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Olive Car Warranty Overview
Olive and its affiliates have been in business since 2000, but Olive.com is a brand-new digital-focused guarantee caller. It began by offering mechanical breakdown policy ( MBI ) in California in 2020 and expanded to offer extend car warranties in all early states soon after. Olive is unique in the diligence for a few reasons. For example, it uses a subscription-based charge model that customers can cancel at any meter. Olive besides has one of the best websites we ’ ve seen. It ’ south flying, easy to navigate, and clear about its guarantee plans and how to get them. With Olive, coverage starts when you buy your plan online, which is unique. The party doesn ’ t require a expect period or inspection for preexistent conditions. Customers appreciate olive ’ sulfur novel access, besides. Olive has an A+ rating with accreditation from the Better Business Bureau ( BBB ) and a 4.7-star rating from reviews on Google. The company doesn ’ thymine habit robocalls to advertise its plans, which is typical in the industry. olive ’ south plans are administered by QBE, a multinational insurance company and guarantee company with fiscal military capability ratings of A+ from Standard & Poor rating and A from AM Best.
Olive Extended Warranty Coverage
olive keeps it bare and offers three coverage options that can cover vehicles up to three years at a time until they reach 185,000 miles. Below is a birds-eye scene of each Olive cable car guarantee design : complete Care ( a bumper-to-bumper strain guarantee ), Powertrain Plus, and Powertrain.
| Complete Care | Powertrain Plus | Powertrain | |
|---|---|---|---|
| Engine | ✔ | ✔ | ✔ |
| Transmission | ✔ | ✔ | ✔ |
| Drive Axle | ✔ | ✔ | ✔ |
| Air and Fuel Systems | ✔ | ✔ | ✔ |
| Seals and Gaskets | ✔ | ✔ | ✔ |
| Odometer and Speedometer | ✔ | ✔ | |
| Steering | ✔ | ✔ | |
| Front Suspension | ✔ | ✔ | |
| Brakes (no rotors or pads) | ✔ | ✔ | |
| Air Conditioning | ✔ | ✔ | |
| Electrical Components | ✔ | ✔ | |
| Anti-Lock Brakes | ✔ | ||
| Instrumentation | ✔ | ||
| Power Windows and Locks | ✔ | ||
| Luxury Electronics | ✔ | ||
| Emissions Components | ✔ | ||
| Safety Systems | ✔ | ||
| Exclusionary | ✔ |
Olive Car Warranty Extras
aside from guarantee coverage, Olive offers a few benefits to make breakdowns less of a hassle. All plans come with towing reimbursement of up to $ 100 per dislocation. They besides come with lease car reimbursement, which :
- Covers up to $35 per day for 5 days
- Covers an extra 2 days if Olive requires an inspection of the breakdown
- Applies to breakdowns covered by Olive or your car’s manufacturer
What An Olive Car Warranty Doesn’t Cover
Like most elongated guarantee programs, the Olive car guarantee doesn ’ t cover preexistent conditions, whether the driver knows about them or not. Because Olive doesn ’ deoxythymidine monophosphate require a wait period or inspection before coverage, the company is identical gain about this write out. In fact, every page on its web site contains a statement about olive excluding preexistent conditions. When companies are honest about this with their customers, everyone is more likely to be happy. here are a few more things Olive ’ sulfur extended guarantee doesn ’ thyroxine cover :
- Wear items like wiper blades, brake pads, belts, and hoses
- Regular maintenance like oil changes and filter changes
- Damage from accidents, misuse, or lack of maintenance
- Environmental damage or damage from theft or vandalism
- Vehicles used for commercial and ridesharing services
How Much Does An Olive Car Warranty Cost?
On its web site, Olive advertises that most of its widen guarantee plans cost between $ 30 and $ 80 per month. We did a “ secret shopper ” analysis to determine if this was realistic, and after receiving multiple quotes from Olive for different vehicles, the caller ’ sulfur claim checks out. Below are a few example quotes we received for different vehicles. All of these include a $ 100 deductible.
| Vehicle | Complete Care (Cost Per Month) |
Powertrain Plus (Cost Per Month) |
Powertrain (Cost Per Month) |
|---|---|---|---|
| 2016 Honda CR-V with 45,000 miles | $51.68 | $28.43 | $20.67 |
| 2017 Toyota Camry with 50,000 miles | $52.42 | $28.83 | $20.97 |
| 2016 Lexus ES 350 with 48,000 miles | $103.37 | $56.85 | $41.35 |
| 2014 Ford Fusion with 75,000 miles | $152.95 | $84.12 | $61.18 |
| 2013 Toyota Camry with 92,000 miles | $132.86 | $73.07 | $53.14 |
monthly payments apply for the 36-month guarantee term or until your contract is canceled. Since you make payments during the entire guarantee period, you can plainly cancel at any orient, like ending a subscription. You ’ ll get a entire refund if you cancel within 30 days and a prorated refund if you cancel after that. Compared to early providers, Olive is low-cost. olive car warranties cost about $ 64 per month on average, while the modal monthly payment across all extended guarantee companies we reviewed is $ 117. The average total cost of an olive plan is about $ 2,300, though plans can start american samoa low as $ 750 for three years of coverage. That ’ sulfur $ 250 per year of coverage, which is very humble for the diligence.
