This content is powered by, a license indemnity producer ( NPN : 8781838 ) and a corporate consort of LLC services are only available in states were it is licensed and indemnity coverage through may not be available in all states. All policy products are governed by the terms in the applicable indemnity policy, and all relate decisions ( such as approval for coverage, premiums, commissions and fees ) and policy obligations are the lone responsibility of the underwrite insurance company. The information on this site does not modify any indemnity policy terms in any way. is an freelancer, advertising-supported publisher and comparison overhaul. We are compensated in exchange for placement of sponsor products and, services, or by you clicking on certain links posted on our site. consequently, this compensation may impact how, where and in what order products appear within listing categories. other factors, such as our own proprietorship web site rules and whether a product is offered in your area or at your self-selected credit score stove can besides impact how and where products appear on this locate. While we strive to provide a wide range offers, Bankrate does not include information about every fiscal or credit product or service. We ’ ra transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Bankrate follows a rigid editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right fiscal decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.

You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the technical advice and tools needed to succeed throughout life ’ s fiscal journey. Bankrate ’ s editorial team writes on behalf of YOU – the reader. Our finish is to give you the best advice to help you make fresh personal finance decisions. We follow hard-and-fast guidelines to ensure that our column subject is not influenced by advertisers. Our editorial team receives no lineal recompense from advertisers, and our content is thoroughly fact-checked to ensure accuracy. thus, whether you ’ re reading an article or a review, you can trust that you ’ re getting credible and dependable information. We rate your trust. Our deputation is to provide readers with accurate and indifferent data, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you ’ re take is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive send compensation from our advertisers. Bankrate follows a stern column policy, so you can trust that we ’ rhenium putting your interests first. Our award-winning editors and reporters create honest and accurate message to help you make the right fiscal decisions. All providers discussed on our site are vetted based on the measure they provide. And we constantly review our criteria to ensure we ’ ra putting accuracy beginning. Our insurance team is composed of agents, data analysts, and customers like you. They focus on the points consumers care about most — price, customer overhaul, policy features and savings opportunities — so you can feel confident about which provider is proper for you. Bankrate follows a rigorous editorial policy, so you can trust that we ’ re putting your interests beginning. All of our message is authored by highly certified professionals and reviewed by national matter experts, who ensure everything we publish is aim, accurate and worthy of your confidence. Founded in 1976, Bankrate has a long track record of helping people make smart fiscal choices. We ’ ve maintained this reputation for over four decades by demystifying the fiscal decision-making procedure and giving people confidence in which actions to take next. While we adhere to strict column integrity, this position may contain references to products from our partners. here ‘s an explanation for how we make money. This content is powered by ( NPN : 8781838 ). For more data, please see our Insurance disclosure. As you are shopping for the best or cheapest cable car policy in Nevada, it is beneficial to know how much you should expect to pay. The average price of entire coverage car insurance in Nevada is $ 2,246 per year, and the average cost of minimum coverage car policy is $ 860 per year. It ’ s importantly more than the national average cost of cable car policy, which costs $ 1,674 for wide coverage and $ 565 for minimum coverage. To find the cheapest car indemnity companies in Las Vegas, we looked at the biggest providers and evaluated each ship’s company based on discounts, coverage options, customer service and more.

Best car insurance companies in Las Vegas

The best car insurance companies in Las Vegas are Geico, USAA, Progressive, Nationwide and State Farm. We selected these carriers because of their average policy rates, third-party ratings, fiscal strength, coverage options, discounts and customer service reviews .


The average Las Vegas driver pays $ 1,332 per class for a entire coverage car policy policy from Geico and equitable $ 518 per year for a minimum coverage policy. Geico tied for first base place in J.D. Power ’ second 2020 U.S. Car Insurance Study for overall customer gratification in the Southwest area, which includes Nevada. Despite having limited coverage options, Geico offers highly low-cost policies and a wide rate of discounts .


Nationwide ’ south average car policy policies are reasonably low-cost compared to the early providers on our list. The average driver pays $ 2,022 per annum for full coverage indemnity and $ 746 annually for minimal coverage policy. however, Nationwide offers a variety of coverage options, including some singular accessory policies. Drivers can get opening indemnity, accident forgiveness, a sum personnel casualty deductible release and more .


progressive ’ randomness average full coverage cable car policy policy in Las Vegas is $ 1,962 per year. In addition to customizable coverage options, Progressive besides offers a kind of on-line tools and resources for first-time indemnity buyers. You can use the Name Your Price® Tool to find policies within your price range and compare car indemnity rates on Progressive ’ s web site .

