Cheap Car Insurance in Ohio – NerdWallet

car indemnity is an crucial purchase, but finding cheap car indemnity in Ohio international relations and security network ’ thyroxine constantly easy. That ’ randomness why it ’ sulfur important to compare rates from multiple insurers. The average cost of wax coverage cable car insurance in Ohio is $ 1,098 per year, or about $ 92 per calendar month, according to NerdWallet ’ mho analysis. minimum coverage in Ohio is $ 391 per year on average, but we found you can probable get a cheaper policy. For model, Erie offers the cheapest rates in Ohio at $ 216 per class, on average, for minimum coverage car insurance for a 35-year-old driver with a scavenge drive read.

See what you could save on car insurance

well compare personalized rates to see how a lot trade cable car policy could save you.

ZIP Code

Get started on Insure.com

Cheapest car policy company overall in Ohio
Hastings Mutual	$ 54/month	not however rated .
Cheapest for minimum coverage
erie	$ 18/month	4.0 NerdWallet denounce NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.
Cheapest for young drivers
Geico	$ 95/month	4.5 NerdWallet rat NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.
Cheapest for drivers with poor credit
lake erie	$ 54/month	4.0 NerdWallet rat NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account consumer complaint and customer satisfaction data.

How we chose the cheapest companies in Ohio

NerdWallet ’ s editorial team analyzed car policy rates from 19 car insurers in Ohio and found the five cheapest options for drivers in respective historic period brackets and with different histories, all driving a 2019 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimal requirements in Ohio. For full coverage, we used the under coverage limits :

• $ 100,000 bodily injury liability per person .
• $ 300,000 bodily injury liability per accident .
• $ 50,000 property damage indebtedness per accident .
• $ 100,000 uninsured motorist coverage per person .
• $ 300,000 uninsured motorist coverage per accident .
• Collision coverage with a $ 1,000 deductible .
• comprehensive coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a lot of quotes to find bum car indemnity. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. placid, some companies routinely have better policy rates for youthful drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Ohio for 20-year-olds

Drivers in Ohio with clean drive records may want to consider the keep up companies, which had the lowest average rates :

1. Geico : $ 1,146 per year, or about $ 96 per calendar month .
2. central policy : $ 1,390 per year, or about $ 116 per calendar month .
3. erie : $ 1,408 per year, or about $ 117 per calendar month .
4. Hastings Mutual : $ 1,478 per year, or about $ 123 per calendar month .
5. american Family : $ 1,544 per year, or about $ 129 per calendar month .

Cheapest minimum coverage car insurance in Ohio for 20-year-olds

Drivers in Ohio who want barely the state minimal coverage may want to check with these companies, which had the lowest average rates :

1. lake erie : $ 432 per year, or about $ 36 per calendar month .
2. Geico : $ 439 per class, or about $ 37 per calendar month .
3. central insurance : $ 533 per year, or about $ 44 per month .
4. state of matter grow : $ 582 per year, or about $ 48 per calendar month .
5. Westfield : $ 663 per year, or about $ 55 per month .

Cheapest auto insurance in Ohio for 20-year-olds with poor credit

Drivers with poor credit in Ohio should look at the following insurers with the lowest median rates for minimum coverage :

1. lake erie : $ 432 per class, or about $ 36 per month .
2. Geico : $ 652 per year, or about $ 54 per month .
3. central indemnity : $ 955 per year, or about $ 80 per month .
4. Allstate : $ 986 per year, or about $ 82 per calendar month .
5. embrace : $ 1,078 per year, or about $ 90 per month .

Cheapest auto insurance in Ohio for 20-year-old drivers with one at-fault crash

For drivers with a recent accident in Ohio, here are the companies with the lowest average rates for minimum coverage :

1. erie : $ 556 per year, or about $ 46 per month .
2. Geico : $ 633 per year, or about $ 53 per month .
3. state grow : $ 762 per class, or about $ 64 per calendar month .
4. american Family : $ 764 per class, or about $ 64 per month .
5. Westfield : $ 842 per class, or about $ 70 per calendar month .

Cheapest auto insurance in Ohio for 20-year-old drivers after a DUI

The cheapest car policy we found after a DUI is shown hera, alongside the insurers ‘ average rates for minimum coverage .

1. erie : $ 624 per year, or about $ 52 per month .
2. Geico : $ 753 per year, or about $ 63 per calendar month .
3. american Family : $ 764 per class, or about $ 64 per calendar month .
4. state farm : $ 910 per year, or about $ 76 per calendar month .
5. Allstate : $ 951 per class, or about $ 79 per calendar month .

