per calendar month .
  4. Indiana Farmers : $ 764 per class, or about $ 64 per calendar month .
  5. Geico : $ 865 per class, or about $ 72 per calendar month .

Cheapest minimum coverage car insurance in Indiana for 40-year-olds

Drivers in Indiana who want equitable the minimal coverage may want to check prices from these companies, which had the lowest average rates :

  1. Pekin : $ 195 per year, or about $ 16 per month .
  2. grange : $ 209 per year, or about $ 17 per calendar month .
  3. Geico : $ 227 per year, or about $ 19 per month .
  4. Auto-Owners : $ 264 per year, or about $ 22 per calendar month .
  5. Indiana Farmers : $ 276 per year, or about $ 23 per calendar month .

Cheapest auto insurance in Indiana for 40-year-olds with poor credit

Drivers with hapless credit in Indiana can check out the following insurers with the lowest average rates for wax coverage :

  1. embrace : $ 895 per year, or about $ 75 per month .
  2. grange : $ 991 per year, or about $ 83 per calendar month .
  3. Hastings Mutual : $ 1,057 per year, or about $ 88 per month .
  4. Pekin : $ 1,126 per class, or about $ 94 per calendar month .
  5. Geico : $ 1,209 per year, or about $ 101 per month .

Cheapest auto insurance in Indiana for 40-year-old drivers with one at-fault crash

For drivers with a recent accident know in Indiana, here are the companies with the lowest modal rates for fully coverage :

  1. Pekin : $ 798 per year, or about $ 66 per calendar month .
  2. Indiana Farmers : $ 908 per class, or about $ 76 per month .
  3. grange : $ 999 per year, or about $ 83 per calendar month .
  4. Hastings Mutual : $ 1,064 per year, or about $ 89 per month .
  5. american Family : $ 1,069 per year, or about $ 89 per month .

Cheapest auto insurance in Indiana for 40-year-old drivers after a DUI

The cheapest broad coverage car policy we found for drivers with a DUI came from the following companies .

  1. Indiana Farmers : $ 908 per year, or about $ 76 per calendar month .
  2. Pekin : $ 1,106 per year, or about $ 92 per month .
  3. country farm : $ 1,273 per class, or about $ 106 per calendar month .
  4. grange : $ 1,295 per year, or about $ 108 per month .
  5. progressive : $ 1,409 per year, or about $ 117 per calendar month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper cable car policy rates than most other old age groups on average. Prices will continue to drop as they inch toward their 60s and gain more drive experience. Rates can placid vary depending on other factors such as a driver ’ mho gender and placement, so it ’ s fresh to shop around to find the best rate. Our number of brassy car policy companies is a good place to start.

Cheapest full coverage car insurance in Indiana for 50-year-olds

Drivers in Indiana with clean drive records may want to get quotes from these insurers, which had the lowest average rates :

  1. Hastings Mutual : $ 552 per year, or about $ 46 per calendar month .
  2. Pekin : $ 582 per year, or about $ 48 per calendar month .
  3. grange : $ 698 per year, or about $ 58 per month .
  4. Indiana Farmers : $ 706 per class, or about $ 59 per calendar month .
  5. embrace : $ 803 per year, or about $ 67 per calendar month .

Cheapest minimum coverage car insurance in Indiana for 50-year-olds

Drivers in Indiana who opt for the department of state minimal coverage may want to consider the follow companies, with the lowest average rates :

  1. Pekin : $ 190 per year, or about $ 16 per calendar month .
  2. grange : $ 198 per year, or about $ 16 per month .
  3. Geico : $ 227 per year, or about $ 19 per calendar month .
  4. Hastings Mutual : $ 253 per year, or about $ 21 per calendar month .
  5. Auto-Owners : $ 255 per year, or about $ 21 per month .

Cheapest auto insurance in Indiana for 50-year-olds with poor credit

Drivers with poor credit in Indiana can check with the following companies, which showed the lowest modal rates for full coverage :

  1. embrace : $ 803 per year, or about $ 67 per calendar month .
  2. Hastings Mutual : $ 884 per year, or about $ 74 per calendar month .
  3. grange : $ 922 per class, or about $ 77 per calendar month .
  4. Pekin : $ 1,085 per year, or about $ 90 per calendar month .
  5. Indiana Farmers : $ 1,165 per year, or about $ 97 per calendar month .

Cheapest auto insurance in Indiana for 50-year-old drivers with one at-fault crash

For drivers living in Indiana with a late accident, here are the insurers with the lowest average full coverage rates :

  1. Pekin : $ 770 per year, or about $ 64 per calendar month .
  2. Indiana Farmers : $ 839 per year, or about $ 70 per calendar month .
  3. Hastings Mutual : $ 943 per class, or about $ 79 per calendar month .
  4. grange : $ 980 per year, or about $ 82 per month .
  5. american Family : $ 1,003 per year, or about $ 84 per month .

