Advertiser disclosure Are you looking to extend your guarantee coverage after your manufacturer ’ second coverage has expired ? You may consider investing in an extend guarantee from one of the diligence ‘s most reputable extend car guarantee companies to cover the unexpected repairs you ’ ll likely indigence over many years of wear and tear. unfortunately, not all extended warranties are adequate, so it ‘s significant to do the research to ensure that you are purchasing coverage from a reputable provider. In this guide, we ’ ll give a short overview of the best elongated car guarantee companies in the diligence, focusing on industry reputation, coverage plans, and customer service ratings. By the end, you ’ ll be on your way to making a intelligent decision about your extend guarantee.

In this article:

Top Reputable Extended Car Warranty Companies 

Extended new and used car warranties can help you avoid draining your savings account or relying on credit cards to cover repairs. But, without by rights vetting companies, you could end up wasting your hard-earned money on an carry guarantee that has bad coverage or customer serve. Our team polled 1,000 consumers who have purchased or thought about purchasing an extend guarantee. Of those who had extended warranties, 65 percentage were satisfied with the provider ( whether they had used coverage or not ). however, 7.3 percentage felt defeated the guarantee did n’t cover sealed repairs, and 5.3 percentage believed their party had tried to avoid paying for covered repairs. fortunately for you, we ’ ve done the heavy lift. here are the five most reputable carry car guarantee companies : Each of these providers scored highly for diligence standing and foil in our in-depth commercialize review. here ’ s a closer expect :

Warranty Provider Our Award Motor1 Rating Best For Maximum Term
1. Endurance Best Coverage 4.6 / 5.0 Motorists looking for a direct warranty administrator 8 years
2. CARCHEX Best For Used Cars 4.4 / 5.0 Motorists who want to buy from a well-established brand 10 years
3. Protect My Car Best Maintenance Benefits 4.3 / 5.0 Owners looking for long and flexible monthly payment plans Not stated
4. Autopom! Best Claims Process 4.2 / 5.0 Motorists looking for support during the claims process 7 years
5. CarShield Best value 4.2 / 5.0 Owners of specialty or used vehicles Not stated

Endurance: Best Coverage

endurance is a long-familiar address supplier backed by an AM Best A-rated indemnity company. It holds a put on the 2020 Inc. 5000, the most esteemed rank of the nation ’ s fastest-growing companies, and sponsors Jarett Andretti of Andretti Autosport. Reputation The cover guarantee company has a 4.4-star “ Excellent ” rate on Trustpilot based on over 3,500 customer Endurance guarantee reviews. Its Better Business Bureau ( BBB ) page has a 3.2-star rating from customers based on more than 1,000 reviews. The BBB itself rates Endurance at a C ascribable to promotional mailers sent out in the Chicago area that were confusing to consumers. Customer Service endurance is a direct administrator of guarantee plans, so there is no jobber when charge claims. You ’ ll always deal with Endurance directly, which can simplify and speed up the file serve. It ’ s one of the reasons we think Endurance is one of the most reputable unfold car guarantee companies. Endurance Warranty Cost According to the quotes we received, Endurance plans range from $ 85 to $ 125 per calendar month, which is low-cost compared to the diligence median. What you pay depends on the type of coverage you want, your deductible, and your vehicle. Levels Of Coverage endurance offers six tiers of coverage that range from basic powertrain guarantee coverage to factory-level coverage. however, the term lengths are not specified for each tier. That said, we were able to find that coverage is offered up to 8 years/200,000+ miles. Let ‘s take a spirit at the different tiers and what each car guarantee design covers :

Coverage Level Overview Details
Supreme Exclusionary coverage Covers your vehicle with bumper-to-bumper protection
Superior Highest stated-component coverage Covers hundreds of specified components
Secure Plus Fast coverage Covers steering, electrical, and brakes, with a shorter waiting period (30 days and 1,000 miles) than the lower-tier Select Premier plan
Secure Budget-friendly Covers the most vital car components
Select Premier Best for aging vehicles Covers your basic powertrain components including the engine, transmission, and drivetrain/drive axle
EnduranceAdvantageTM Extended warranty and maintenance coverage Combines mechanical breakdown coverage with regular maintenance services like oil changes

