The Cheapest Car Insurance in Minnesota for 2022 – NerdWallet

car insurance is an significant leverage, but finding cheap car insurance in Minnesota international relations and security network ’ metric ton always easy. That ’ second why it ’ sulfur authoritative to compare rates from multiple insurers. The average monetary value of full coverage car insurance in Minnesota is $ 1,463 per class, or about $ 122 per month, according to NerdWallet ’ south psychoanalysis. minimum coverage in Minnesota is $ 548 per class on average, but we found you can likely get a cheaper policy. For model, North Star offers the cheapest rates in Minnesota at $ 259 per year, on average, for minimal coverage car insurance for a 35-year-old driver with a clean tug read.

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Cheapest car insurance ship’s company overall in Minnesota
grow Bureau Financial Services	$ 75/month	not so far rated .
Cheapest for minimum coverage
North Star	$ 22/month	not even rated .
Cheapest for young drivers
American Family	$ 127/month	5.0 NerdWallet rat NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.
Cheapest for drivers with poor credit rating
farm Bureau Financial Services	$ 75/month	not so far rated .

How we chose the cheapest companies in Minnesota

NerdWallet ’ s editorial team analyzed car policy rates from 15 car insurers in Minnesota and found the five cheapest options for drivers in several age brackets and with different histories, all driving a 2019 Toyota Camry L. For minimal coverage, we looked at rates that reflect the minimum requirements in Minnesota. For fully coverage, we used the below coverage limits :

• $ 100,000 bodily injury indebtedness per person .
• $ 300,000 bodily injury indebtedness per accident .
• $ 50,000 property damage indebtedness per accident .
• $ 100,000 uninsured motorist coverage per person .
• $ 300,000 uninsured motorist coverage per accident .
• Collision coverage with a $ 1,000 deductible .
• comprehensive examination coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a lot of quotes to find bum cable car indemnity. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. however, some companies routinely have better policy rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Minnesota for 20-year-olds

Drivers in Minnesota with clean drive records may want to consider the follow companies, which had the lowest average rates :

1. american Family : $ 1,524 per class, or about $ 127 per calendar month .
2. grow Bureau Financial Services : $ 1,709 per year, or about $ 142 per month .
3. state farm : $ 1,931 per class, or about $ 161 per calendar month .
4. north star : $ 2,131 per year, or about $ 178 per month .
5. Auto-Owners : $ 2,319 per class, or about $ 193 per calendar month .

Cheapest minimum coverage car insurance in Minnesota for 20-year-olds

Drivers in Minnesota who want good the state minimum coverage may want to check with these companies, which had the lowest modal rates :

1. north star : $ 543 per class, or about $ 45 per month .
2. Auto-Owners : $ 708 per class, or about $ 59 per month .
3. department of state farm : $ 788 per class, or about $ 66 per month .
4. american english Family : $ 818 per class, or about $ 68 per month .
5. grow Bureau Financial Services : $ 854 per class, or about $ 71 per month .

Cheapest auto insurance in Minnesota for 20-year-olds with poor credit

Drivers with poor credit in Minnesota should look at the following insurers with the lowest modal rates for minimum coverage :

1. north star : $ 900 per year, or about $ 75 per calendar month .
2. Geico : $ 1,229 per year, or about $ 102 per month .
3. West Bend : $ 1,399 per class, or about $ 117 per month .
4. Country Financial : $ 1,515 per year, or about $ 126 per month .
5. american Family : $ 1,574 per year, or about $ 131 per month .

Cheapest auto insurance in Minnesota for 20-year-old drivers with one at-fault crash

For drivers with a holocene accident in Minnesota, here are the companies with the lowest average rates for minimum coverage :

1. american Family : $ 818 per year, or about $ 68 per month .
2. north star topology : $ 831 per class, or about $ 69 per month .
3. Auto-Owners : $ 969 per year, or about $ 81 per month .
4. submit grow : $ 1,027 per year, or about $ 86 per month .
5. Country Financial : $ 1,058 per class, or about $ 88 per calendar month .

Cheapest auto insurance in Minnesota for 20-year-old drivers after a DUI

The cheapest car insurance we found after a DUI is shown here, alongside the insurers ‘ average rates for minimal coverage .

1. american english Family : $ 968 per year, or about $ 81 per month .
2. westerly National : $ 1,076 per class, or about $ 90 per calendar month .
3. country grow : $ 1,245 per class, or about $ 104 per month .
4. Country Financial : $ 1,260 per year, or about $ 105 per calendar month .
5. north star : $ 1,285 per year, or about $ 107 per month .