Cheapest auto insurance in Indiana for 50-year-old drivers after a DUI

The cheapest car insurance we found for drivers with a holocene DUI comes from the following companies, listed with rates for wide coverage .

  1. Indiana Farmers : $ 839 per year, or about $ 70 per calendar month .
  2. Pekin : $ 1,067 per year, or about $ 89 per month .
  3. grange : $ 1,219 per class, or about $ 102 per month .
  4. country farm : $ 1,244 per year, or about $ 104 per calendar month .
  5. progressive : $ 1,291 per year, or about $ 108 per month .

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easily compare personalized rates to see how much switch over car insurance could save you.

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Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many early age groups on average, prices will start increasing as they get older. To find cheap car insurance for seniors, drivers in their 60s should make indisputable to shop around to find the best rate. Drivers in this age group should besides take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in Indiana for 60-year-olds

Drivers in Indiana with fairly drive records may want to think about getting quotes from these companies, which had the lowest average rates :

  1. Hastings Mutual : $ 564 per year, or about $ 47 per calendar month .
  2. Pekin : $ 590 per year, or about $ 49 per calendar month .
  3. grange : $ 650 per year, or about $ 54 per calendar month .
  4. Indiana Farmers : $ 694 per year, or about $ 58 per calendar month .
  5. embrace : $ 795 per year, or about $ 66 per calendar month .

Cheapest minimum coverage car insurance in Indiana for 60-year-olds

Drivers in Indiana who want barely the state minimal coverage may want to check with these insurers, which had the lowest average rates :

  1. grange : $ 187 per year, or about $ 16 per calendar month .
  2. Pekin : $ 201 per year, or about $ 17 per month .
  3. Geico : $ 237 per year, or about $ 20 per month .
  4. Auto-Owners : $ 254 per year, or about $ 21 per calendar month .
  5. Hastings Mutual : $ 259 per year, or about $ 22 per month .

Cheapest auto insurance in Indiana for 60-year-olds with poor credit

Drivers with poor credit in Indiana can look at the following companies with the lowest modal rates for full coverage :

  1. embrace : $ 795 per class, or about $ 66 per calendar month .
  2. grange : $ 853 per year, or about $ 71 per calendar month .
  3. Hastings Mutual : $ 906 per year, or about $ 76 per calendar month .
  4. Pekin : $ 1,098 per year, or about $ 92 per month .
  5. Indiana Farmers : $ 1,150 per year, or about $ 96 per calendar month .

Cheapest auto insurance in Indiana for 60-year-old drivers with one at-fault crash

For drivers with a holocene accident support in Indiana, here are the companies with the lowest average rates for full coverage :

  1. Pekin : $ 782 per year, or about $ 65 per calendar month .
  2. Indiana Farmers : $ 824 per class, or about $ 69 per month .
  3. grange : $ 936 per class, or about $ 78 per month .
  4. Hastings Mutual : $ 957 per year, or about $ 80 per month .
  5. american Family : $ 1,005 per year, or about $ 84 per calendar month .

Cheapest auto insurance in Indiana for 60-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI came from the following companies, shown with their modal rates for full coverage .

  1. Indiana Farmers : $ 824 per year, or about $ 69 per calendar month .
  2. Pekin : $ 1,086 per year, or about $ 90 per calendar month .
  3. grange : $ 1,135 per year, or about $ 95 per month .
  4. state farm : $ 1,172 per class, or about $ 98 per month .
  5. progressive : $ 1,243 per year, or about $ 104 per month .

Cheapest car insurance for military families

If you ‘re an active member of the military or a seasoned — or have an immediate family member who is — chances are you ‘ll get a relatively brassy rate with USAA, a company that is n’t available to the general public. Because of that limitation, USAA is n’t ranked with the others, but it was among the cheapest five car indemnity options for 26 of the 48 driver profiles we examined.

Minimum required auto insurance in Indiana

Indiana requires drivers to carry indebtedness cable car policy to drive legally. This coverage pays for others ’ injury and place damage costs if you cause a crash. The minimum indebtedness limits you must select are :

  • $ 25,000 bodily injury indebtedness per person .
  • $ 50,000 bodily injury liability per accident .
  • $ 25,000 property wrong liability per accident .

While these limits will satisfy legal requirements, they may not always be enough to pay off a legal colony against you. A individual crash could easily result in more than $ 25,000 in damage to another driver ’ mho vehicle, for exercise. Any repairs that exceed that sum would be your duty. Check out our guide to car indemnity requirements by state for more details on choosing your liability limits, plus optional coverages you might want such as collision, comprehensive examination and uninsured motorist indemnity.

Alternative Indiana car insurance

If you ’ re deny car insurance on the voluntary market due to credit problems, a checker drive record or early circumstances, you can seek coverage through the Indiana Automobile Insurance Plan. For more help finding competitive car indemnity rates, try NerdWallet ‘s car policy comparison instrument .

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