With a population of over 4.2 million, Oregon is the twenty-seventh most populate state in the state and features over 162,575 miles of road. There are many factors that go into calculating the rate you pay for car policy. Below is a breakdown of how much drivers in Oregon pay for coverage based on unlike factors. To learn more about policy requirements in Oregon, check out Oregon Car Insurance .

Oregon Car Insurance Rates by Age

typically car policy companies will charge more for younger drivers and provide discounted rates for older drivers. indemnity carriers see young drivers as inexperienced and have a greater gamble of getting in accident. In Oregon, the typical adolescent driver between the age of 16 and 19 will pay $ 147.07 per calendar month while a driver in their 40s will pay an average of $ 65.05 per month .

Age Avg monthly rate
16 – 20 $147.07
20s $95.58
30s $67.38
40s $65.05
50s $62.00
60s $61.27
70s $70.32
Over 80 $85.91

Oregon Car Insurance Rates by Marital Status

Marry couples in Oregon typically pay more for their car policy than drivers who are unmarried. This likely due to the simple fact that there is more than 1 driver on the policy. Married couples besides will normally have more than one vehicle and could possibly have some adolescent drivers on the policy vitamin a well. In Oregon, Married couple typically pay around $ 74.71 per month while single drivers average in around $ 93.42 per calendar month.

Marital Status Avg monthly rate
Divorced $77.62
Married $74.71
Separated $93.42
Single $74.57
Widowed $70.35

Average Car Insurance Rates in Oregon by Credit Score

many factors go into the rate you pay for car insurance. Your old age, location, and vehicle are all function of the equality. insurance companies besides take your citation score into consideration. In Oregon, drivers with excellent credit pay an average of $ 91.59 per month compared to drivers with inadequate credit who typically will pay $ 116.72 per calendar month .

Credit Rating Avg monthly rate
Excellent $91.59
Good $72.59
Poor $116.72

Car Insurance for High Risk Drivers in Oregon

Drivers with a adept driving history typically will pay less for car indemnity than person that had a DUI, speeding tickets, or an accident. Car policy companies see drivers with a bad drive history has being a bigger risk. Drivers in Oregon with a dependable drive history normally pay round $ 73.42 per month. Drivers with a bad driving history that may include tickets, DUI, or accidents will typically pay $ 109.82 per month .

Safe Driver (No prior tickets, DUI, or accidents) Avg monthly rate
High Risk Drivers $109.82
Safe Drivers $73.42

Oregon Auto Insurance Rates by Homeownership

insurance companies will besides take homeownership into score when factoring the rate you pay for indemnity. In Oregon, drivers who own their home will normally pay around $ 74.39 per month while drivers who rent normally average in around $ 74.75.

Homeownership Avg monthly rate
Own $74.39
Rent $74.75

Currently Insured vs. Uninsured in Oregon

More often than not, drivers who presently have car indemnity coverage will receive a cheaper monthly rate than drivers who do not. Since car policy is a necessity in all 50 states, companies may question why you do n’t presently have coverage. Because of this, they may see you as a higher gamble driver. In Oregon, the average monthly rate for a driver who is presently insured is $ 65.88 while drivers who not presently covered will pay around $ 119.26

Coverage Avg monthly rate
Not Currently Insured $119.26
Not Currently Insured $65.88
Currently Insured $79.19

Oregon Car Insurance by Education

car policy companies will besides look at your education tied. Although not normally a meaning gene, your education can consequence your monthly rate for car policy. In Oregon, a driver with a senior high school School Diploma will typically pay $ 107.13 per month vs. person with a Bachelors Degree who will be charged around $ 34.56 per calendar month .

Education Avg monthly rate
Associate Degree $71.03
Bachelors Degree $87.61
Doctorate Degree $144.22
High School Diploma $107.13
Less than High School $34.56
Masters Degree $94.49
Some College $89.66

Liability vs. Full Coverage Car Insurance in Oregon

Liability only coverage is typically cheaper and covers the cost of damage you may cause to early people or vehicles. Full coverage includes comprehensive examination and collision policy, possibly PIP and UM/UMPD, which would cover you, your vehicle and passengers if you had an accident, careless of defect. In ( State ) the average rate for liability only coverage is about $ 67.89 per month compared to Full coverage which will cost you about $ 75.33 per calendar month .

Coverage Avg monthly rate
Full Coverage $75.33
Liability Only $67.89


The statistics listed on this page are from our own in house report. We track and commemorate quotes that carriers have provided based on respective criteria. The rates and averages shown on this page should only be used as an estimate .

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