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9 Cheapest Cars To Insure For 17-Year-Olds
In the chart below, you ’ ll find what we ’ ve determined to be the cheapest cars to insure for 17-year-olds. Vehicles from brands such as Honda, Subaru, Ford, and Mazda frequently have lower premiums thanks to their dependability. Added safety features including bracken aid, advanced air out bags, a rearview television camera, and blind-spot monitors can besides drive down car insurance costs.
| Vehicle | Average Premium* | Daytime Running Lights | Pre-Collision Braking or Brake Assist | Rearview Camera | Blind-Spot Monitor | Advanced Air Bags |
|---|---|---|---|---|---|---|
| 2019 Honda Odyssey LX | $1,298 | ✔ | ✔ | ✔ | ✔ | ✔ |
| 2019 Subaru Outback 2.5I | $1,306 | ✔ | ✔ | ✔ | ✔ | ✔ |
| 2019 Mazda CX-3 | $1,307 | ✔ | ✔ | ✔ | ✔ | |
| 2019 Honda HR-V | $1,325 | ✔ | ✔ | ✔ | ✔ | |
| 2019 Honda CR-V | $1,333 | ✔ | ✔ | ✔ | ✔ | ✔ |
| 2019 Ford Escape S | $1,344 | ✔ | ✔ | ✔ | ✔ | ✔ |
| 2019 Subaru Forester | $1,347 | ✔ | ✔ | ✔ | ✔ | ✔ |
| 2019 Jeep Compass | $1,349 | ✔ | ✔ | ✔ | ✔ | ✔ |
| 2019 Mazda CX-5 | $1,352 | ✔ | ✔ | ✔ | ✔ | ✔ |
*According to data from Forbes, Insure.com, and the Insurance Institute for Highway Safety ( IIHS ).
Tips For Finding The Cheapest Cars To Insure
Buying an cheap vehicle does not always lead to a lower car insurance rate, but if your reasonably priced fomite comes with a number of safety features, it will surely drive down your average monetary value. In addition to the elements mentioned in our chart above, look for fomite features including :
- Anti-lock brakes
- Electronic stability control
- Lane-drift protection
- Adaptive cruise control
- Seatbelt pretensioner
- Keyless entry and ignition
- Alarm system
If you add extra security system items, such as a removable cake across your steering wheel, you may besides be able to get a discount. You besides need to consider the age of your car. You ’ ll notice there are no model-year 2020 or 2021 vehicles on our list of the cheapest cars to insure for 17-year-olds. This is because, according to the IIHS, 83 percentage of teens ’ cars are bought used. If you purchase a fresh vehicle with all the bells and whistles, those high-tech parts may make the car more expensive to insure, which is something to keep in judgment when choosing the right drive for your adolescent driver. On the pass side, if you buy a use cable car that ends up being expensive to repair or uses hard-to-find substitution parts, it could cost more to insure. There are besides a few features the IIHS recommends avoiding, as they can make cars less condom for newly drivers – and more expensive to insure. These include :
- Smaller, lightweight vehicles that can more easily be damaged in an accident
- Strong engines with a lot of horsepower
- Low ratings from the National Highway Traffic Safety Administration ( NHTSA )
What Affects The Price Of Car Insurance?
When trying to get an low-cost policy, finding the cheapest cars to insure for 17-year-olds is just one depart of the puzzle. State laws dictate what other information a company can use to determine your car policy rates. Along with your vehicle information, here are the independent factors that broadly go into determining indemnity premium costs :
- Gender: Men tend to pay higher rates than women for car insurance, up to a certain age. At a higher age, womens’ rates tend to surpass mens’ rates.
- Age: Teens pay anywhere from 59 percent to 116 percent more for insurance, according to financial technology company SmartAsset.
- Location: In certain states and areas with a high population density or above-average accident rates, premiums will be higher.
- Marital status: Trends show that married people, especially married men, have lower accident rates than single people. Therefore, rates may be slightly lower.
- Profession and commute: Drivers with long commutes or who travel for work may pay higher rates than people who routinely work close to home.
- Driving history: Poor marks on your driving record or a lack of driving experience can lead to higher rates. This is one main reason teens can be difficult to insure.
