CarShield Extended Warranty Review In Our public opinion : In its 16 years of business, CarShield has covered over 1 million vehicles and its administrators have paid out over $ 1 billion in claims. What makes CarShield such a democratic supplier ? We think it ‘s the party ‘s below-average prices and elastic month-to-month coverage plans.
diligence Standing coverage Affordability Customer Service Pros Six plans available, including those for high-tech features and forte ATVs long-run and month-to-month coverage options Covers some vehicles up to 200,000 miles Cons abject fink and warn of complaints from the Better Business Bureau ( BBB ) not all contracts movable rental cable car reimbursement not always included 4.5 Most low-cost GET pricing CarShield is one of the country ’ s most popular mugwump guarantee providers, offering drivers month-to-month contracts, compromising protection plans, and a range of deductibles. In our review of the best extend car guarantee companies, we gave CarShield the differentiation of Most Affordable. But do CarShield reviews from customers suggest the low-cost choice is the best choice ?
Below, we delve into CarShield reviews, coverage options, and costs to help you determine whether a CarShield extended guarantee may be right for your vehicle .
Our rating : 4.2 out of 5.0
( 877 ) 265-5123
long-familiar provider that offers big coverage with great price
What We Like About CarShield
CarShield is one of the top options in the diligence when it comes to low-cost coverage and benefits. We named the company “ Most low-cost ” in our report of adept extended car guarantee companies. CarShield offers plans for cars with up to 300,000 miles and includes wayside aid with each plan. Some coverage plans even come with rental cable car reimbursement .
Our research found that CarShield offers a utilitarian rate of plans and identical reasonably-priced coverage for such a reputable extend car guarantee company. That ’ sulfur why we named it “ Most low-cost ” among the providers in our study .
CarShield earned a 4.2 out of 5.0-star rating, placing it fourthly among all providers. hera ’ s how that denounce breaks down :
- Industry standing: 3.8
- Coverage: 4.6
- Affordability: 4.5
- Customer Service: 3.6
CarShield Pros and Cons
|CarShield Pros||CarShield Cons|
Founded in 2005 and based in St. Peters, Missouri, CarShield is technically a vehicle service condense broke, meaning it offers protection plans administered by early companies such as american Auto Shield, called obligators. This frame-up gives drivers a wider variety of coverage options and price points. You can even find coverage for ATVs and other alternative vehicles .
If you have a CarShield fomite service narrow, covered repairs can be made at any franchise or compensate facility certified by the National Institute for Automotive Service Excellence ( ASE® ). This makes finding an eligible mechanic easy, which is important if you have a breakdown far from home. many CarShield reviews mentioned how easy it was to use the company ’ south coverage for repairs .
CarShield besides includes perks to help cover the costs of getting you to the nearest haunt denounce .
CarShield Extended Warranty Costs
When we reached out to CarShield for a quote for a 2018 Toyota Camry with 28,000 miles, the sum cost of CarShield ’ s most comprehensive examination auspices plan was $1,794.04. CarShield is an low-cost supplier compared to other strain cable car guarantee companies. Our research team conducted a 2021 guarantee view polling 1,000 drivers, and most said they paid $1,500 to $2,500 for their vehicle service contracts .
note that your extend car guarantee costs will vary depending on your situation. Your car ’ south senesce, make, model and mileage will all affect how much you pay for coverage .
CarShield Extended Warranty Cost Estimates
We reached out to CarShield for barren quotes on a copulate vehicles, and the party gave us the following price :
|Vehicle Type||CarShield Warranty||Term Length||Monthly Payment||Deductible|
|2018 Toyota Camry||diamond||5 years/100,000 miles||$ 83.28 for 18 months||$100|
|2013 Honda Accord||amber||Unlimited||$ 99.99 monthly||$100|
|2016 Chevrolet Silverado||diamond||5 years/100,000 miles||$ 129.99 monthly||$100||2017 Honda CRV||platinum||Unlimited||$ 119.99 monthly||$100|
With CarShield, drivers can choose from multiple deductibles, starting at $ 0. The caller besides offers monthly payment plans, so you don ’ t have to worry about being locked into a long-run contract .
