The Cheapest and Best Car Insurance in Tucson
The Cheapest Car Insurance Companies in Tucson
When it comes to full-coverage policies in Tucson, the follow companies offer the cheapest quotes, on average :
- GEICO: $669 per year
- Nationwide: $903 per year
military personnel and their families can qualify for policies from USAA, which offers the second-cheapest annual car insurance rates at $ 720 per year, on average. With a full-coverage policy, drivers receive comprehensive examination and collision coverage. The cost, however, may vary depending on the indebtedness coverage limits you select. GEICO ‘s policy is the cheapest in the city on average, costing roughly 195 % less than the most expensive insurance company, MetLife, for a exchangeable design .
Cheapest Car Insurance in Tucson
Full Coverage 100/300/100 According to MoneyGeek ‘s methodology, we compiled average rates for a 40-year-old male driver seeking a full-coverage policy. A full-coverage car policy policy costs more than a liability-only policy, as it includes the following extra coverage :
- Collision Coverage: This inclusion covers damages to your car after an accident involving a vehicle or stationary object.
- Comprehensive Coverage: This coverage protects your car against non-collision damages, like fires and storms.
state of matter minimum policy or indebtedness policy may be a better option for an older cable car, particularly if a full-coverage policy exceeds the vehicle ‘s prize .
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Cheapest Car Insurance in Tucson for Minimum Coverage
minimum coverage policy policies are the most low-cost in Tucson. The following companies provide the cheapest minimum liability indemnity in the city, on average :
- GEICO: $321 per year
- Progressive: $459 per year
If you come from a military family, USAA offers the cheapest option. These drivers pay an annual average of $ 319 for its coverage. On modal, GEICO ‘s quote is $ 623 less expensive than MetLife ‘s, which costs $ 944 annually. Because of their lower coverage limits, minimum coverage plans are significantly cheaper. however, you face a risk of being underinsured without comprehensive and collision coverages in the consequence of an accident. Use the postpone below to see how rates differ as liability limits increase .
Cheapest Minimum Liability Car Insurance in Tucson
submit Minimum Arizona ‘s drivers need a minimum of 25/50/15 in liability insurance. This coverage may be Tucson ‘s cheapest, but it besides provides the least protection. It besides adds more fiscal obligation to the policyholder following an at-fault accident. For exemplar, if you caused an accident and it costs $ 25,000 to cover the place damages to the other driver, you will have to pay $ 10,000 out of pocket, with your liability insurance only covering $ 15,000 of the damages .
Arizona Minimum Liability Requirements
- detail description
- Bodily Injury and Property Damage $ 15,000 per person, $ 30,000 per accident and $ 10,000 for property damage. A more protective level is 100/300/100 .
Cheapest Car Insurance in Tucson if You Have Driving Violations
A traffic offense, such as a rush ticket or DUI, will probably raise the price of car indemnity in Tucson. Based on different infractions, the play along companies offer the cheapest insurance quotes in the city, on average :
- Cheapest After a Ticket: GEICO, $792 per year
- Cheapest After an At-Fault Accident: GEICO, $963 per year
- Cheapest After a DUI: American Family, $1,047 per year
You can improve your drive record over time to lower your indemnity prices careless of the traffic misdemeanor. After a ticket or an accident, it ‘s critical to shop around for indemnity policies to determine which provider offers the best coverage for your specific circumstances .
Cheapest Car Insurance in Tucson With a Violation
Average Cost of Car Insurance in Tucson
The average annual monetary value of car insurance in Tucson is $ 1,167, which is lower than both the state and national averages. Policyholders in Tucson pay about 9.1 % less than the typical annual monetary value of car coverage in Arizona and about 18.1 % less than the national average.
Personalized Quotes to Get You the Cheapest Car Insurance in Tucson
Drivers who are interest in getting car policy in Tucson can get the most accurate car indemnity quotes when they request a personalize quote since several factors are taken into consideration when car policy companies compute car indemnity rates. Some of these factors include senesce, location, recognition score, make and model of the vehicle and drive record. For example, in Tucson, an car policy plan for a senior 70-year-old male driver from GEICO is roughly half angstrom expensive as a policy for an 18-year-old driver. unlike car indemnity companies have different discounts and promos available, and since your circumstances change over time, it would be a wise motion to frequently request personalized car indemnity quotes from different companies .
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The Best Car Insurance Companies in Tucson
MoneyGeek considered service choice and affordability to find the best car insurance providers in Tucson. According to our analysis, the city ‘s best car policy companies are :
- GEICO: MoneyGeek score of 90 out of 100
- State Farm: MoneyGeek score of 85 out of 100
USAA received the best scores in Tucson. however, we did not include this company in our best overall number since its policies are only available to military personnel and their families. MoneyGeek conducted this survey using J.D. Power ‘s affordability, customer gratification and fiscal stability scores .
5/5 Affordability 5/5 Claims Ratings 5/5 User Satisfaction A++ fiscal constancy 2
5/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A++ fiscal stability 3
3/5 Affordability 3/5 Claims Ratings 5/5 User Satisfaction A fiscal stability 4
3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A+ fiscal constancy 5
5/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal constancy 6
3/5 Affordability 4/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 7
3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal stability 8
2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A++ fiscal stability 9
2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal constancy 10
2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A fiscal constancy 11
3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal constancy 12
2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability
Average Cost of Car Insurance by Postal Code
Your residential neighborhood is besides considered in the calculation of your car policy rates in Tucson since respective risks are give in different locations. Drivers living in ZIP code 85713, for model, will pay around $ 38 more for their car policy premiums than drivers living in 85710 .
- Zip Code State Minimum
Factors That Impact Insurance Costs in Tucson
In addition to individual driver needs and history, location-specific factors like the share of uninsured motorists and the rate of black accidents besides contribute to car insurance rates in Tucson. How Tucson ranks compared to the 300 most populous cities in the United States can have a meaning shock on premium costs . Most Accidents With Fatalities
/ 300 Most cable car Thefts
/ 300 Most uninsured Motorists by State
/ 50 personal Injury Protection Required No Most annual rain
/ 300 Most showery Days
Methodology and Assumptions
MoneyGeek ’ randomness median bounty rates for Tucson are based on 100/300/100 comprehensive collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The average driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, location and drive record. Learn more about MoneyGeek ’ south data and methodology here. About the generator
Mark Fitzpatrick is a senior message coach with MoneyGeek specializing in insurance. Mark has years of experience analyzing the indemnity market and creating original research and subject. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a master of Arts .