Average Car Insurance Costs in Utah | SmartFinancial

With a population of over 3.2 million, Utah is the thirtieth most populate state in the country and features over 103,208 miles of road. There are many factors that go into calculating the rate you pay for cable car insurance. Below is a breakdown of how much drivers in Utah pay for coverage based on different factors. To learn more about policy requirements in Utah, check out Utah Car Insurance .

Utah Car Insurance Rates by Age

typically car insurance companies will charge more for younger drivers and provide discounted rates for older drivers. indemnity carriers see young drivers as inexperienced and have a greater risk of getting in accident. In Utah, the typical adolescent driver between the old age of 16 and 19 will pay $ 156.38 per month while a driver in their 40s will pay an median of $ 68.58 per calendar month .

Age Avg monthly rate
16 – 20 $156.38
20s $96.98
30s $70.00
40s $68.58
50s $62.98
60s $60.02
70s $68.46
Over 80 $82.52

Utah Car Insurance Rates by Marital Status

marital couples in Utah typically pay more for their car insurance than drivers who are single. This likely due to the elementary fact that there is more than 1 driver on the policy. Married couples besides will normally have more than one vehicle and could possibly have some adolescent drivers on the policy equally good. In Utah, Married couple typically pay around $ 72.43 per month while individual drivers average in around $ 52.60 per month.

Marital Status Avg monthly rate
Divorced $74.02
Married $72.43
Separated $52.60
Single $80.96

Average Car Insurance Rates in Utah by Credit Score

many factors go into the rate you pay for car insurance. Your long time, localization, and vehicle are all part of the equation. policy companies besides take your citation score into retainer. In Utah, drivers with excellent citation pay an average of $ 90.01 per month compared to drivers with inadequate credit who typically will pay $ 123.06 per month .

Credit Rating Avg monthly rate
Excellent $90.01
Good $76.92
Poor $123.06

Car Insurance for High Risk Drivers in Utah

Drivers with a beneficial drive history typically will pay less for car indemnity than person that had a DUI, speeding tickets, or an accident. Car policy companies see drivers with a bad drive history has being a bigger risk. Drivers in Utah with a good drive history normally pay around $ 77.22 per month. Drivers with a bad driving history that may include tickets, DUI, or accidents will typically pay $ 116.04 per month .

Safe Driver (No prior tickets, DUI, or accidents) Avg monthly rate
High Risk Drivers $116.04
Safe Drivers $77.22

Utah Auto Insurance Rates by Homeownership

policy companies will besides take homeownership into report when factoring the pace you pay for indemnity. In Utah, drivers who own their home will normally pay around $ 56.52 per month while drivers who rent normally average in around $ 75.01.

Homeownership Avg monthly rate
$56.52
Own $75.01
Rent $79.44

Currently Insured vs. Uninsured in Utah

More frequently than not, drivers who presently have car policy coverage will receive a cheaper monthly rate than drivers who do not. Since car insurance is a prerequisite in all 50 states, companies may question why you do n’t presently have coverage. Because of this, they may see you as a higher hazard driver. In Utah, the average monthly rate for a driver who is presently insured is $ 78.73 while drivers who not presently covered will pay around $ 58.50

Coverage Avg monthly rate
Not Currently Insured $58.50
Not Currently Insured $78.73
Currently Insured $78.05

Utah Car Insurance by Education

car insurance companies will besides look at your education degree. Although not normally a significant factor, your education can effect your monthly rate for car indemnity. In Utah, a driver with a high School Diploma will typically pay $ 108.70 per calendar month vs. person with a Bachelors Degree who will be charged around $ 42.20 per calendar month .

Education Avg monthly rate
Associate Degree $74.74
Bachelors Degree $86.30
Doctorate Degree $85.98
High School Diploma $108.70
Less than High School $42.20
Masters Degree $97.00
Some College $94.84
Some or No High School $100.41

Liability vs. Full Coverage Car Insurance in Utah

Liability merely coverage is typically cheaper and covers the cost of price you may cause to other people or vehicles. Full coverage includes comprehensive and collision policy, possibly PIP and UM/UMPD, which would cover you, your fomite and passengers if you had an accident, regardless of blame. In ( State ) the modal rate for liability only coverage is around $ 66.05 per month compared to Full coverage which will cost you about $ 79.02 per calendar month .

Coverage Avg monthly rate
Full Coverage $79.02
Liability Only $66.05

Methodology The statistics listed on this page are from our own in house report. We track and record quotes that carriers have provided based on assorted criteria. The rates and averages shown on this foliate should entirely be used as an estimate .

Leave a Reply

Your email address will not be published.