See what you could save on car insurance

easily compare personalized rates to see how much switch car insurance could save you.

ZIP Code

Get started on Insure.com

Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper cable car policy rates than in their teens and 20s. hush, factors like a person ’ mho drive record and car make and exemplary can increase prices. Drivers in their 30s can get lower rates by shopping about and taking advantage of any car policy discounts.

Cheapest full coverage car insurance in Ohio for 30-year-olds

Drivers in Ohio with uninfected drive records may get the lowest rates from these companies :

1. Hastings Mutual : $ 678 per class, or about $ 56 per calendar month .
2. Geico : $ 693 per year, or about $ 58 per month .
3. erie : $ 750 per year, or about $ 62 per calendar month .
4. state farm : $ 838 per year, or about $ 70 per calendar month .
5. Auto-Owners : $ 903 per year, or about $ 75 per calendar month .

Cheapest minimum coverage car insurance in Ohio for 30-year-olds

Drivers in Ohio who want their state ‘s minimal coverage can check with the following companies, which had the lowest average rates :

1. lake erie : $ 222 per year, or about $ 18 per month .
2. state grow : $ 254 per year, or about $ 21 per calendar month .
3. Geico : $ 262 per year, or about $ 22 per calendar month .
4. Auto-Owners : $ 271 per year, or about $ 23 per calendar month .
5. Hastings Mutual : $ 312 per year, or about $ 26 per calendar month .

Cheapest auto insurance in Ohio for 30-year-olds with poor credit

Drivers with poor credit in Ohio should consider the following companies with the lowest average rates for full coverage :

1. lake erie : $ 750 per class, or about $ 62 per month .
2. embrace : $ 1,034 per class, or about $ 86 per month .
3. Hastings Mutual : $ 1,040 per year, or about $ 87 per calendar month .
4. Geico : $ 1,054 per year, or about $ 88 per calendar month .
5. american Family : $ 1,728 per class, or about $ 144 per calendar month .

Cheapest auto insurance in Ohio for 30-year-old drivers with one at-fault crash

For drivers in Ohio with a recent accident, here are the lowest average rate options for full coverage :

1. erie : $ 953 per class, or about $ 79 per month .
2. american Family : $ 1,033 per class, or about $ 86 per month .
3. Hastings Mutual : $ 1,047 per year, or about $ 87 per month .
4. state grow : $ 1,073 per year, or about $ 89 per calendar month .
5. Geico : $ 1,087 per year, or about $ 91 per calendar month .

Cheapest auto insurance in Ohio for 30-year-old drivers after a DUI

For the cheapest car policy after a DUI, we found the postdate options for full coverage .

1. american english Family : $ 1,033 per year, or about $ 86 per calendar month .
2. erie : $ 1,128 per year, or about $ 94 per month .
3. department of state grow : $ 1,240 per year, or about $ 103 per month .
4. Geico : $ 1,265 per year, or about $ 105 per month .
5. liberal : $ 1,411 per year, or about $ 118 per calendar month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better policy rates than their younger counterparts on average, but hush pay more than older age groups. Shopping around for brassy car insurance quotes with multiple insurers is the best way to find lower rates. good drivers who don ’ t get behind the wheel often might want to consider pay-per-mile indemnity, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Ohio for 40-year-olds

Drivers in Ohio with clean tug records may want to think about the follow companies, which had the lowest average rates :

1. Hastings Mutual : $ 589 per class, or about $ 49 per calendar month .
2. Geico : $ 673 per class, or about $ 56 per month .
3. erie : $ 716 per year, or about $ 60 per calendar month .
4. country farm : $ 817 per year, or about $ 68 per month .
5. central policy : $ 869 per year, or about $ 72 per month .

Cheapest minimum coverage car insurance in Ohio for 40-year-olds

Drivers in Ohio who want barely the minimal coverage may want to check prices from these companies, which had the lowest average rates :

1. erie : $ 211 per year, or about $ 18 per calendar month .
2. department of state grow : $ 256 per year, or about $ 21 per calendar month .
3. Geico : $ 257 per year, or about $ 21 per calendar month .
4. Hastings Mutual : $ 266 per class, or about $ 22 per calendar month .
5. Auto-Owners : $ 278 per year, or about $ 23 per calendar month .

Cheapest auto insurance in Ohio for 40-year-olds with poor credit

Drivers with poor people credit in Ohio can check out the following insurers with the lowest average rates for broad coverage :

1. erie : $ 716 per year, or about $ 60 per month .
2. Hastings Mutual : $ 896 per year, or about $ 75 per month .
3. Geico : $ 1,022 per class, or about $ 85 per month .
4. embrace : $ 1,034 per class, or about $ 86 per calendar month .
5. american Family : $ 1,579 per class, or about $ 132 per month .