CarShield Warranty Coverage Options
What an extend car guarantee covers depends on the plan you choose. CarShield offers six coverage plans :
|Diamond||comparable to a new car ’ s manufacturer ’ south guarantee, CarShield Diamond coverage is an exclusionary plan. This means all systems and components of your fomite are included, except for a short list of non-covered parts .|
|Platinum||commodity for high-mileage vehicles or practice cars, the Platinum plan covers certain parts of your vehicle ’ second engine, transmittance, cooling system, air out conditioning, steering, brakes, electric components, and fuel pump. CarShield Platinum is stated-component coverage, meaning each cover part is listed in the fomite service contract .|
|Gold||As CarShield ’ sulfur enhanced powertrain coverage, the Gold plan focuses on common powertrain components such as the engine, transmission, and drivetrain. It besides includes parts such as the alternator, office window motors, and starter .|
|Silver||The Silver design is CarShield ’ s most basic ( and most low-cost ) powertrain design. It covers only the most authoritative parts of your vehicle, including your engine, transmission, water pump, and drive axle .|
|Aluminum||The Aluminum plan covers most computer-related and electrical components, including the power seat control, sensors, cruise manipulate, electronic gauges, and LCD screens .|
|Motorcycle & ATV||If you have a motorcycle or all-terrain vehicle that needs coverage, CarShield offers plans for forte vehicles .|
Most of CarShield ’ mho plans allow customers to transfer coverage to subsequent owners. The summons requires a $ 50 administrative fee, and customers can not transfer coverage to other vehicles.
CarShield contracts can be canceled at any time .
CarShield Warranty Exclusions
even the most comprehensive strain car warranties have their limits. The exclusions in CarShield plans are coarse among about every prolong guarantee supplier on the grocery store .
CarShield does not cover :
- Parts that have been modified or altered
- Wear-and-tear components such as brake pads and air filters
- Damage caused by acts of nature, collision, vandalism, or lack of proper maintenance
- Auto repairs that have been made without pre-authorization from a CarShield claims representative
CarShield Added Benefits
In many CarShield reviews, customers touted the caller ’ second benefits. With CarShield guarantee contracts, drivers besides receive :
- 24-hour roadside assistance
- Courtesy towing for breakdowns
- Rental car reimbursement (not included with all plans)
CarShield includes 24-hour roadside assistance in each of its vehicle service contracts.
How Do CarShield Extended Warranties Work ?
According to many of the CarShield reviews we saw, the caller offers an comfortable march for purchasing an offer guarantee. To get a quote, you can call the guarantee supplier directly or input your information on its web site. When our team called to inquire about a quote, the control time was less than a infinitesimal and the solid call took about 10 minutes .
If you need to use your widen guarantee coverage, you can file a claim on-line or over the call. You can besides take your fomite to any license repair facility if you experience a mechanical breakdown .
If your repairs are covered under guarantee, CarShield will pay the repair denounce directly. You will only have to pay a deductible for service. More than a few of the CarShield reviews we read mentioned a politic, easy rectify and claims process, meaning you can reasonably expect the like from the provider .
How to Cancel Your CarShield Contract
You can cancel a CarShield policy at any time. however, to cancel your sign you ’ ll necessitate to contact customer patronize directly and submit a policy cancellation notice .
If you cancel within the first 30 days of your policy, you ’ ll get a full moon refund. After 30 days, you can get a prorate refund for the amount of fourth dimension left on your policy in most cases .
CarShield Ratings and Reviews
CarShield has been featured on ESPN, CNN, HGTV, and TBS and has a act of celebrity endorsements, including one from rapper and actor Ice-T. Additionally, there are thousands of on-line CarShield review from customers. The company holds a rat of 4.1 out of 5.0 stars on Google, with more than 8,000 reviews. It besides has 4.0 out of 5.0 stars on Trustpilot, with over 22,000 driver ratings .