additionally, Endurance immediately offers a Highline accessory to its Supreme plan to cover a broad assortment of luxury models from BMW and Land Rover to Maserati and Porsche. Additional Information survival is capital for motorists who want a quick and easy claims serve. Customers can file claims through an on-line portal vein or by phone, making the process pain-free. Plus, you ’ ll constantly get personalized aid from an on-line concierge who will assist you anytime you need it. With a absolve class of Endurance Elite Benefits, Endurance offers two free tire repairs or replacements per class, which is uncommon among prolong guarantee companies. It besides offers other benefits like $ 1,000 of total loss protection and $ 500 for key fob surrogate. Like all offer warranties, Endurance does n’t cover everything. Plans exclude wrong from the environment and miss of maintenance. They besides exclude wear items like filters and brake pads ( unless covered under the EnduranceAdvantage sustenance plan ).

CARCHEX: Best For Used Cars

CARCHEX is one of the most well-known and reputable elongated car guarantee companies around. Established in 1999, CARCHEX has an A+ BBB military rank, BBB accreditation, and numerous endorsements from trust brands like Kelley Blue Book, CARFAX, RepairPal, and Reputation Along the means, CARCHEX has racked up an impressive trophy case, with awards like the Thoroughly Reviewed 2017 Top Pick, a five-star rat on for six back-to-back years, and the Best Choice Award for four years in a row. Customer Service CARCHEX has a no-pressure signup process and broadly broken prices. You can call the ship’s company anytime and be sure that you ’ ll get a net explanation of price and coverage terms, without a pushful salesperson on the other end. The contracts and plans for the different levels of coverage that CARCHEX offers are long and rather confuse, but a representative can walk you through them, which is a major help. If you ’ re not satisfied with your guarantee plan within the beginning 30 days, you can cancel it and receive a full refund as separate of CARCHEX ’ s 30-Day Money-Back Guarantee. CARCHEX Warranty Cost On median, CARCHEX extended warranties monetary value between $ 105 and $ 215 per calendar month depending on the design and payment schedule you choose. total costs range from about $ 2,600 to $ 3,100 for the quotes we received. Levels Of Coverage CARCHEX has five tiers of coverage :

Coverage Level Years of Coverage Who It’s For Details
Titanium Up to 10 Owners looking for the highest level of auto protection Exclusionary, comprehensive coverage with a short list of exclusions
Platinum Up to 10 Owners who want long-term coverage of stated components Covers hundreds of specific components
Gold Up to 10 Owners of vehicles over 60,000 miles Covers most major fomite systems
Silver Up to 7 Owners of high-mileage vehicles Provides essential coverage for many major systems
Bronze Up to 6 Those looking for basic coverage Protects against the most common and expensive repairs

Additional Information CARCHEX is a adept choice for fomite owners who already have a prefer machinist or car compensate facility, as the ship’s company has a large, countrywide network of approve service providers. vehicle owners don ’ t have to go through drawn-out claims proceedings. rather, the car shop can file the claim directly with CARCHEX, saving you a batch of time and stress. As an add bonus, CARCHEX offers 24/7 wayside aid as a fringe benefit with all its coverage plans.

Protect My Car: Best Maintenance Benefits

Established in 2005 and based in Saint Petersburg, Florida, Protect My Car is a popular option among car owners for vehicle service contracts. The ship’s company ‘s flexible and drawn-out payment terms of 36 to 60 months are significantly longer than the terms offered by other third-party car guarantee companies. Like other guarantee companies, Protect My Car offers a 30-day money-back guarantee on all of its stretch car guarantee plans. Reputation And Customer Service Protect My Car has hundreds of 5.0-star customer reviews on the BBB and an overall military rank of 4.4 out of 5.0. The complaints, though, have shown a design of Protect My Car failing to provide the services it has been contracted for. This is why it ’ s important to intelligibly understand what is and international relations and security network ’ metric ton included in your contract. Levels Of Coverage Protect My Car offers three levels of coverage :

Coverage Level Who It’s For Details
Supreme Owners looking for something similar to the manufacturer’s warranty Designed for customers who need additional coverage because they plan to keep the new vehicle beyond the manufacturer’s factory warranty term
Select Vehicles over 50,000 miles Comprehensive coverage
Driveline Vehicles that are 4 to 10 years old with more than 80,000 miles Covers many of the same components as the Supreme and Select plans, but excludes the front and rear suspension, turbocharger, and navigation system

Although vehicles over 13 years honest-to-god can ’ thymine take advantage of an offer guarantee with Protect My Car, the party does offer Ambassador Maintenance Plans. These car care policy contracts offer guaranteed discounts between 25 and 50 percentage on repairs, 24/7 wayside aid, rental car reimbursement, and more for older vehicles. however, they do not provide protection on the same level as an extend guarantee.