Cheapest auto insurance in Ohio for 40-year-old drivers with one at-fault crash

For drivers with a late accident living in Ohio, here are the companies with the lowest average rates for full coverage :

1. erie : $ 907 per year, or about $ 76 per month .
2. Hastings Mutual : $ 942 per class, or about $ 78 per month .
3. american english Family : $ 947 per class, or about $ 79 per calendar month .
4. submit farm : $ 1,049 per year, or about $ 87 per month .
5. Geico : $ 1,052 per year, or about $ 88 per calendar month .

Cheapest auto insurance in Ohio for 40-year-old drivers after a DUI

The cheapest full coverage car indemnity we found for drivers with a DUI came from the following companies .

1. american Family : $ 947 per class, or about $ 79 per calendar month .
2. erie : $ 1,074 per year, or about $ 90 per calendar month .
3. express grow : $ 1,212 per class, or about $ 101 per calendar month .
4. Geico : $ 1,244 per class, or about $ 104 per month .
5. progressive : $ 1,303 per year, or about $ 109 per calendar month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper cable car policy rates than most early historic period groups on modal. Prices will continue to drop as they inch toward their 60s and gain more driving experience. Rates can distillery vary depending on early factors such as a driver ’ s sex and location, so it ’ s smart to shop around to find the best rate. Our list of the best brassy car insurance companies is a dependable invest to start.

Cheapest full coverage car insurance in Ohio for 50-year-olds

Drivers in Ohio with clean drive records may want to get quotes from these insurers, which had the lowest average rates :

1. Hastings Mutual : $ 510 per year, or about $ 42 per month .
2. Geico : $ 649 per year, or about $ 54 per month .
3. erie : $ 703 per year, or about $ 59 per month .
4. country farm : $ 798 per year, or about $ 66 per calendar month .
5. Auto-Owners : $ 841 per class, or about $ 70 per calendar month .

Cheapest minimum coverage car insurance in Ohio for 50-year-olds

Drivers in Ohio who opt for the submit minimum coverage may want to consider the watch companies, with the lowest modal rates :

1. lake erie : $ 207 per class, or about $ 17 per month .
2. Hastings Mutual : $ 225 per year, or about $ 19 per calendar month .
3. Geico : $ 252 per year, or about $ 21 per calendar month .
4. state farm : $ 254 per class, or about $ 21 per calendar month .
5. Auto-Owners : $ 260 per year, or about $ 22 per calendar month .

Cheapest auto insurance in Ohio for 50-year-olds with poor credit

Drivers with poor citation in Ohio can check with the following companies, which showed the lowest average rates for full coverage :

1. erie : $ 703 per class, or about $ 59 per month .
2. Hastings Mutual : $ 771 per class, or about $ 64 per month .
3. embrace : $ 943 per year, or about $ 79 per calendar month .
4. Geico : $ 985 per year, or about $ 82 per month .
5. american Family : $ 1,459 per year, or about $ 122 per month .

Cheapest auto insurance in Ohio for 50-year-old drivers with one at-fault crash

For drivers living in Ohio with a holocene accident, hera are the insurers with the lowest average full coverage rates :

1. Hastings Mutual : $ 849 per year, or about $ 71 per month .
2. american Family : $ 877 per year, or about $ 73 per calendar month .
3. erie : $ 889 per year, or about $ 74 per calendar month .
4. Geico : $ 1,002 per year, or about $ 84 per calendar month .
5. state farm : $ 1,024 per class, or about $ 85 per calendar month .

Cheapest auto insurance in Ohio for 50-year-old drivers after a DUI

The cheapest car indemnity we found for drivers with a holocene DUI comes from the following companies, listed with rates for full coverage .

1. american english Family : $ 877 per year, or about $ 73 per month .
2. erie : $ 1,053 per class, or about $ 88 per calendar month .
3. state grow : $ 1,188 per year, or about $ 99 per calendar month .
4. progressive : $ 1,196 per year, or about $ 100 per month .
5. Geico : $ 1,246 per year, or about $ 104 per month .

See what you could save on car insurance

easily compare personalized rates to see how a lot interchange cable car policy could save you.

ZIP Code

Get started on Insure.com

Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car insurance rates than many other historic period groups on median, prices will start increasing as they get older. To find cheap car insurance for seniors, drivers in their 60s should make certain to shop around to find the best pace. Drivers in this age group should besides take advantage of any available discounts for elder citizens.