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Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car indemnity rates than in their teens and 20s. inactive, factors like a person ’ second force record and car have and model can increase prices. Drivers in their 30s can get lower rates by shopping about and taking advantage of any car insurance discounts.

Cheapest full coverage car insurance in Minnesota for 30-year-olds

Drivers in Minnesota with clean drive records may get the lowest rates from these companies :

1. farm Bureau Financial Services : $ 897 per year, or about $ 75 per month .
2. american Family : $ 1,056 per year, or about $ 88 per month .
3. north star : $ 1,073 per class, or about $ 89 per calendar month .
4. department of state farm : $ 1,129 per year, or about $ 94 per month .
5. Auto-Owners : $ 1,320 per class, or about $ 110 per month .

Cheapest minimum coverage car insurance in Minnesota for 30-year-olds

Drivers in Minnesota who want their state of matter ‘s minimum coverage can check with the following companies, which had the lowest average rates :

1. north star : $ 259 per class, or about $ 22 per calendar month .
2. Auto-Owners : $ 404 per year, or about $ 34 per month .
3. farm Bureau Financial Services : $ 425 per class, or about $ 35 per month .
4. western National : $ 439 per year, or about $ 37 per month .
5. West Bend : $ 468 per year, or about $ 39 per calendar month .

Cheapest auto insurance in Minnesota for 30-year-olds with poor credit

Drivers with poor people credit in Minnesota should consider the following companies with the lowest average rates for full coverage :

1. farm Bureau Financial Services : $ 1,723 per year, or about $ 144 per calendar month .
2. north star : $ 1,779 per year, or about $ 148 per month .
3. West Bend : $ 1,883 per class, or about $ 157 per month .
4. american Family : $ 1,976 per class, or about $ 165 per month .
5. Geico : $ 2,358 per year, or about $ 196 per month .

Cheapest auto insurance in Minnesota for 30-year-old drivers with one at-fault crash

For drivers in Minnesota with a recent accident, here are the lowest average rate options for wide coverage :

1. american english Family : $ 1,056 per year, or about $ 88 per calendar month .
2. farm Bureau Financial Services : $ 1,196 per year, or about $ 100 per calendar month .
3. state farm : $ 1,418 per class, or about $ 118 per calendar month .
4. western National : $ 1,513 per year, or about $ 126 per month .
5. Auto-Owners : $ 1,642 per year, or about $ 137 per month .

Cheapest auto insurance in Minnesota for 30-year-old drivers after a DUI

For the cheapest car insurance after a DUI, we found the keep up options for full coverage .

1. american Family : $ 1,319 per class, or about $ 110 per month .
2. grow Bureau Financial Services : $ 1,381 per year, or about $ 115 per calendar month .
3. western National : $ 1,513 per class, or about $ 126 per calendar month .
4. submit farm : $ 1,652 per year, or about $ 138 per month .
5. West Bend : $ 2,139 per class, or about $ 178 per calendar month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better indemnity rates than their younger counterparts on average, but still pay more than older long time groups. Shopping around for brassy car indemnity quotes with multiple insurers is the best way to find lower rates. good drivers who don ’ deoxythymidine monophosphate get behind the wheel much might want to consider pay-per-mile indemnity, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Minnesota for 40-year-olds

Drivers in Minnesota with clean driving records may want to think about the take after companies, which had the lowest average rates :

1. farm Bureau Financial Services : $ 896 per year, or about $ 75 per month .
2. american Family : $ 1,002 per year, or about $ 84 per month .
3. north leading : $ 1,073 per class, or about $ 89 per month .
4. state farm : $ 1,096 per class, or about $ 91 per calendar month .
5. Auto-Owners : $ 1,310 per year, or about $ 109 per calendar month.

   Read more: Best Car Insurance in California in 2022 | Bankrate

Cheapest minimum coverage car insurance in Minnesota for 40-year-olds

Drivers in Minnesota who want fair the minimum coverage may want to check prices from these companies, which had the lowest average rates :

1. north star topology : $ 259 per class, or about $ 22 per calendar month .
2. western National : $ 422 per year, or about $ 35 per month .
3. Auto-Owners : $ 424 per class, or about $ 35 per calendar month .
4. farm Bureau Financial Services : $ 428 per class, or about $ 36 per month .
5. West Bend : $ 446 per year, or about $ 37 per calendar month .