How To Save On Car Insurance For Teens
How much is it to insure a 17-year-old driver ? Though prices vary, car insurance for teens can be more expensive than for an older, more experience driver. fortunately, there are many ways to decrease your cable car indemnity agio. In summation to purchasing one of the cheapest cars to insure for 17-year-olds, you may be able to save money by taking advantage of respective discount opportunities. many of the industry ’ sulfur biggest car policy companies offer discounts for drivers still getting the hang of things, such as those for being a full student, going away to college without your vehicle, taking a driver aim course, or just for being a modern driver. You ’ re more likely to get a thoroughly rate on adolescent car indemnity if you add your modern driver to your existing design. many companies offer multi-vehicle discounts to encourage commitment. It ’ s likely you will hush see an increase in your indemnity payments, but normally not american samoa much as if your adolescent took out indemnity on their own. Our clear recommended car policy providers offer the adopt discounts for young drivers and their families :
| Insurance Provider | Good Student Discount | Teen Driver Discount | Distant Student Discount | Driving Training Discount | Multi-Vehicle Discount |
|---|---|---|---|---|---|
| USAA | ✔ | ✔* | ✔ | ||
| Geico | ✔ | ✔* | ✔ | ||
| State Farm | ✔ | ✔ | ✔* | ✔ | |
| Progressive | ✔ | ✔ | ✔ | ✔ | |
| Liberty Mutual | ✔ | ✔ | ✔ |
*May vary by state. Another manner to save on car policy for new drivers is to enroll in safe drive programs, which are offered by assorted car insurance companies. These programs are in everyone ’ randomness best sake – they help adolescent drivers with defensive and non-distracted drive tips, lower the gamble for the car policy company, and keep premiums humble. Companies that presently offer these types of car insurance programs include Liberty Mutual and Allstate.
Our Recommendations For Teen Car Insurance
Choosing the best car policy company is equitable american samoa crucial as finding the cheapest cable car to insure for 17-year-olds. The purchases go hand in hand. In our holocene analyze of the best insurance companies for teens, Liberty Mutual and State Farm stood out for their industry reputations, adolescent discounts, and affordability. Read on to learn more about our top picks, or start comparing multiple car policy quotes veracious off. Simply enter your slide fastener code below or call (844) 246-8209 to get spare car policy quotes from the diligence ’ s clear providers.
Liberty Mutual: 4.0 Stars
In our industry review, we determined Liberty Mutual to be the best indemnity supplier for teens thanks to its many young driver discounts and resources for parents, like guides on how to coach modern drivers and how to talk to your adolescent about the duty of driving a car. The democratic mid-sized car policy company offers the discounts mentioned above, ampere well as the Liberty Mutual RightTrack® program. With RightTrack, you can plug a provide device into your adolescent ’ south car or use a dedicate fluid app to track driving habits for potential savings. Drivers can save up to 30 percentage on their premiums when they show beneficial driving habits.
State Farm: 4.5 Stars
We named State Farm the best policy supplier for students. It has many youthful driver discounts, including those for maintaining a high GPA, leaving your car at home plate when you go away to college, and taking driving lessons. additionally, State Farm offers plans in all 50 states, which makes it easy to start a newfangled policy if your adolescent moves away after college.
Like Liberty Mutual, State Farm has a safe-driving discount program for young drivers called Steer Clear®. however, it ’ s a short more imply, and you must maintain a cleanse drive record for three years to qualify. In order to get a dismiss through Steer Clear, you must complete a six-month program that includes train on a mobile app, tracked practice sessions, mentor, and final authentication.
Methodology
In an campaign to provide accurate and indifferent information to consumers, our technical follow-up team collects data from dozens of car insurance providers to formulate rankings of the best insurers. Companies receive a score in each of the succeed categories, deoxyadenosine monophosphate good as an overall weighted seduce out of 5.0 stars.
- Industry Standing: Insurers with strong financial ratings and customer-first business practices receive the highest scores in this category.
- Availability: We consider availability by state as well as exclusions for specific groups of drivers.
- Coverage: This rating is based on types of insurance available, maximum coverage limits, and add-on policies.
- Cost and Discounts: Our research team reviews sample quotes for a variety of drivers in every state. Companies with lower prices and many car insurance discount opportunities receive the best scores.
- Customer Service: We comb through customer reviews and consumer feedback studies from experts like J.D. Power.
- Technology: Auto insurers with mobile apps, advanced online services and telematics are more likely to meet consumer needs.