Cheapest full coverage car insurance in Ohio for 60-year-olds

Drivers in Ohio with blank tug records may want to think about getting quotes from these companies, which had the lowest average rates :

1. Hastings Mutual : $ 515 per year, or about $ 43 per month .
2. Geico : $ 630 per class, or about $ 52 per month .
3. lake erie : $ 685 per class, or about $ 57 per month .
4. state grow : $ 753 per year, or about $ 63 per calendar month .
5. Auto-Owners : $ 813 per year, or about $ 68 per month .

Cheapest minimum coverage car insurance in Ohio for 60-year-olds

Drivers in Ohio who want just the state minimal coverage may want to check with these insurers, which had the lowest average rates :

1. lake erie : $ 201 per year, or about $ 17 per calendar month .
2. Hastings Mutual : $ 228 per class, or about $ 19 per calendar month .
3. express farm : $ 240 per class, or about $ 20 per calendar month .
4. Frankenmuth : $ 248 per class, or about $ 21 per month .
5. Geico : $ 250 per year, or about $ 21 per month .

Cheapest auto insurance in Ohio for 60-year-olds with poor credit

Drivers with poor accredit in Ohio can look at the following companies with the lowest average rates for full moon coverage :

1. erie : $ 685 per year, or about $ 57 per calendar month .
2. Hastings Mutual : $ 779 per class, or about $ 65 per month .
3. embrace : $ 923 per class, or about $ 77 per calendar month .
4. Geico : $ 956 per class, or about $ 80 per month .
5. american english Family : $ 1,441 per class, or about $ 120 per month .

Cheapest auto insurance in Ohio for 60-year-old drivers with one at-fault crash

For drivers with a late accident support in Ohio, here are the companies with the lowest average rates for full coverage :

1. Hastings Mutual : $ 856 per year, or about $ 71 per calendar month .
2. american Family : $ 864 per year, or about $ 72 per calendar month .
3. erie : $ 875 per year, or about $ 73 per calendar month .
4. country farm : $ 968 per year, or about $ 81 per month .
5. Geico : $ 983 per class, or about $ 82 per month .

Cheapest auto insurance in Ohio for 60-year-old drivers after a DUI

The cheapest car insurance we found after a DUI came from the following companies, shown with their average rates for broad coverage .

1. american english Family : $ 864 per year, or about $ 72 per month .
2. erie : $ 1,042 per class, or about $ 87 per month .
3. express farm : $ 1,122 per year, or about $ 94 per month .
4. progressive : $ 1,153 per year, or about $ 96 per month .
5. Geico : $ 1,244 per year, or about $ 104 per month .

Cheapest car insurance for military families

If you ‘re an active member of the military or a veteran — or have an immediate syndicate member who is — chances are you ‘ll get a relatively cheap rate with USAA, a company that is n’t available to the general public. Because of that restriction, USAA is n’t ranked with the others, but it was the cheapest car insurance option for 4 of the 24 driver profiles we examined.

Minimum required auto insurance in Ohio

Ohio car indemnity policies must include liability coverage, which covers others ’ place wrong or injury treatment if you ’ ra creditworthy for a crash. The minimal liability limits you must purchase are :

• $ 25,000 bodily injury liability per person .
• $ 50,000 bodily injury liability per accident .
• $ 25,000 place damage liability per accident .

indebtedness car policy covers the cost of any damage, injuries or deaths you cause in a cable car accident, astir to your policy ’ randomness predefined limits. A unplayful crash could cause wrong that easily surpasses these policy amounts. To avoid having to pay accident bills out of your own pocket, consider buying more than the publicize minimum. You may besides want coarse optional coverages such as collision, comprehensive and uninsured motorist protection. For more help planning your Ohio car policy, visit NerdWallet ’ s guide to car policy requirements by state.

Alternative car insurance in Ohio

Drivers who can ’ t catch cable car indemnity on Ohio ’ s voluntary market because of a checked drive record, poor accredit or other factors can apply for coverage through the Ohio Automobile Insurance Plan. Or, you could forgo insurance raw, if you can prove your fiscal province to the state. Your options as an person are :

• Make a $ 30,000 lodge with the state treasury in money or bonds.

  Read more: Best car insurance companies for 2022

• If you and another person own property with equity of at least $ 60,000, you can purchase a chemical bond from the Bureau of Motor Vehicles in the measure of $ 30,000 .

For more help scoring cheap car insurance in Ohio, try NerdWallet ’ randomness car policy comparison tool .

generator : https://insurecar.info
Category : car insurance questions