Monthly Average Rates by Country, State, and City

car indemnity rates vary from driver to driver and are based on many factors that include driving history, claims history and where you live. Each city in California has different rates, and below, you can compare modal rates with the national average. According to our data, drivers who live in Hesperia typically pay approximately $ 111.68 per calendar month compared to the national median of $ 135.23 per month. The best way to get a low rate is by comparison shopping. SmartFinancial can do that for you at no cost while pairing you with a reputable insurance company so you have no surprises if you have an accident .

Area Average Monthly Rate
National $135.23
California $130.42
Hesperia, California $111.68

Hesperia, CA Best Car Insurance Companies

car insurance in Hesperia Certain insurers will offer you better rates than others based on a myriad of factors, so you may get a better deal from one insurance company over another for assorted reasons, and that ’ s why it ’ second significant to compare. According to our data, Mercury Insurance Company by and large has the most low-cost car insurance in Hesperia coming in around $ 83.57 per calendar month. other companies to consider if you live in Hesperia is Infinity Special with an average cost of $ 94.95 per calendar month and Dairyland Auto which typically runs around $ 110.47 per month. Check out the wax list below. SmartFinancial rates the following insurers as the best indemnity companies for drivers in Hesperia .

Rank Company Average Monthly Rate Comparison State Average
1 Mercury Insurance Company $83.57 -35.93%
2 Infinity Special

$94.95 -27.20%
3 Dairyland Auto $110.47 -15.30%
4 Esurance $123.59 -5.24%
5 Kemper Auto Premier $130.12 -0.23%
6 USAA $137.65 5.54%
7 Grange $143.46 10.00%
8 Unitrin $148.90 14.16%
9 Mercury $150.69 15.54%
10 Allstate $155.94 19.56%

How Much is Car Insurance in Hesperia, CA?

how much is auto insurance in Hesperia Rates can vary from city to city. The residents of Fresno typically pay $ 121.74 per month while people who live in Hesperia will pay $ 130.82 per month on average. See what people pay for car insurance in early cities in California .

California Cities Monthly Average Rate
Fresno $121.74
Hesperia $130.82
Los Angeles $180.36
Sacramento $136.50
San Diego $118.98
San Francisco $157.72

Cheap Car Insurance in Hesperia by Zip Codes

find cheap auto insurance in Hesperia Every zip up code rates differently with every insurance company. Your zip up code determines the crime rate in your sphere vitamin a well as other risks. Below, you can see how average rates range across the state of California. If you live in an area that is rated high in crime, you can make sure to garage your car in a safe place. That ought to save you some money. Covered and gated structures are best. Make sure to tell your insurance agent about the precautions you ’ rhenium assume .

Hesperia, CA ZIP Code Average Monthly Rate
92344 $138.26
92345 $129.44

Car Insurance Rates by Driver’s Age Group in Hesperia

generally speaking, you pay more in car indemnity the younger you are and the older you are. Teens and young adults much pay approximately $ 255.72 per month in Hesperia. Compare that to drivers in their 30 ’ sulfur who typically pay around $ 105.23 per calendar month drivers in their 40s at $ 112.51 per month. It ’ second always a good idea to check for discounts that apply at any historic period. Some discounts include away-at-school dismiss, condom driver discount, mature driver discount rate, good student rebate arsenic well as multi-policy and bunch discounts .

Age Group Average Monthly Rate
16-19 $255.72
20s $157.79
30s $105.23
40s $112.51
50s $107.37
60s $108.46
70+ $114.35

Cheapest Insurance for Teenage Drivers in Hesperia

If you are adolescent in Hesperia you are probably looking for a good deal on car policy. Since adolescent drivers typically pay the highest rates of any other age group, it ’ sulfur important to compare multiple companies. According to our inquiry, Unitrin typically charges around $ 191.33 per month. This is likely the most low-cost choice in Hesperia. You might besides want to consider Mercury and Esurance who besides offer commodity low-cost policies for adolescent drivers .

Company Average Monthly Rate
Unitrin $191.33
Mercury $233.00
Esurance $259.33
California Capital $259.67
USAA $269.83

Cheapest Insurance for 20 Year-olds in Hesperia

20 year-olds in Hesperia might want to consider USAA who, on average, offers cable car indemnity rates around $ 161.99 per calendar month. Esurance, Unitrin, Grange and Allstate are besides in the lead 5 cheapest rates available .