Cheapest auto insurance in Minnesota for 40-year-olds with poor credit

Drivers with inadequate citation in Minnesota can check out the following insurers with the lowest median rates for full coverage :

1. farm Bureau Financial Services : $ 1,774 per year, or about $ 148 per calendar month .
2. union star : $ 1,779 per class, or about $ 148 per calendar month .
3. West Bend : $ 1,790 per year, or about $ 149 per month .
4. american Family : $ 1,871 per year, or about $ 156 per month .
5. Geico : $ 2,268 per class, or about $ 189 per calendar month .

Cheapest auto insurance in Minnesota for 40-year-old drivers with one at-fault crash

For drivers with a recent accident living in Minnesota, here are the companies with the lowest average rates for full moon coverage :

1. american Family : $ 1,002 per class, or about $ 84 per calendar month .
2. grow Bureau Financial Services : $ 1,195 per class, or about $ 100 per calendar month .
3. state farm : $ 1,380 per year, or about $ 115 per month .
4. western National : $ 1,454 per year, or about $ 121 per month .
5. Auto-Owners : $ 1,634 per year, or about $ 136 per month .

Cheapest auto insurance in Minnesota for 40-year-old drivers after a DUI

The cheapest full moon coverage car indemnity we found for drivers with a DUI came from the following companies .

1. american Family : $ 1,251 per year, or about $ 104 per month .
2. farm Bureau Financial Services : $ 1,379 per year, or about $ 115 per month .
3. westerly National : $ 1,454 per class, or about $ 121 per calendar month .
4. country farm : $ 1,607 per year, or about $ 134 per month .
5. West Bend : $ 2,031 per year, or about $ 169 per month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car policy rates than most early long time groups on average. Prices will continue to drop as they inch toward their 60s and gain more drive experience. Rates can however vary depending on early factors such as a driver ’ randomness sex and localization, so it ’ randomness fresh to shop around to find the best rate. Our list of the best bum cable car indemnity companies is a good set to start.

Cheapest full coverage car insurance in Minnesota for 50-year-olds

Drivers in Minnesota with clean driving records may want to get quotes from these insurers, which had the lowest average rates :

1. grow Bureau Financial Services : $ 753 per year, or about $ 63 per month .
2. north star : $ 936 per year, or about $ 78 per calendar month .
3. american english Family : $ 938 per class, or about $ 78 per calendar month .
4. country farm : $ 1,069 per class, or about $ 89 per calendar month .
5. Auto-Owners : $ 1,227 per class, or about $ 102 per month .

Cheapest minimum coverage car insurance in Minnesota for 50-year-olds

Drivers in Minnesota who opt for the state minimal coverage may want to consider the follow companies, with the lowest average rates :

1. north star : $ 229 per year, or about $ 19 per month .
2. farm Bureau Financial Services : $ 349 per class, or about $ 29 per calendar month .
3. western National : $ 375 per year, or about $ 31 per month .
4. Auto-Owners : $ 402 per class, or about $ 34 per month .
5. West Bend : $ 435 per class, or about $ 36 per month .

Cheapest auto insurance in Minnesota for 50-year-olds with poor credit

Drivers with poor credit in Minnesota can check with the following companies, which showed the lowest average rates for full coverage :

1. farm Bureau Financial Services : $ 1,479 per year, or about $ 123 per month .
2. union leading : $ 1,552 per class, or about $ 129 per month .
3. West Bend : $ 1,691 per year, or about $ 141 per month .
4. american Family : $ 1,750 per year, or about $ 146 per month .
5. Geico : $ 2,128 per year, or about $ 177 per month .

Cheapest auto insurance in Minnesota for 50-year-old drivers with one at-fault crash

For drivers living in Minnesota with a holocene accident, here are the insurers with the lowest average full coverage rates :

1. american Family : $ 938 per year, or about $ 78 per calendar month .
2. grow Bureau Financial Services : $ 1,002 per year, or about $ 84 per month .
3. western National : $ 1,291 per class, or about $ 108 per month .
4. express grow : $ 1,348 per year, or about $ 112 per month .
5. Auto-Owners : $ 1,529 per year, or about $ 127 per month .

Cheapest auto insurance in Minnesota for 50-year-old drivers after a DUI

The cheapest car indemnity we found for drivers with a holocene DUI comes from the following companies, listed with rates for full coverage .

1. grow Bureau Financial Services : $ 1,157 per class, or about $ 96 per calendar month .
2. american Family : $ 1,167 per year, or about $ 97 per month .
3. westerly National : $ 1,291 per class, or about $ 108 per month .
4. state of matter farm : $ 1,574 per year, or about $ 131 per calendar month .
5. West Bend : $ 1,916 per year, or about $ 160 per month .

