How much is car insurance in Stone Mountain?

Area Average Monthly Car Insurance Premium
Stone Mountain $131
GA $103
United States $80

What rates should residents of Stone Mountain expect to pay for their car insurance ? How does Stone Mountain compare to the surrounding area and the lie of Georgia ? You can see the cost breakdowns and contributing factors in the charts and writeups below : Auto policy policies in Stone Mountain are about $ 28 a month more expensive than the rest of Georgia .
The median price of insuring your vehicle in Stone Mountain is above the national rate. It ‘s round $ 51 more expensive for coverage in Stone Mountain than the average rates seen in the rest of the U.S .
While these are the average monthly costs for car indemnity coverage in Stone Mountain, you could end up paying something different. There are numerous factors taken into consideration by indemnity companies when deciding the rate you ‘ll pay for coverage. Things like old age, gender, fomite make and model, driving record and, in some areas, credit score can all play a part in the placard you ‘ll see each calendar month.

But do n’t worry, we ‘ve broken down the average rate for Stone Mountain residents based on respective different factors so that you can get a more accurate idea of your policy ‘s monthly premium. If you ‘re not certain that you ‘re getting the cheapest rate for your sphere, just enter your ZIP below to find out !
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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18 Not Enough Data
18-24 $198
25-34 $137
35-44 $121
45-54 $108
55-64 $103
65+ $112

The older you are, the more experience you are on the roads. When it comes to cable car policy premiums, that experience can actually pay off. As you can see, 18-24-year-olds give a distribute more than drivers of retirement age .
For every 10 years, you can expect to see a decrease in your monthly bounty. You may see your rates creep back up once you hit retirement in Stone Mountain .

Average Car Insurance Rates by Gender

Gender Average
Male $133
Female $129

In general, women pay slenderly less for car insurance than men. In Stone Mountain, the difference is around $ 4 a calendar month. Based on the chart above, you can see that female drivers pay around $ 129 on average, while male drivers typically pay $ 133 each calendar month .

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident $176
Multiple Accidents $253
1 Ticket $169
Multiple Tickets $298

Your drive record can have a frightful affect on your car insurance rates. Those with fewer accidents and tickets will pay much less than those with multiple infractions. In Stone Mountain, having a one accident on your criminal record will normally get you rates around $ 169 a month. Likewise, drivers with one tag will be looking at a rate of around $ 176 a calendar month on average .
Accidents, tickets, and early driving infractions can very cost you when it comes to your monthly rate. thus, if cheap car indemnity is something you ‘re after, drive safely and keep a clean record .

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year $131
2-3 Years $136
4-5 Years $138
6-7 Years $152
8-10 Years $130
11-14 Years $134
15 Years or Older $122

If you look at the first gear mesa above, you ‘ll see that trucks and vans are normally the cheapest vehicles to insure in Stone Mountain, with drivers paying about $ 115 per calendar month to insure their vehicle .
car owners can expect to pay an modal of around $ 134 a month for their policy, while SUVs normally cost around $ 129 a month to insure .
You can besides expect to see slenderly different rates depending on your vehicle ‘s age. Newer vehicles are by and large going to be the most expensive to insure. however, your rates may start to decrease if your car is a few years previous. In Stone Mountain, vehicles six-to-seven years honest-to-god are the most expensive to insure .

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married) $139
Married $110
Divorced $103
Widowed $107

overall, marital policyholders will pay slightly less for insurance coverage. This oftentimes is a solution of owning multiple vehicles that are on the lapp policy, something many companies award special discounts for .
On a national scale, single drivers typically pay more than marry couples do for car indemnity. Stone Mountain is no exception, with the difference totaling to around $ 29 a calendar month .

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own $123
Rent $133
Live with parents $164

Your living site is another factor that affects your monthly rate. If you rent your home or apartment, expect to pay around $ 10 a month more than if you own your own home in Stone Mountain. But if you live with your parents, your rates will be significantly higher .
many companies, however, will offer you a dismiss to bundle your home or rental policy with your car policy policy, which can help reduce your car policy premiums .

Car Insurance Companies in Stone Mountain, GA

Recent trends in car insurance for Stone Mountain drivers

median rates are constantly changing, so it ‘s a good mind to know the guidance your area is trending before shopping for coverage.

In Stone Mountain, the rates for car insurance had been increasing steadily from 2016-2020. They finished depressed in 2021, at $ 158 .

How does Stone Mountain compare to neighboring areas?

Why are car insurance rates in Stone Mountain different from other areas?

There are a kind of factors car insurance companies take into retainer when deciding how much to charge for a monthly rate. While we ‘ve discussed the ones that affect your personal policy, others are based around where you live. These include things like :

  • Road Safety (total number of local car accidents)
  • Crime levels
  • Access to off-street parking
  • Area regulations
  • Total number of drivers in the region

You ca n’t change these factors yourself, but they ‘re something to take into consideration when shop for a newly policy or looking to move into an area. With the cognition that different towns and cities will all have different rates, guides like these can be a dependable direction to get a lay of the land of your particular neighborhood .

How can I find the cheapest car insurance in Stone Mountain?

While getting familiar with what the average costs are for drivers like you can be helpful as you get an estimate of what you might pay, the alone way to know precisely what your rate will be is by requesting a quotation from car insurance companies .
fortunately, will handle the heavy lift for you. Simply accede your zip code Code below, answer to a few questions, and you ‘ll be comparing the cheapest quotes from several of the car indemnity companies offering car coverage in Stone Mountain .
Compare the cheapest quotes from dozens of insurance companies

Stone Mountain Insurance FAQs

What factors affect car insurance quotes in Stone Mountain? car indemnity companies calculate quotes based on a across-the-board range of factors. These include things you ca n’t control like your age and sex but besides factors like your vehicle ‘s year, make and model, plus your marital status, address, credit score, and driving record.

Why is the cost of car insurance in Stone Mountain different from other neighboring cities? Your address and the city you live in have a meaning affect on how much a car policy company might charge for your policy. Companies take into consideration things like crime rates, local laws, and parking situations when calculating your quote — all of which can change from city to city.

Which car insurance company will offer me the cheapest rate in Stone Mountain? There is n’t one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle induce and model, driving record, and number of drivers on the policy. By using sites like to compare multiple quotes simultaneously, you can rest assured that you ‘re getting the best price available.

Do I need to change my insurance if I move to Stone Mountain? Whenever you relocate or experience another major life event, such as getting married or finding a modern occupation, you should consider re-evaluating your current insurance policy. By using services like to compare quotes from multiple companies at once, you can be indisputable to capture any new savings brought about by your new site.

Do I need to wait for my policy to expire to switch to a different car insurance company? No. regardless of how much clock time is left on your current policy, you can switch companies at any time. thus, whether you ‘re considering moving to Stone Mountain or merely curious if you ‘re getting the best rates, why not take 10 minutes and see if can save you some extra cash ?

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