Despite these positive CarShield review, the BBB gives the caller an F denounce and indicates a convention of complaints involving pushful or deceptive sales and ad, difficulty canceling policies, and ill-mannered CarShield representatives .
There are more than 1,100 CarShield customer reviews on the BBB web site, with an average evaluation of 1.4 out of 5.0 stars. CarShield customer service responds to many comments, and about 1,200 complaints have been closed in the past year. The complaints actually represent a belittled number in comparison to the more than a million contracts the supplier says it has sold .
here ’ s what a few customers had to say in CarShield reviews :
positive CarShield Reviews
In many of the plus CarShield reviews we saw, customers wrote about how easy it was to use their guarantee to pay for car repairs .
“ I have had to use CarShield two times. Both times they responded and covered my repairs without any hassle. ”
– Mary M. via BBB
“ We bought a car guarantee for our 2007 Impala. We were in California when the transmission went out. CarShield stepped in, got the claim approved quickly, and we were back on the road. Don ’ triiodothyronine know what we would have done without them. ”
– Marion Roth via Google
negative CarShield Reviews
Customers who reported a less-than-fulfilling experience in their CarShield reviews tended to focus on certain components not being covered under the extended guarantee contract .
“ Paid $ 121 per month, and when my cable car broke down, they didn ’ thyroxine pay a penny. ”
– Lee via BBB
“ I bought CarShield because of the amazing commercials. On the phone, the salesperson said that ‘ anything that is not a wear detail is covered, so no brake pads, no tires, etc. ’ … Turns out that a draw of things are not covered. There are 10 pages of all right print. ”
– Marco Borrillo via Google
CarShield Mobile App
The CarShield Mobile app, available for Android and io, allows policyholders to view details of their contracts on their mobile devices. On the app, you can quickly find information for guarantee claims, customer serve, and wayside aid .
CarShield Mobile has overall positive ratings from users online. The app has an average evaluation of 3.8 out of 5.0 stars on the Apple Store and 3.4 out of 5.0 stars on the Google Play storehouse .
conclusion : CarShield Wins “ Most Affordable ”
Our research on CarShield ’ s coverage options, costs, and customer service shows that CarShield could be a bang-up choice to protect your vehicle in the long rivulet, particularly if you ’ re on a mean budget and in motivation of a use car guarantee or you ’ ra approaching your factory guarantee expiring. The company ’ s price on its guarantee plans was the cause we named it “ Most low-cost ” among providers in our report .
Although the company has received complaints, CarShield reviews are predominantly positive, and the company has a good list in the industry. Considering CarShield is one of the best stretch guarantee companies and says it has covered more than 1 million vehicles in 16 years, a few hundred negative comments scantily make a dent in the ship’s company ’ s reputation .
Our rate : 4.2 out of 5.0
( 877 ) 265-5123
long-familiar provider that offers great coverage with big price
Our top Picks for Extended Warranty Coverage
It ’ mho always smart to shop around for extended guarantee plans to make sure you ’ re getting the best softwood for the coverage you need. We recommend comparing exempt quotes from CarShield with quotes from early reputable extended car guarantee companies. Below, we spotlight two of those companies : survival and CARCHEX .
survival : Best overall
endurance is a reputable stretch car guarantee supplier that ’ sulfur been in business since 2006. The party stands out in the vehicle protection diligence for being a direct extended guarantee provider rather than a agent or reseller. This means that Endurance provides and fulfills most of its plans without any outdoor avail .
survival offers six levels of coverage. Each design comes with one class of Endurance Elite Benefits, which include perks such as tire repair or replacement, a collision discount, and 24/7 wayside aid. endurance has solid reviews from customers, with a 4.4-star rat out of 5.0 on Trustpilot and a 3.4-star rate out of 5.0 on the BBB web site .
You can find out more about the company in our Endurance guarantee inspection .