Autopom!: Best Claims Process

Autopom ! was founded in 2010 and is headquartered in Lake Forest, California. The party, the appoint of which stands for “ automotive peace of mind, ” is known for its customer service and offers four levels of coverage throughout most states, including California. Reputation And Customer Service The guarantee provider has earned an A+ military rank from the BBB, with very few customer complaints, specially compared with early companies of similar size. At the time of publication, autopom ! had earned 4.5 out of 5 stars from BBB customer reviews and a 3.9-star customer score on Trustpilot.

Levels Of Coverage Autopom ! offers four levels of coverage, though exact coverage details and handiness can differ between states.

Coverage Level Overview Details
Exclusionary The most comprehensive coverage Covers all mechanical and electrical components, unless the component is specifically listed as an exclusion
High-Level A cost-effective alternative to an exclusionary plan Includes named components within major systems
Mid-Level High-mileage vehicle plan Protects everything included in the lower-tier Powertrain Plus plan, as well as named additional components that are part of the steering, suspension, fuel delivery, cooling, and braking systems
Powertrain Plus Powertrain coverage with optional add-ons Covers components essential to the powertrain systems, with the option to add electrical, air conditioning, and fuel systems

In addition to extended guarantee coverage plans, autopom ! offers a few mechanical breakdown policy plans in blue-ribbon states. Additional Information Like all of our other picks for top reputable extended car guarantee companies, autopom ! lets you choose any license rectify shop to fix your cable car. In case of a breakdown, the company besides offers 24-hour wayside aid, rental car policy, and trip pause reimbursement with all of its coverage plans. Some plans even include tire auspices.

CarShield: Best Value

CarShield has been in clientele since 2005 and has a 4.0-star denounce on Trustpilot based on over 25,000 reviews. The company has the largest commercialize share deoxyadenosine monophosphate far as use cars are concerned. Because of its huge total of reviews and big commercialize presence, CarShield is one of the most democratic extended guarantee providers. Reputation And Customer Service unfortunately, a expression at the ship’s company ‘s BBB page shows over 2,000 complaints filed in the last 3 years. But, considering it sold over 500,000 vehicle security plans in the same time menstruation, this is actually quite impressive. It means the rate of complaints is only .4 percentage. There is besides a BBB alert against CarShield, indeed make certain you understand that you are not talking to a dealer or manufacturer when you speak with a CarShield spokesperson, and always read the very well print before signing any type of shrink. Like all drawn-out warranties, CarShield plans come with a act of exclusions, so it ’ second important to make certain you amply understand what ’ s covered and what isn ’ triiodothyronine. Is CarShield Expensive? According to the rates we received, CarShield is not expensive for monthly payments. Depending on the plan, you may pay between $ 89 and $ 129 per month. This price applies to a $ 100 deductible. Levels Of Coverage CarShield plans can cover up to 300,000 miles, which is the highest terminus ad quem in the industry. The company offers six levels of coverage :

Coverage Level Overview Details
Diamond Closest to factory-level coverage Bumper-to-bumper coverage designed to be similar to a manufacturer’s warranty for new cars
Platinum Comprehensive coverage Comprehensive plan that’s perfect for high-mileage vehicles
Gold Coverage for both minor and major vehicle parts Powertrain-plus coverage for the engine, transmission, water pump, air conditioning, starter, and more
Silver Basic coverage Powertrain coverage for the most important parts of your vehicle
Aluminum High-tech electrical coverage Protects the engine control module, alternator, navigation/GPS, electrical system, starter, and more
Motorcycle & ATV Motorcycle, all-terrain vehicle, or other off-road vehicle coverage Variety of coverage levels and contracts for specialty vehicles

Additional Information Some bonuses that come with many CarShield plans include :

  • Low deductibles
  • 24/7 roadside assistance
  • Complimentary towing services
  • Claims paid directly to the repair shop
  • Rental car reimbursement with some plans
  • Top-rated warranty distributors like American Auto Shield

Who Needs An Extended Car Warranty?

