The firm gathered data from the Office of the National Statistics, broadcasting company BBC, and database firm Statista to paint a picture of the median UK driver. What Vanarama came up with is person who drives a Volkswagen Golf, travels 7,600 miles each year, has comprehensive top and no former accident claims to their name .
here ’ s the complete profile of Vanarama ’ s hypothetical average driver .
- Named driver: 39-years old
- Years driving: 15 years
- Vehicle: Volkswagen Golf 1.5L 2020
- Cover level: Comprehensive
- Miles per annum: 7,600
- Voluntary excess: £500
- Day parking: Factory or office car park
- Overnight parking: Locked garage at home
Read more: Top 10 car policy companies in the UK
The company then entered these details, along with the same birthday and date when the license was obtained, into the nation ’ s largest car comparison web site changing lone the job title. The results revealed how much car insurance premiums are charged for each occupation .
here are the 10 most expensive and 10 least expensive job titles for car insurance in the UK based on Vanarama ’ s research .
10 most expensive job titles for car insurance premiums
about all professions in the top 10 fritter up the rankings from last year. Recruitment adviser topped this year ’ second number moving from 30th in 2020, with premiums more than doubling to slenderly over £815 from about £350. It was graphic designer, however, which experienced the biggest jump from 98th last year to second invest in 2021. Premiums for the profession cost on average £776, up from £312 .
Social proletarian and counselor were tied for third stead, with modal car insurance costs at about £714. Physiotherapist, midwife, and nurse followed paying about £707 in annual bounty. Hairdressers, who dropped from third base to eighth, needed to shell out about £506 in premium price, while senior director and supervisory program rounded out the top 10 paying slenderly over £498 in cable car insurance .
| rank | Job claim | 2020 rank | annual premium |
|---|---|---|---|
| 1 | recruitment adviser | 30 | £815.24 |
| 2= | graphic designer | 98 | £776.51 |
| 3= | Social worker | 7 | £713.80 |
| 3= | counselor | 14 ( tied ) | £713.80 |
| 5= | physical therapist | 6 | £507.07 |
| 5= | midwife | 9 | £507.07 |
| 5= | harbor | 19 | £507.07 |
| 8 | Hairdresser | 2 | £505.90 |
| 9= | senior director | 17 ( tied ) | £498.02 |
| 9= | supervisor | 43 | £498.02 |
reference : Vanarama
One extra factor that Vanarama researchers found was that female drivers were being charged about £18 higher ( £462.94 ) than their male counterparts ( £444.89 ), rising from about £15 from last year .
Read more: Revealed : The average price of car insurance
10 least expensive job titles for car insurance premiums
At the other end of the spectrum, IT-related professions, which include web developer and software engineer, dropped to the bottom of the rankings after placing in the top 15 in 2020. average car premiums for these occupations were about £326 .
Barrister, personal assistant, secretary, and driver, which experienced the biggest drop, were besides among the 10 least expensive professions for car policy, with annual premiums ranging from £355 to £374 .
| rank | Job claim | 2020 ranking | annual agio |
|---|---|---|---|
| 91 | driver | 1 | £374.31 |
| 92= | Secretary | 77 | £358.27 |
| 92= | personal adjunct | 78 | £358.27 |
| 94 | barrister | 49 | £355.45 |
| 95= | Software developer | 13 | £326.41 |
| 95= | Web graphic designer | 14 ( tied ) | £326.41 |
| 95= | Web developer | 14 ( tied ) | £326.41 |
| 95= | Software mastermind | 24 | £326.41 |
| 95= | programmer | 51 | £326.41 |
| 95= | developer | 69 | £326.41 |
source : Vanarama