State Farm

The median Las Vegas driver pays $ 2,192 per year for a full coverage policy, but if you are confident in your condom tug skills, you could get a cheaper premium with State Farm. The company offers two dependable driver rewards programs ( including one for young drivers ) that can help you save money for practicing safe on-road behaviors .


USAA constantly receives a high score from J.D. Power, tied though it can ’ t be ranked due to limitations on who it sells policies to. It besides has an A++ rat from AM Best for fiscal strength. The ship’s company is known for having exceptional customer avail, big prices and beneficial coverage options. however, USAA entirely sells car insurance to military members and veterans and their families. But if you ’ rhenium eligible, it might be worth checking out .

Las Vegas insurance requirements

car policy is legally required in Las Vegas. According to Nevada law, all drivers in the country must carry minimum car insurance coverage, which includes :

  • $25,000 in bodily injury liability coverage per person
  • $59,000 in bodily injury liability coverage per accident
  • $20,000 in property damage liability coverage per accident

Drivers that carry minimal coverage insurance pay the lowest rate. however, most drivers will benefit from purchasing more coverage than what is required. Nevada ’ s minimum coverage indemnity may not cover the full moon cost of an accident. additionally, drivers who have a leased or financed car are normally required to carry wax coverage indemnity until their vehicle is paid off .

How to get the best car insurance

not only does Las Vegas have a boastfully population, but there are millions of tourists that visit the city each year, which means the chance of an accident occur is high. It ’ sulfur crucial to protect yourself with the best coverage based on your needs .

  • Evaluate your needs: Car insurance premiums are highly personalized for each driver based on a series of rate factors. Car insurance companies look at things like where you live, the kind of car you drive, your driving history and your credit score before formulating a price for your auto insurance policy based on your individual risk as a policyholder.
  • Consider state factors: Car insurance is legally required in Las Vegas. However, most drivers will benefit from purchasing more coverage than what is legally required. Nevada’s minimum coverage insurance may not cover the full cost of an accident.

Car insurance discounts in Las Vegas

Most car insurance companies in Las Vegas, including the five carriers we reviewed, offer discounts that can help drivers lower their policy premiums. here are some of the best car policy discounts available in Las Vegas .

Discount Geico Nationwide Progressive State Farm USAA
Anti-lock brakes X X
Anti-theft devices X X X X
Automatic payment/paperless billing X X
Defensive driving course X X X X
Early signing X
Full payment
Good student X X X X X
Green vehicle
Loyalty X
Low annual mileage X X X X
Military X X
Multiple policies X X X X X
Multiple vehicles X X X X
Occupational or organizations X
Safe driver/accident free X X X X X
Safety features X X

Frequently asked questions

What is the best car insurance company?

The best car insurance caller is different for every driver. Before choosing an insurance caller, it is important to consider what you rate, like customizable coverage or full customer service .

How much car insurance do I need in Las Vegas?

Drivers in Las Vegas must carry minimum coverage car policy, per submit law. however, it is constantly worth considering purchasing fully coverage car insurance, which offers more auspices. Most car policy companies in Las Vegas sell full coverage indemnity, which includes collision, comprehensive, indebtedness, medical payments and uninsured/underinsured motorist coverage .


Bankrate utilizes Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean drive record, commodity credit and the keep up full coverage limits :

  • $100,000 bodily injury liability per person
  • $300,000 bodily injury liability per accident
  • $50,000 property damage liability per accident
  • $100,000 uninsured motorist bodily injury per person
  • $300,000 uninsured motorist bodily injury per accident
  • $500 collision deductible
  • $500 comprehensive deductible

To determine minimum coverage limits, Bankrate used minimal coverages that meet each state ’ south requirements. Our base profile drivers own a 2019 Toyota Camry, change five days a week and drive 12,000 miles per annum. These are sample rates and should alone be used for comparative purposes .

Leave a Reply

Your email address will not be published. Required fields are marked *