Drivers who are planning to keep their vehicles for a long fourth dimension should consider investing in an carry guarantee. In fact, the diametric is besides dependable. If you plan to sell your fomite on the individual market after a few years, a assignable serve abridge could make your cable car more appealing to potential buyers. The distinctive manufacturer offers bumper-to-bumper guarantee coverage for 3 years/36,000 miles. While some manufacturer warranties, like the Hyundai guarantee, binding you for longer ( 5 years/60,000 miles ), they silent fall shortstop of the more than 150,000 miles the median car owner can expect to put on their vehicle over the course of its life. An stretch car guarantee is precisely what it sounds like : It acts as an reference to the original manufacturer ’ mho guarantee, albeit from a third-party supplier. In a nutshell, it will cover your vehicle after your original guarantee runs out, and depending on the provider and plan you choose, it can sometimes offer even better coverage than your original guarantee. Remember, car indemnity generally doesn ’ metric ton blanket repairs that are due to mechanical breakdowns. It covers damages caused by collisions and environmental factors, so don ’ metric ton think that you ’ re in the clear just because you have car indemnity. If you want full fiscal peace of heed, an unfold guarantee is worth looking into. Considering car repairs become more likely and more frequent as cars age, it ’ second broadly worthwhile to invest in an carry guarantee that will cover your fomite in its late years when the repair bills typically start to pile up.

Can You Buy An Extended Warranty After Purchase?

You can buy an extend guarantee from a reputable third-party provider at about any fourth dimension after leverage. Manufacturers, on the other hand, normally require you to buy an extend guarantee before the factory guarantee expires. Some only allow you to buy one when you purchase the vehicle.

Why Is It Important To Use A Reputable Provider?

Extended warranties are all about peace of mind, but if you can ’ thymine trust your supplier to be there for you when you need them, that peace of mind you ’ re paying for can well turn into tension. Let ’ s be realistic : Anytime an extensive car guarantee covers a rectify, the company loses money. While reputable extend car guarantee companies will take those hits like champs, untrustworthy providers will do everything they can to weasel their way out of paying, leaving you to foot the bill for dearly-won repairs on top of the premium you ’ re paying for your extend guarantee coverage. Before signing on the dot line with any car extended guarantee company, make certain you check its ratings. reputable companies tend to be endorsed by major car brands and even celebrities. This is broadly a good augury that the provider can be trusted.

How To Cancel An Extended Car Warranty

Reputable extended car guarantee companies will allow you to cancel a guarantee for a wax refund within 30 days. They will besides provide pro-rated refunds after that. You will need to contact the shrink administrator and provide a written odometer argument to cancel the extensive car guarantee.

Where To Find Trustworthy Extended Car Warranty Providers

When searching for reputable extend car guarantee companies, you have two options : dealers and third-party providers. Let ’ s take a search at the differences between the two.


Most cable car dealers and manufacturers offer their own extended guarantee options. however, dealers may try to mark up the price of extended warranties, so it ’ s a good mind to try to negotiate the price. Always make indisputable you ’ re clear on what will and won ’ thyroxine be covered before purchasing an carry guarantee from your dealer. When you purchase a sign from a trader, you ’ re normally alone able to carry out repairs at a brand-specific service center. This comes with ups and downs. On the one hand, you ’ re guaranteed to get claim replacements for any defective parts, but on the other hand, you ’ ll typically have fewer servicing placement choices.

Third-Party Providers

Third-party warranties are, in many ways, the reverse of trader warranties. While you by and large won ’ thymine be guaranteed to receive claim factory substitute parts, many third-party guarantee companies have much larger serve networks, meaning that there ’ s a higher chance you can get your car repaired at your favorite local car soundbox workshop and hush be covered by your guarantee. The coverage options and extra perks are like to what you ’ ll catch from the franchise – and sometimes even better. For exemplar, most manufacturer extended warranties do n’t have six levels of coverage like Endurance. You ‘re more likely to find one to three levels of coverage with a principal.