Olive Deductible Options
olive car guarantee plans come with three deductible options : $ 100, $ 250, and $ 500. ( There is no $ 0 deductible option. ) You pay this deductible each meter you visit a repair shop. Choosing a higher deductible lowers your monthly requital. Between three plans and three deductibles, you can choose from nine full price points. For one quote, we reduced a $ 52 monthly payment to $ 36 by choosing a $ 250 deductible. We reduced the like plan to $ 21 per month with a $ 500 deductible.
How To Get A Quote And File A Claim
Since Olive is a digital-first caller, it is identical easy to get a quote or file a claim.
Getting A Quote From Olive
When our team tested the quotation system, it took us about two minutes to fill out the necessary information and arrive at the final purchase screen. olive makes it comfortable to go back during the process and update details about your vehicle or even add a second vehicle. The locate saves your information so you can shop around and come back belated if you want. once you ‘re ready to make a buy, you can merely sign the agreement electronically and make your first monthly payment on-line. coverage begins at midnight the day after you purchase an olive car guarantee.
If you need any help during the action, you can chat with a alive agent or a chatbot outside of clientele hours. We found the chatbot to be fairly fresh for helping with basic things like updating your account or filing a title. olive ’ second web site links to wax shrink terms at the bottom of every page. however, it doesn ’ thyroxine present a wax shrink during the actual quote process – only a compendious of what ’ s covered.
Filing A Claim With Olive
When you experience a breakdown, you can take your cable car to a workshop near you and call Olive to file a claim. Olive has a partnership with RepairPal Certified Shops, which provide repair warranties for 12 months or 12,000 miles. You can find shops in your area and schedule repairs through RepairPal ’ s website or its mobile app. There are over 2,500 RepairPal Certified Shops countrywide, but if you can ’ triiodothyronine find one in your area, you can besides take your fomite to any state-licensed automobile mechanic. once you get to the denounce, connect the machinist with Olive then olive can approve the animate. If Olive will cover the animate, it will pay the haunt patronize directly and you ’ ll just pay your deductible. If the guarantee doesn ’ thymine cover a specific animate, Olive can hush help negotiate low-cost repair rates with RepairPal Certified Shops.
Olive Car Warranty Reviews
Over 200 customers have weighed in on Google, giving olive car guarantee coverage a 4.7-star military rank overall. Below are a few examples of positive and negative reviews.
Positive Olive Reviews
“ Thank you, Olive, for keeping your end of the bargain ! You guys are a game changer ! I ’ ve had my policy for about six months now and couldn ’ thyroxine be happier. ” – Greg W. via Google
“ The folks at Olive were straight-up with prices and no down payment to start. Thank you, Olive, for giving me peace of mind for my truck. ” – Kelly R. via Google
Negative Olive Reviews
“ They denied me because they claimed my locomotive failure was preexistent. How would anybody know that ? ” – Mel M. via Google
“ According to Olive, they only fix mechanical issues and not something from environmental wear and tear like belts and hoses. very defeated. ” – Michael N. via Google
Our Take On Olive Car Warranty: 4.2 Stars
Olive is a new stretch guarantee provider with a fresh approach to price, coverage, and customer feel. After considering 60 data points in our psychoanalysis, we pace Olive 4.2 out of 5.0 stars and gave it the award for Best Online Warranty. We recommend the ship’s company as a great choice for you to include in your search.
| Olive Car Warranty Pros | Olive Car Warranty Cons |
|---|---|
| RepairPal Certified Shops partner | Only three years of coverage at a time |
| Low monthly payments and overall cost | Pre-existing conditions are not covered |
| No waiting period or inspection required | No coverage for rideshare vehicles |
| 4.7-star Google review rating |
Check the price for an Olive extended guarantee for your vehicle with the link below.
FAQ: Olive Car Warranty
Is olive ’ second guarantee legit ? Yes, Olive is a lawful gallop cable car guarantee company. The stigmatize launched in 2020, but it has roots in other guarantee businesses that extend back to 2000. Based in California, it sells mechanical dislocation insurance in California and fomite overhaul contracts in all other states. Who has the best exsert cable car guarantee ? After a exhaustive diligence analysis of all leading extended guarantee providers, we rated Endurance as the best ship’s company overall. We besides named CarShield the supplier that offers the best value and CARCHEX the best provider for use cars. olive ’ randomness car guarantee is besides a bang-up option for on-line shoppers. What car has a 100,000-mile guarantee ? Hyundai, Genesis, Mitsubishi, and Kia all offer 100,000-mile powertrain warranties. Keep in mind, these warranties apply to original owners or certify pre-owned sales, not secondary buyers. What is covered in a three-month car guarantee ?
A distinctive three-month car guarantee on a use vehicle covers basic components in the engine, transmission, and drivetrain. It may besides cover some parts in the suspension, steering, electrical, or brake systems. Dealers offer these types of warranties and require you to visit the like franchise for compensate influence.
Methodology
In an campaign to provide accurate and indifferent information to consumers, our expert review team collects data from dozens of run car guarantee companies to formulate rankings of the best providers. Companies receive a score in each of the watch categories, a well as an overall weighted score out of 5.0 stars.
- Industry Standing: Warranty providers with a history of strong business practices and endorsements from experts receive the highest scores in this category.
- Coverage: This rating is based on types of extended warranty plans available, coverage terms, and added benefits like roadside assistance.
- Cost: Our research team reviews sample quotes for a variety of plans and vehicles. Companies with lower prices per year of coverage receive the best scores.
- Transparency: This score takes into account contract transparency and the availability of a money-back guarantee.
- Customer Service: We comb through customer reviews and perform our own shopper analysis to get a sense of the responsiveness and helpfulness of each warranty company.