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Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other senesce groups on average, prices will start increasing as they get older. To find brassy car indemnity for seniors, drivers in their 60s should make sure to shop around to find the best rate. Drivers in this age group should besides take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in Minnesota for 60-year-olds

Drivers in Minnesota with clean driving records may want to think about getting quotes from these companies, which had the lowest average rates :

1. farm Bureau Financial Services : $ 755 per year, or about $ 63 per calendar month .
2. american english Family : $ 898 per year, or about $ 75 per calendar month .
3. north star : $ 936 per year, or about $ 78 per calendar month .
4. state grow : $ 999 per class, or about $ 83 per month .
5. Auto-Owners : $ 1,192 per class, or about $ 99 per month .

Cheapest minimum coverage car insurance in Minnesota for 60-year-olds

Drivers in Minnesota who want equitable the express minimum coverage may want to check with these insurers, which had the lowest average rates :

1. north ace : $ 229 per year, or about $ 19 per calendar month .
2. farm Bureau Financial Services : $ 359 per year, or about $ 30 per month .
3. westerly National : $ 375 per year, or about $ 31 per month .
4. Auto-Owners : $ 407 per class, or about $ 34 per month .
5. department of state farm : $ 433 per class, or about $ 36 per month .

Cheapest auto insurance in Minnesota for 60-year-olds with poor credit

Drivers with poor credit in Minnesota can look at the following companies with the lowest average rates for full coverage :

1. farm Bureau Financial Services : $ 1,487 per year, or about $ 124 per month .
2. north asterisk : $ 1,552 per year, or about $ 129 per calendar month .
3. West Bend : $ 1,669 per year, or about $ 139 per calendar month .
4. american Family : $ 1,685 per year, or about $ 140 per calendar month .
5. department of state farm : $ 2,100 per year, or about $ 175 per month .

Cheapest auto insurance in Minnesota for 60-year-old drivers with one at-fault crash

For drivers with a recent accident surviving in Minnesota, here are the companies with the lowest median rates for full coverage :

1. american english Family : $ 898 per year, or about $ 75 per month .
2. farm Bureau Financial Services : $ 1,006 per year, or about $ 84 per month .
3. state grow : $ 1,260 per class, or about $ 105 per calendar month .
4. western National : $ 1,291 per class, or about $ 108 per month .
5. Auto-Owners : $ 1,494 per year, or about $ 124 per calendar month .

Cheapest auto insurance in Minnesota for 60-year-old drivers after a DUI

The cheapest car insurance we found after a DUI came from the following companies, shown with their average rates for fully coverage .

1. american Family : $ 1,117 per year, or about $ 93 per calendar month .
2. farm Bureau Financial Services : $ 1,161 per year, or about $ 97 per calendar month .
3. western National : $ 1,291 per year, or about $ 108 per calendar month .
4. express farm : $ 1,473 per year, or about $ 123 per calendar month .
5. West Bend : $ 1,891 per year, or about $ 158 per calendar month .

Cheapest car insurance for military families

If you ‘re an active member of the military or a veteran — or have an immediate family extremity who is — chances are you ‘ll get a relatively brassy pace with USAA, a company that is n’t available to the general public. Because of that limitation, USAA is n’t ranked with the others, but it was among the cheapest five car policy options for 15 of the 48 driver profiles we examined.

Minimum required auto insurance in Minnesota

The Land of 10,000 Lakes has relatively extensive cable car indemnity requirements. Drivers must carry indebtedness insurance, uninsured motorist coverage ( UMBI ), underinsured motorist ( UIMBI ) coverage and personal injury protection ( PIP ) in the postdate amounts :

• $ 30,000 bodily injury liability per person .
• $ 60,000 bodily injury liability per accident .
• $ 10,000 place damage indebtedness per accident .
• $ 25,000 UMBI per person .
• $ 50,000 UMBI per accident .
• $ 40,000 PIP .

For the most accurate car indemnity quotes in Minnesota, keep your ask and optional coverages identical when comparing prices. Visit NerdWallet ’ s usher to state car insurance requirements for more detail on what these mandate coverage levels mean, and how and when your policy kicks in.

Alternative car insurance in Minnesota

Minnesotans who ’ ve been denied cable car policy on the open market within the past 60 days can apply for coverage through the Minnesota Automobile Insurance Plan. This network of insurers was established to help bad drivers impregnable coverage at established price levels. For even more aid find bum car policy quotes in Minnesota, try NerdWallet ’ south car indemnity comparison tool to possibly save hundreds .

source : https://insurecar.info
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