Our Rating – 4.6 out of 5.0
( 866 ) 990-3410
industry veteran that handles your plan immediately, from quote to claim
CARCHEX : Best for Used Cars
CARCHEX is a reputable third-party guarantee supplier offering five levels of coverage and a long list of perks, including towing coverage, 24/7 wayside aid, and rental car reimbursement .
CARCHEX has an A+ military rank from the BBB but earns just 2.1 stars out of 5.0 based on customer reviews. The guarantee supplier has a 3.3-star rat out of 5.0 from Trustpilot .
Read our CARCHEX recapitulation to find out more about the third-party guarantee provider .
Best for Used Cars
Our rat : 4.3 out of 5.0
( 866 ) 950-7122
Top-rated supplier with matchless customer military service and low-cost coverage
faq : CarShield Reviews
How much does CarShield cost per month ?
Based on our research, the modal cost of a CarShield Diamond plan for a late-2010s SUV with fewer than 50,000 miles is between $100 and $130 per month with a $ 100 deductible. A gold design for a 2013 sedan with just under 100,000 miles would besides cost $ 130 per month with a $ 100 deductible .
Is CarShield worth having ?
As our blame for Most Affordable third-party guarantee provider, CarShield can be a good choice for drivers seeking low-cost coverage. The supplier offers multiple coverage plans and month-to-month contracts, but buying any protective covering plan carries the risk of paying for services you may not need .
What repairs does CarShield cover ?
CarShield repair coverage depends on the extend car guarantee you purchase. The provider offers basic powertrain guarantee plans that cover the engine, transmittance, and drive axles. CarShield besides offers exclusionary bumper-to-bumper warranties that cover about every mechanical and electric part .
Most of the company ’ south protection plans provide coverage somewhere between a powertrain guarantee and a bumper-to-bumper guarantee .
Does CarShield cover electrical problems ?
CarShield ’ s Platinum plan and Diamond design both cover charge electric systems. The Aluminum plan covers most electrical parts, including the starter and seafaring systems .
Are extend car warranties worth it ?
An extend car guarantee can be worth it for owners of older vehicles who want peace of mind and want to avoid paying for unexpected repair costs out of scoop. But this depends on your needs and your vehicle. Check average repair costs on sites such as RepairPal to compare them to your extend car guarantee quotes .
Does CarShield have a deductible ?
With CarShield, customers can choose the deductible – deoxyadenosine monophosphate broken as $ 0 – with their plans. however, just like with car policy, a lower deductible means a higher bounty .
What is the average cost of a CarShield guarantee ?
The average cost of a CarShield guarantee varies based on respective factors, including your vehicle ’ s age and mileage and the deductible and tied of coverage you choose .
Does CarShield cover brakes ?
Four of CarShield ’ s guarantee plans cover the actual brakes on your vehicle. however, normal wear items like brake pads are not covered.
What is CarShield ’ s waiting period ?
All CarShield plans come with a 20-day/500-mile waiting period before becoming active. This is to prevent the party from covering preexistent mechanical issues .
To get support for your issue, you can use a imprint at CarShield.com to submit a request for help oneself. If you need immediate aid during business hours, you can call their customer service earphone number at 1-800-974-9385. Customer service representatives are available Monday through Friday between 7:00 AM and 6:00 PM .
Our expert review team takes satisfaction in providing accurate and unbiased information. We identified the following rate categories based on consumer survey data and conducted across-the-board research to formulate rankings of the best prolong car guarantee providers .
- Affordability: A variety of factors influence cost, so it can be difficult to compare quotes between providers. Our team performs ongoing secret shopper analyses for different vehicles, mileages, warranty plans, and locations to give this rating.
- Coverage: Because each consumer has unique needs, it’s essential that a car warranty company offers an array of coverage options. We take into account the number of plans offered by each provider, term limits, exclusions, and additional benefits.
- Industry Standing: Our team considers Better Business Bureau (BBB) ratings, availability, and years in business when giving this score.
- Customer Service: Reputable extended car warranty companies operate with a certain degree of care for consumers. We take into account customer reviews, BBB complaints, and the responsiveness of the customer service team.