Company Average Monthly Rate
USAA $161.99
Esurance $162.10
Unitrin $168.37
Grange $185.06
Allstate $208.77

Cheapest Insurance for 30 Year-olds in Hesperia

If you are in your 30s in Hesperia our research has found that Esurance typically has the most low-cost coverage coming in around $ 109.83 per calendar month, followed by USAA at $ 123.89 and Grange at $ 126.01 .

Company Average Monthly Rate
Esurance $109.83
USAA $123.89
Grange $126.01
SAFECO $133.75
21st Century $134.80

Cheapest Insurance for 40 Year-olds in Hesperia

On average, Infinity Special offers car insurance for 40 year-olds in Hesperia for around $ 55.23 per calendar month. If you are looking for low-cost coverage, you may besides want to consider Dairyland Auto or Kemper Auto Premier. The fully number of clear companies is below .

Company Average Monthly Rate
Infinity Special $55.23
Dairyland Auto $69.86
Kemper Auto Premier

Esurance $116.59
Mercury $130.98

Cheapest Insurance for 50 Year-olds in Hesperia

frequently 50 year-olds enjoy some of the lowest rates of any early long time group. In Hesperia we found that Esurance generally offers the most low-cost coverage at $ 91.71 per month .

Company Average Monthly Rate
Esurance $91.71
21st Century $101.54
USAA $110.54
Grange $111.04
Mercury $111.92

Cheapest Insurance for 60 Year-olds in Hesperia

If you live in Hesperia and you ’ re in your 60s, our data indicates that Esurance normally has the best rates at $ 91.42 per calendar month. The top 5 list of car insurance companies is below .

Company Average Monthly Rate
Esurance $91.42
USAA $99.75
Mercury $103.09
Allstate $108.46
21st Century $111.84

Driver’s Coverage Auto Insurance Rates in Hesperia, CA

driver's coverage typically, drivers who presently have car insurance coverage will receive a cheaper monthly quotation than drivers who do not. Since car indemnity is a prerequisite in all 50 states, companies may question why you do n’t presently have coverage. Because of this, they may see you as a higher risk driver. In Hesperia, the average monthly rate for a driver who is presently insured is $ 130.70 while drivers who are not presently covered will pay around $ 130.94 .

Coverage Average Monthly Rate
Not Currently Insured $130.94
Currently Insured $130.70

FAQ’s for Drivers in Hesperia, CA

driver’s frequently asked question in Hesperia What Is the Minimum Liability Coverage Requirement in Hesperia, CA? Every department of state requires drivers to have a minimum total of indebtedness coverage. California drivers are required to carry liability policy to pay for damages and injuries inflicted on person else in an car accident .

  • $15,000; Bodily injury coverage per person; Max. payment for a single person that you injure in an auto accident.
  • $30,000; Bodily injury coverage per accident; Max. payment for all injuries that you cause in an accident when more than one person is hurt.
  • $5,000; Property damage per accident; Max. payment for damaged property in an accident caused by you.

You like to keep it simple, and then do we ! Just don ’ deoxythymidine monophosphate go excessively minimalist and skip the car policy raw ( see our FAQ for more information ). In California, you are legally required to obtain something called indebtedness indemnity. * This is for your protection if you are deemed “ at demerit ” in an accident that causes wound and lost wages to another driver or passenger in another vehicle. Liability coverage pays up to the amounts listed below. It besides pays for damages to the other driver ’ randomness vehicle. Trust us, you ’ five hundred want this coverage even if it wasn ’ t legally required ! What Is the Blood Alcohol Concentration (BAC) limit in Hesperia, CA? It is illegal for an person to operate a drive vehicle in California with the follow BAC percentages :

  • .08%+ @ 21 years old or older
  • .04%+ for commercial vehicle drivers
  • .01%+ @ < 21 years old

What are the chemical test refusal penalties in California? According to California ’ s implied consent law, you are only needed to take a breath or lineage test upon being arrested. however, if you are not arrested and refuse the quiz, the military officer may identify extra probable causes for driving under the determine and collar you, therefore forcing you into taking the examination .map commute Time in Hesperia, CA 37.2 Miles map permute Time in United States 26.4 Miles people Number of Nearest Insurance Agents in Hesperia, CA 143 Methodology
The statistics listed on this page are from our own in house report. We track and record quotes that carriers have provided based on versatile criteria. The rates and averages shown on this page should only be used as an estimate. About the Author

Fran Majidi Fran Majidi

Insurance Expert

Fran Majidi manages content on SmartFinancial ‘s web site. She ‘s had about a ten ‘s deserving of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor program in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi .linkedin

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