Cheap car insurance for drivers with prior incidents
The cost of car insurance in New Jersey will typically increase for drivers after a driving incident. Drivers who have been in an at-fault accident or who have received a quotation for speeding or after a DUI will probably see higher rates than those who have n’t .
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Cheapest car insurance after an accident: Plymouth Rock
New Jersey drivers with an accident on their driving record may even be able to find brassy full coverage cable car insurance quotes at Plymouth Rock, where the average price is $ 1,438 — 50 % cheaper than average. notably, NJM is the entirely insurance company not to raise its premiums after one accident .
Having fair one accident on your tug criminal record can increase your car policy quotes well, as a driver who ‘s gotten in one crash is more probable to get in another in the future. New Jersey drivers pay 57 % more after an at-fault accident .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| Plymouth Rock | $1,438 | $120 |
| Geico | $1,586 | $132 |
| NJM | $1,769 | $147 |
| State Farm | $2,543 | $212 |
| Progressive | $2,900 | $242 |
| Travelers | $3,913 | $326 |
| Allstate | $5,986 | $499 |
Cheapest for people with a speeding ticket: Geico
New Jersey drivers who have one speeding ticket on their record may be able to find the cheapest wax coverage car indemnity quotes with Geico, which offers coverage for $ 1,134 per year — the like price you ‘d pay if you had n’t gotten a speed ticket.
Plymouth Rock besides keeps the same rates after a first speed slate. Its average monetary value is $ 1,332 per year — $ 198 more per annum than Geico .
Receiving a speeding ticket can raise the cost of car insurance by about 15 % on modal, while being involved in an accident raises the cost by 57 % on average .
|
Company |
Annual rate |
Monthly rate |
|---|---|---|
| Geico | $1,134 | $94 |
| Plymouth Rock | $1,332 | $111 |
| State Farm | $1,558 | $130 |
| NJM | $2,171 | $181 |
| Progressive | $2,420 | $202 |
| Travelers | $3,034 | $253 |
| Allstate | $3,102 | $258 |
Cheapest car insurance after a DUI: NJM
Drivers who have been cited for a DUI can calm find bum car policy in New Jersey from NJM. Car policy from NJM costs $ 2,171 — 21 % less than the average after a driver gets a DUI .
After a DUI, the monetary value of car policy in New Jersey can precipitously increase to $ 2,736 per year for full coverage. That ‘s a $ 908 jump from the rate for a driver with a clean record .
|
Company |
Annual rate Read more: The 7 Best Car Insurance Companies (2022) |
Monthly rate |
|---|---|---|
| NJM | $2,171 | $181 |
| Progressive | $2,199 | $183 |
| Geico | $2,282 | $190 |
| Plymouth Rock | $2,459 | $205 |
| Travelers | $3,630 | $302 |
| Allstate | $3,676 | $306 |