How To Avoid Extended Car Warranty Scams

unfortunately, some providers take their occupation practices to new lows and are outright scams. here are a couple of ways to avoid these companies :

Disregard Spam Calls

The Federal Communications Commission ( FCC ) reports that there are a act of car guarantee victimize in which a car owner will receive a sales call that states their guarantee is about to expire. During these calls, the swindler may pose as an employee from a legitimate company and may even be able to provide specific information about the recipient ’ randomness cable car, far deceiving the receiver into believing the margin call is from a reputable clientele. however, the caller is generally phishing for personal information, so do not provide any sensible information. If you believe you have been contacted by one of these scammers, you can report it to the FCC.

Recognize Unreliable Companies

Outside of these phishing scams, there are vehicle guarantee companies that will merely make getting any of the coverage you ’ re paying for either impossible or an absolute nightmare. Red flags you should look out for when vetting an prolong guarantee party are a lack of diligence endorsements, major limitations in coverage, and poor ratings on democratic review sites. The BBB lists consumer complaints on its locate, so that ’ s a great place to look. ideally, you ’ ll want to look for a company with a relatively low volume of complaints that ’ s besides BBB accredited, although there are enough of legitimate companies out there that don ’ t have BBB accreditation.

Choosing The Best Extended Car Warranty Plan For You

All the reputable unfold car guarantee companies we ’ ve discussed will likely serve you well and provide you with peace of mind. however, each company offers plans that appeal to unlike types of fomite owners, so the final decisiveness comes down to your needs and preferences.

FAQ: Reputable Extended Car Warranty Companies

What is the average monetary value of an exsert cable car guarantee ? We ‘ve reached out for quotes from every major provider in the industry and found the median extended car guarantee costs $ 2,862. Most extend warranties cost between $ 1,500 and $ 4,500, but costs vary depending on your vehicle, the provider, the length of the contract, and the level of coverage. What is an extend guarantee on a car ? An extended guarantee, besides known as an aftermarket cable car guarantee, is an optional service plan that helps cover the monetary value of certain repairs or replacements after your manufacturer ’ mho guarantee has expired. While a manufacturer ’ south guarantee is included at the fourth dimension of sale, an extend guarantee costs an extra fee. Are drawn-out car warranties worth it ? We think extend car warranties are worth it for vehicle owners who prefer to have peace of thinker when it comes to repair costs. An extend car guarantee functions similarly to an indemnity policy : You may not end up using it, but if you get coverage from a trustworthy supplier, you can more well budget for repair costs since there won ’ thymine be any surprises. What are the top-rated strain car guarantee companies in 2022 ?

  1. Endurance : Best Coverage
  2. CarShield : Best Value
  3. Carchex : Best For Used Cars
  4. Protect My Car : Best Maintenance Plans
  5. Autopom! : Best Claims Process

Does AAA extend extended car warranties ? Depending on your local AAA constitution, you may be able to find strain car warranties from AAA. Remember, AAA is made up of dozens of regional car clubs across the area. Some locations offer AAA extended warranties, while others do not. What is the best use car guarantee party to use ? We rate CARCHEX as the best use cable car guarantee company on the grocery store. CARCHEX provides coverage for vehicles up to 250,000 miles, which makes it a great option for older cars. The ship’s company besides offers a variety of plans for secondhand cars.


In an feat to provide accurate and indifferent information to consumers, our adept review team collects data from dozens of drawn-out car guarantee companies to formulate rankings of the best providers. Companies receive a score in each of the follow categories, equally well as an overall weighted score out of 5.0 stars.

  • Industry Standing: Warranty providers with a history of strong business practices and endorsements from experts receive the highest scores in this category.
  • Coverage: This rating is based on types of extended warranty plans available, coverage terms, and added benefits like roadside assistance.
  • Cost: Our research team reviews sample quotes for a variety of plans and vehicles. Companies with lower prices per year of coverage receive the best scores.
  • Transparency: This score takes into account contract transparency and the availability of a money-back guarantee.
  • Customer Service: We comb through customer reviews and perform our own shopper analysis to get a sense of the responsiveness and helpfulness of each warranty company.

Read our guides to other guarantee providers :

Leave a Reply

Your email address will not be published. Required fields are marked *